How to Buy Ellington Credit Co Stock

Ellington Credit Co

Ellington Credit Co is a mortgage REIT company located in Connecticut, United States, which is part of the Real Estate sector, and is traded under the ticker EARN on the NYSE exchange.

Ellington Credit Co stock last closed at $5.34, up 3.69% from the previous day, and has decreased 19.09% in one year. It has underperformed other stocks in the REIT - Mortgage industry by 0.1 percentage points. Ellington Credit Co stock is currently +23.47% from its 52-week low of $4.33, and -26.45% from its 52-week high of $7.26.

There are currently 37.56M shares of EARN outstanding. The market capitalization of EARN is $200.57M. In the past 24 hours, 586,822 EARN shares were traded.

How to Buy Ellington Credit Co Stock

Wondering how to invest in Ellington Credit Co stock? Here's how.

  1. Figure out where to buy Ellington Credit Co stock: You need to pick an online brokerage, but don't worry - we've researched dozens of stock brokerages and apps to help you choose where to buy Ellington Credit Co stock.
  2. Create your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
  3. Put funds into your investment account: Pick your payment method and add your information.
  4. Evaluate Ellington Credit Co stock: The Ellington Credit Co ticker symbol is EARN. Is Ellington Credit Co stock a good investment? Should you buy shares of EARN? How do EARN's underlying business fundamentals look? Do top analysts think Ellington Credit Co is a good buy? Why has EARN's stock price moved recently? (Hint: Our stock research website can help you evaluate if EARN is a good stock to buy).
  5. Execute your EARN trade: Decide if you will purchase EARN shares at the current market price or use a limit order to buy EARN stock at a specific price.
  6. Get the latest news on your EARN investment: Create a watchlist to watch your new investment in Ellington Credit Co shares.

Step 1: Figure out where to buy Ellington Credit Co stock

You need an online brokerage account in order to access the NYSE market and buy EARN stock.

A brokerage account is an investment account that allows you to buy and sell a variety of financial instruments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Create your brokerage account

Now that you've chosen your brokerage, it's time to fill out some personal info so you can buy EARN stock today.

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Step 3: Put funds into your investment account

Now that you've opened your account on the best stock app for beginners, you can securely and quickly fund your account:

Check out the walkthrough below if you need help transferring money into your investment account.

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Step 4: Evaluate Ellington Credit Co stock

After you have decided on the best place to buy Ellington Credit Co stock, it's crucial to analyze their stock prior to buying, so you actually comprehend the risk and upside.

Ellington Credit Co Metrics

EARN Price
$5.34
1w %
16.59%
1y %
-19.09%
5y %
-35.12%
P/E
19.07x
P/B
1.04x
P/S
13.32x
PEG
0.1x
Revenue
$15.07M
Earnings
$6.59M
Fore. Rev. Growth
144.28%
Fore. Earn. Growth
242.86%
Market Cap
$200.57M
Next Earnings
May 12, 2025
Next Dividend
Apr 25, 2025

EARN Fundamentals

WallStreetZen was designed to help everyday investors perform more accurate fundamental analysis in minutes instead of hours.

You can see all of the due diligence checks on EARN's stock page.

Is EARN stock undervalued or overvalued?

Investors use many financial metrics, analyses, models, and charts to gauge EARN's fair value.

Using relative valuations measures:

  • EARN may be overvalued based on its P/E ratio of 19.07x, relative to REIT - Mortgage industry P/E ratio of 8.53x
  • EARN may be overvalued based on its P/B ratio of 1.04x, relative to REIT - Mortgage industry P/B ratio of 0.69x
  • EARN may be undervalued based on its PEG ratio of 0.1x

You can access more valuation analysis on EARN's stock here.

A look at EARN Cashflows and Balance Sheet

Pros:

  • Total EARN debt is lower than 5 years ago, relative to shareholder equity.
  • EARN earnings of $7.10M is not sufficient to cover its interest payments.
  • EARN profit margin has gone up from -168.4% to 43.7% in the past year.

