NASDAQ: LPROOpen Lending Corp Stock
$5.75+0.18 (+3.23%)
Updated May 9, 2024
LPRO Price
$5.75
Fair Value Price
$13.11
Market Cap
$685.20M
52 Week Low
$4.57
52 Week High
$11.73
P/E
52.27x
P/B
3.24x
P/S
6.78x
PEG
0.19x
Dividend Yield
N/A
Revenue
$109.84M
Earnings
$14.62M
Gross Margin
79.4%
Operating Margin
27.91%
Profit Margin
13.3%
Debt to Equity
0.8
Operating Cash Flow
$64M
Beta
0.85
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
LPRO Overview
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
Zen Score
–
Industry Average (31)
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Due Diligence Checks
LPRO ($5.75) is undervalued by 56.15% relative to our estimate of its Fair Value price of $13.11 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
LPRO ($5.75) is significantly undervalued by 56.15% relative to our estimate of its Fair Value price of $13.11 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
LPRO ($5.75) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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LPRO News
Valuation
LPRO fair value
Fair Value of LPRO stock based on Discounted Cash Flow (DCF)
Price
$5.75
Fair Value
$13.11
Undervalued by
56.15%
LPRO ($5.75) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
LPRO ($5.75) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
LPRO ($5.75) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
LPRO price to earnings (PE)
For valuing profitable companies with steady earnings
Company
52.27x
Industry
27.15x
Market
29.92x
LPRO is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LPRO is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
LPRO price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
3.24x
Industry
4.96x
LPRO is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
LPRO price to earnings growth (PEG)
For valuing profitable companies with growth potential
LPRO is good value based... subscribe to Premium to read more.
PEG Value Valuation
LPRO's financial health
Profit margin
Revenue
$30.7M
Net Income
$5.1M
Profit Margin
16.5%
LPRO's Earnings (EBIT) of $30.65M... subscribe to Premium to read more.
Interest Coverage Financials
LPRO's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$380.6M
Liabilities
$169.1M
Debt to equity
0.8
LPRO's short-term assets ($290.47M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
LPRO's short-term assets ($290.47M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
LPRO's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
LPRO's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$11.0M
Investing
-$642.0k
Financing
-$2.0M
LPRO's operating cash flow ($64.16M)... subscribe to Premium to read more.
Debt Coverage Financials
LPRO vs Credit Service Stocks
Open Lending Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.