How to Buy Citizens Stock
Citizens Inc
Citizens is a property & casualty insurance company located in Texas, United States, which is part of the Financial Services sector, and is traded under the ticker CIA on the NYSE exchange.
Citizens stock last closed at $4.32, down 0.92% from the previous day, and has increased 113.86% in one year. It has overperformed other stocks in the Insurance - Life industry by 1 percentage points. Citizens stock is currently +117.09% from its 52-week low of $1.99, and -27.33% from its 52-week high of $5.95.
There are currently 49.91M CIA shares outstanding. The market capitalization of CIA is $215.60M. In the past 24 hours, 82,038 CIA shares were traded.
How to Buy Citizens Stock
Wondering how to invest in Citizens stock? Here's how.
- Choose where to buy Citizens stock: You need to choose a stock brokerage, but don't worry - we've researched dozens of stock brokerages and apps to help you figure out where to buy Citizens stock.
- Create a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
- Put funds into your investment account: Pick your payment method and add your details.
- Research Citizens stock: The Citizens ticker symbol is CIA. Is Citizens stock a good investment? Should you buy shares of CIA? How do CIA's underlying business fundamentals look? Do top analysts think Citizens is a good buy? Why has CIA's stock price moved recently? (Hint: Our stock market analysis website can help you understand if CIA is a good stock to buy).
- Make your CIA purchase: Decide if you will purchase CIA shares at the current market price or use a limit order to buy CIA shares at a given price.
- Watch your CIA position: Create a watchlist to keep tabs on your new investment in Citizens stock.
Step 1: Choose where to buy Citizens stock
You need an online brokerage account to access the NYSE market and buy CIA stock.
Our recommended brokerage: eToro
Based on our research, eToro is the best brokerage. eToro gives you:
- You can invest in stocks with 0% commissions: Invest without paying trading commissions.
- Buy fractional shares: Even if you don't have the money to buy a full share, you can still purchase the stock.
- Access to world financial markets: From Tech to Utilities, New York to Shanghai (for US users, only US stocks are available) — you can fill your portfolio with stocks from the world's top stock exchanges.
- Social investing: eToro boasts a community of more than 20 million users globally. Talk to, learn from, and copy the unique crypto portfolios of other investors.
- Security: eToro is a regulated and licensed fintech leader.
- Buy other financial assets: Such as ETFs and cryptocurrencies.
Get $10 towards your stock purchase by creating an account with eToro now. This offer is only for US users.
Open eToro AccountStep 2: Create a brokerage account
Now that you've picked the right brokerage, the next step is to fill out some personal info so you are able to invest in CIA today.
How to Create a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal details to open your new trading account.
- Send your information by hitting the "Create Account" button. Get started with eToro today
Step 3: Put funds into your investment account
Now that you've finished signing up on the best beginner stock app, you can securely and quickly fund your account:
Watch this video walkthrough if you need help transferring funds into your investment account.
Step 4: Research Citizens stock
Once you have selected the best place to buy Citizens stock, it's important to analyze their stock prior to investing, so you actually understand the risk and upside.
Citizens Metrics
Citizens Due Diligence Score
WallStreetZen was created to help everyday investors perform better fundamental analysis.
You can view all of the due diligence checks on CIA's stock page.
Is CIA stock undervalued or overvalued?
Investors use many financial metrics, analyses, models, and charts to gauge CIA's intrinsic value.
Using relative valuations metrics:
- CIA may be overvalued based on its P/E ratio of 14.4x, relative to Insurance - Life industry P/E ratio of 11.59x
- CIA could be undervalued based on its P/B ratio of 1.02x, relative to Insurance - Life industry P/B ratio of 1.43x
- CIA could be overvalued based on its PEG ratio of 5.33x
You can do more valuation analysis on CIA's stock here.
A look at CIA Cashflows and Balance Sheet
Signs that CIA is financially healthy:
- CIA's operating cash flow of $31.92M allows it to safely service it's debt of $0.00.
- CIA earnings of $14.98M is not enough to cover its interest payments.
Signs that CIA is not financially healthy:
- CIA has a relatively high debt to equity ratio of 7.01.
- CIA profit margin has gone down from 10.2% to 6.1% in the past year.
- Total CIA debt is higher than 5 years ago, relative to shareholder equity.
You can dive deeper into what analysts are projecting on the Citizens stock forecast page.
CIA Trading Indicators
Is CIA Growing Revenue?
Last year, CIA earnings were $14.91M. In the past 3 year, CIA's earnings have gone up by -92.62% per year. This was slower than the Insurance - Life industry average of 2.43%.
Last year, CIA revenue was $245.00M. During the last 5 year, CIA's revenue has gone up by -0.45% per year. This was faster than the Insurance - Life industry average of -3.26%.
You can research CIA's earnings and revenue performance here.
Who is buying/selling CIA?
Over the last year, executives and large shareholders at CIA have bought more shares than they have sold.
Jon Stenberg, President CEO of CIA, was the latest CIA insider to buy. They bought $42,000.00 worth of CIA shares on Apr 8, 2025.
Get more info about who owns CIA stock here.
Does CIA provide a stable income stream?
No, Citizens doesn't provide an income stream by paying out dividends.
CIA Social Trading Data
One of the biggest reasons eToro is our highest-rated brokerage is because of its social trading community.
Click below to see what other traders have to say.
Step 5: Make your CIA purchase
You have two main types of orders:
- Market order: A market order is an order to buy or sell a stock at the best available price.
Market orders are mostly sufficient. - Limit order: A limit order enables you to buy or sell a stock at a specific price (or better).
If you want to be certain you're buying or selling at a particular price, place a limit order.
Click the Open button and your broker will place the order.
If you need more info about investing in stocks on eToro, click the helpful video below:
Step 6: Watch your CIA position
Now that you own some CIA stock, you'll want to stay up-to-date on your new stock purchase.
Put CIA on a watchlist to track the most important metrics related to your CIA stock.
CIA Feed
How to Buy Stock in Citizens
To reiterate, here are the 6 steps you need to take to buy Citizens stock right now:
- Choose where to buy Citizens stock
- Create a brokerage account
- Put funds into your investment account
- Research Citizens stock
- Make your CIA purchase
- Watch your CIA position
If you are looking for a brokerage, eToro is our recommended option.
Get Started with eToro TodayIf you want to monitor your investment in Citizens, create your watchlist below.
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