How to Buy Bank Of The James Financial Group Stock
Bank Of The James Financial Group Inc
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States.
Bank Of The James Financial Group stock last closed at $13.75, down 1.08% from the previous day, and has increased 38.89% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.28 percentage points. Bank Of The James Financial Group stock is currently +40.31% from its 52-week low of $9.80, and -19.35% from its 52-week high of $17.05.
At the moment, there are 4.54M BOTJ shares outstanding. The market cap of BOTJ is $62.47M. In the last 24 hours, 1813 BOTJ shares were traded.
How to Buy Bank Of The James Financial Group Stock
Wondering how to invest in Bank Of The James Financial Group stock? Here's how.
- Decide where to buy Bank Of The James Financial Group stock: You need to pick an online brokerage, but don't worry - we've tested dozens of online brokerages and apps to help you figure out where to buy Bank Of The James Financial Group stock.
- Open a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
- Deposit money your investment account: Select your payment method and add your details.
- Evaluate Bank Of The James Financial Group stock: The Bank Of The James Financial Group ticker symbol is BOTJ. Is Bank Of The James Financial Group stock a good investment? Should you buy shares of BOTJ? How do BOTJ's underlying business fundamentals look? Do top analysts think Bank Of The James Financial Group is a good buy? Why has BOTJ's stock price moved recently? (Hint: Our stock analysis website can help you evaluate if BOTJ is a good stock to buy).
- Make your BOTJ trade: Decide if you will purchase BOTJ shares at the current market price or use a limit order to buy BOTJ shares at a specific price.
- Get the latest scoop on your BOTJ investment: Create a watchlist to get live updates on your new investment in Bank Of The James Financial Group shares.
Step 1: Decide where to buy Bank Of The James Financial Group stock
You need an online brokerage account in order to access the NASDAQ market and buy BOTJ shares.
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Open eToro AccountStep 2: Open a brokerage account
Now that you've chosen the right brokerage, you'll need to fill out some personal details so you are able to buy BOTJ today.
How to Set Up a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal details to create a new brokerage account.
- Send your data by hitting the "Create Account" button. Get started with eToro today
Step 3: Deposit money your investment account
Now that you've filled out your info on mobile trading apps, you can securely and quickly fund your account:
Watch the walkthrough below to see the process of transferring money into your brokerage account.
Step 4: Evaluate Bank Of The James Financial Group stock
After you have identified the best place to buy Bank Of The James Financial Group stock, it's very important to analyze their stock before you buy, so you truly understand the risk as well as the upside.
Overview of key BOTJ info
Bank Of The James Financial Group Overview
WallStreetZen was designed to help everyday investors perform more accurate fundamental analysis in less time.
You can view all of the due diligence checks on BOTJ's stock page.
Is BOTJ stock overvalued?
Investors use many financial metrics, analyses, models, and charts to gauge BOTJ's true value.
Using relative valuations metrics:
- BOTJ may be undervalued based on its P/E ratio of 7.86x, relative to Banks - Regional industry P/E ratio of 13.07x
- BOTJ may be undervalued based on its P/B ratio of 0.96x, relative to Banks - Regional industry P/B ratio of 1.07x
- BOTJ may be overvalued based on its PEG ratio of 1.27x
You can access additional valuation analysis on BOTJ's stock here.
A look at BOTJ Cashflows and Balance Sheet
Signs that BOTJ is financially healthy:
- BOTJ earnings of $9.92M is not enough to cover its interest payments.
- BOTJ's operating cash flow of $8.51M allows it to safely service it's debt of $19.35M.
Signs that BOTJ is not financially healthy:
- Total BOTJ debt is higher than 5 years ago, relative to shareholder equity.
- BOTJ profit margin has gone down from 20.3% to 17.6% in the past year.
- BOTJ has a relatively high debt to equity ratio of 14.1.
BOTJ Technicals
BOTJ Performance Numbers
Last year, BOTJ earnings were $7.94M. In the last five year, BOTJ's earnings have grown by 8.5% per year. This was slower than the Banks - Regional industry average of 17.78%.
Last year, BOTJ revenue was $45.03M. Over the past 5 year, BOTJ's revenue has grown by 7.6% per year. This was slower than the Banks - Regional industry average of 10.1%.
Dive into BOTJ's earnings and revenue performance here.
Latest Insiders Trades at BOTJ
Over the last 12 months, executives and large shareholders at BOTJ have bought more shares than they have sold.
Eric John Sorenson Jr., EVP of BOTJ, was the latest BOTJ insider to buy. They bought $181.39 worth of BOTJ shares on Dec 9, 2024.
Dig into more about who owns BOTJ shares here.
Does BOTJ stock generate passive income?
Bank Of The James Financial Group pays a dividend of 2.91%, compared to the Banks - Regional industry's average dividend yield of 3.08%. If you owned $1,000 worth of BOTJ stock, you would have received $29.09 in the past 12 months.
Bank Of The James Financial Group dividend payments have consistently grown over the past decade but have not remained stable.
Find more data about Bank Of The James Financial Group dividend yield and history here.
What do other traders have to say about BOTJ?
One of the biggest reasons eToro is our highest-rated brokerage is because of its social trading community.
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Step 5: Make your BOTJ trade
There are two primary types of orders:
- Market order: A market order is an order to buy or sell a stock at the best available price.
Market orders are generally fine for most investors. - Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
If you want to be sure you're buying or selling at a given price, use a limit order.
Click the Open Trade button and eToro will execute your order.
If you require more help buying stocks on eToro, click the how to video below:
Step 6: Get the latest scoop on your BOTJ investment
Now that you own some BOTJ stock, you'll want to keep up with your shares.
Make a watchlist to monitor your BOTJ stock.
BOTJ Feed
How to Buy Stock in Bank Of The James Financial Group
To reiterate, here are the 6 steps to buy stock in Bank Of The James Financial Group:
- Decide where to buy Bank Of The James Financial Group stock
- Open a brokerage account
- Deposit money your investment account
- Evaluate Bank Of The James Financial Group stock
- Make your BOTJ trade
- Get the latest scoop on your BOTJ investment
If you need a place to buy stocks, eToro is our favorite option.
Get Started with eToro TodayIf you want to get the latest scoop on your new investment in Bank Of The James Financial Group, hit the button below to create your watchlist.
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