How to Buy Consumer Portfolio Services Stock

Consumer Portfolio Services Inc

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.

Consumer Portfolio Services stock last closed at $8.09, down 2.76% from the previous day, and has decreased 5.05% in one year. It has underperformed other stocks in the Credit Services industry by 0.12 percentage points. Consumer Portfolio Services stock is currently +15.08% from its 52-week low of $7.03, and -36.45% from its 52-week high of $12.73.

As of Apr 21, 2025, there are 21.44M CPSS shares outstanding. The market capitalization of CPSS is $173.48M. In the past 24 hours, 14,226 CPSS shares were traded.

How to Buy Consumer Portfolio Services Stock

Not sure how to invest in Consumer Portfolio Services stock? Here's how.

  1. Choose where to buy Consumer Portfolio Services stock: You need to decide on a stock brokerage, but don't worry - we've sifted through dozens of stock brokerages and apps to help you figure out where to buy Consumer Portfolio Services stock.
  2. Sign up for your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
  3. Deposit funds into your brokerage account: Select your method of payment and add your information.
  4. Analyze Consumer Portfolio Services stock: The Consumer Portfolio Services ticker symbol is CPSS. Is Consumer Portfolio Services stock a good investment? Should you buy shares of CPSS? How do CPSS's underlying business fundamentals look? Do top analysts think Consumer Portfolio Services is a good buy? Why has CPSS's stock price moved recently? (Hint: Our stock analysis website can help you figure out if CPSS is a good stock to buy).
  5. Make your CPSS trade: Decide if you will purchase CPSS shares at the current market price or use a limit order to purchase CPSS stock at a particular price.
  6. Get the latest news on your CPSS position: Create a watchlist to keep tabs on your position in Consumer Portfolio Services stock.

Step 1: Choose where to buy Consumer Portfolio Services stock

You need an online brokerage account to access the NASDAQ market and buy CPSS stock.

A brokerage account is an investment account that allows you to buy and sell a variety of investments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for your brokerage account

Now that you've picked your brokerage, the next step is to fill out some personal information so you are able to invest in CPSS today.

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Step 3: Deposit funds into your brokerage account

Now that you have finished signing up on the stocks app, you can securely and quickly fund your account:

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Step 4: Analyze Consumer Portfolio Services stock

Once you have chosen the best place to buy Consumer Portfolio Services stock, it's critical to evaluate their stock before you buy, so you can wrap your head around the risk as well as the upside.

Consumer Portfolio Services Numbers

CPSS Price
$8.09
1w %
-7.96%
1y %
-5.05%
5y %
247.21%
P/E
8.99x
P/B
0.59x
P/S
0.44x
PEG
0.11x
Revenue
$393.51M
Earnings
$19.20M
Fore. Rev. Growth
20.98%
Fore. Earn. Growth
101.11%
Market Cap
$173.48M
Next Earnings
May 8, 2025
Next Dividend
N/A

CPSS Fundamentals

WallStreetZen was created to help part-time investors perform more accurate fundamental analysis in less time.

You can see all of the due diligence checks on CPSS's stock page.

Is CPSS stock overvalued?

You can use many financial metrics, analyses, models, and charts to gauge CPSS's intrinsic value.

Using relative valuations ratios:

  • CPSS could be undervalued based on its P/E ratio of 8.99x, relative to Credit Services industry P/E ratio of 27.8x
  • CPSS may be undervalued based on its P/B ratio of 0.59x, relative to Credit Services industry P/B ratio of 5.03x
  • CPSS could be undervalued based on its PEG ratio of 0.11x

You can do additional valuation research on CPSS's stock here.

CPSS Financials at a glance

Positive Health Checks:

  • Total CPSS debt is lower than 5 years ago, relative to shareholder equity.

Negative Health Checks:

  • CPSS profit margin has gone down from 12.9% to 4.9% in the past year.
  • CPSS's operating cash flow of $233.76M allows it to safely service it's debt of $3.13B.
  • CPSS earnings of $218.69M is not enough to cover its interest payments.
  • CPSS has a relatively high debt to equity ratio of 10.93.

You can dig deeper into what analysts are saying on the Consumer Portfolio Services stock forecast page.

CPSS Trading Indicators

SMA10
8.74
SMA20
8.76
SMA50
9.45
SMA100
10.23
SMA200
9.9
MACD
-0.28
MACD Signal
-0.24
MACD Histogram
-0.04
RSI
40.22
Stochastic %K
10.09
Stochastic %D
15.27
StochRSI %K
22.84
StochRSI %D
28.16

Is CPSS Growing Revenue?

Last year, CPSS earnings were $19.20M. During the last five year, CPSS's earnings have increased by 30.26% per year. This was faster than the Credit Services industry average of 12.48%.

Last year, CPSS revenue was $393.51M. In the last five year, CPSS's revenue has gone up by 2.62% per year. This was slower than the Credit Services industry average of 9.71%.

Dig into CPSS's earnings and revenue performance here.

Latest Insiders Trades at CPSS

Over the last 12 months, executives and large shareholders at CPSS have sold more shares than they have bought.

William B. Roberts, Director of CPSS, was the latest CPSS insider to sell. They sold $38,628.00 worth of CPSS stock on Mar 12, 2025.

Get more info about who owns CPSS shares here.

Does CPSS stock generate passive income?

No, Consumer Portfolio Services doesn't provide an income stream by paying out dividends.

What others are saying about CPSS

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Step 5: Make your CPSS trade

You have two primary order types:

  • Market order: A market order is an order to buy or sell a stock at the best price on the market.
    Market orders are usually sufficient.
  • Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
    If you want to be certain you're buying or selling at a particular price, place a limit order.

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Step 6: Get the latest news on your CPSS position

Now that you own some CPSS shares, you'll want to stay up-to-date on your stock purchase.

Put CPSS on a watchlist to see the latest developments about your CPSS stock.

CPSS Feed

How to Buy Stock in Consumer Portfolio Services

To summarize, here are the 6 steps to buy stock in Consumer Portfolio Services:

  1. Choose where to buy Consumer Portfolio Services stock
  2. Sign up for your brokerage account
  3. Deposit funds into your brokerage account
  4. Analyze Consumer Portfolio Services stock
  5. Make your CPSS trade
  6. Get the latest news on your CPSS position

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If you want to track your investment in Consumer Portfolio Services, click below.

NASDAQ: CPSS
$8.09-0.23 (-2.76%)
Updated Apr 21, 2025
Open eToro Account
Your capital is at risk.
NASDAQ: CPSS
$8.09-0.23 (-2.76%)
Updated Apr 21, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Consumer Portfolio Services share?

As of Apr 21, 2025, it costs $8.09 to buy one share of Consumer Portfolio Services stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $4, you can buy 0.494 shares of CPSS.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Consumer Portfolio Services stock?

One way to place an order for Consumer Portfolio Services stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.