Cons:

  • EARN's operating cash flow of $9.11M allows it to safely service it's debt of $585.55M.
  • EARN has a relatively high debt to equity ratio of 3.25.

Is it a good time to buy Ellington Credit Co stock, according to Wall Street analysts?

Out of 2 sell side analysts who track EARN, the consensus analyst rating on EARN is a Buy

Please note that analyst forecasts are not recommendations, nor are they investment advice.

You can dive deeper into what analysts are projecting on the Ellington Credit Co stock forecast page.

EARN Technical Indicators

SMA10
4.87
SMA20
5.25
SMA50
5.9
SMA100
6.27
SMA200
6.56
MACD
-0.26
MACD Signal
-0.32
MACD Histogram
0.06
RSI
48.9
Stochastic %K
56.81
Stochastic %D
48.31
StochRSI %K
100
StochRSI %D
95.05

EARN Earnings

Last year, EARN earnings were $6.59M. Over the past five year, EARN's earnings have increased by -31% per year. This was slower than the REIT - Mortgage industry average of -21.66%.

Last year, EARN revenue was $15.07M. Over the past five year, EARN's revenue has grown by 11.95% per year. This was faster than the REIT - Mortgage industry average of -11.52%.

Learn more about EARN's earnings and revenue performance here.

What are EARN executives and large shareholders up to?

Over the last year, executives and large shareholders at EARN have bought more shares than they have sold.

Gregory Morris Borenstein, Portfolio Manager of EARN, was the latest EARN insider to buy. They bought $37,872.00 worth of EARN stock on Apr 9, 2025.

Get more info about who owns EARN stock here.

Can I get consistent income from EARN stock?

Ellington Credit Co pays a dividend of 16.48%, compared to the REIT - Mortgage industry's average dividend yield of 11.44%. If you owned $1,000 worth of EARN stock, you would have received $164.79 in the past 12 months.

Ellington Credit Co dividend payments have not consistently grown over the past decade and have not remained stable.

Get more analysis about Ellington Credit Co dividend yield and history here.

What others are saying about EARN

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Step 5: Execute your EARN trade

There are two main options:

  • Market order: A market order is an order to buy or sell a stock at the best price on the market.
    Market orders are mostly the best for newer investors.
  • Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
    If you want to ensure you're buying or selling at a specific dollar amount limit, place a limit order.

Hit the Open Trade button and eToro will execute the order.

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Step 6: Get the latest news on your EARN investment

Now that you own some EARN stock, you'll want to stay up-to-date on your investment.

Put EARN on a watchlist to keep track of your EARN stock.

EARN Feed

How to Buy Stock in Ellington Credit Co

To reiterate, here are the 6 steps to buy stock in Ellington Credit Co:

  1. Figure out where to buy Ellington Credit Co stock
  2. Create your brokerage account
  3. Put funds into your investment account
  4. Evaluate Ellington Credit Co stock
  5. Execute your EARN trade
  6. Get the latest news on your EARN investment

If you require a online brokerage, eToro is our favorite venue.

Get Started with eToro Today
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If you want to track your new investment in Ellington Credit Co, add EARN to your watchlist below.

NYSE: EARN
$5.34+0.19 (+3.69%)
Updated Apr 17, 2025
Open eToro Account
Your capital is at risk.
NYSE: EARN
$5.34+0.19 (+3.69%)
Updated Apr 17, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Ellington Credit Co share?

As of Apr 17, 2025, it costs $5.34 to buy one share of Ellington Credit Co stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $2, you can buy 0.375 shares of EARN.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Ellington Credit Co stock?

According to 2 Wall Street analysts who monitor Ellington Credit Co, their consensus recommendation is to buy Ellington Credit Co stock.

What is the best way to buy Ellington Credit Co stock?

One way to place an order for Ellington Credit Co stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.