How to Buy Farmers & Merchants Bancorp Stock

Farmers & Merchants Bancorp Inc

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana.

Farmers & Merchants Bancorp stock last closed at $22.61, down 0.57% from the previous day, and has increased 7.26% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.04 percentage points. Farmers & Merchants Bancorp stock is currently +13.33% from its 52-week low of $19.95, and -33.79% from its 52-week high of $34.15.

At the moment, there are 13.7M shares of FMAO outstanding. The market capitalization of FMAO is $309.76M. In the last 24 hours, 15,442 FMAO shares were traded.

How to Buy Farmers & Merchants Bancorp Stock

Wondering how to invest in Farmers & Merchants Bancorp stock? Here's how.

  1. Figure out where to buy Farmers & Merchants Bancorp stock: You need to pick a stock brokerage, but don't worry - we've tested dozens of stock brokerages and apps to help you figure out where to buy Farmers & Merchants Bancorp stock.
  2. Sign up for your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
  3. Deposit funds into your investment account: Select your method of payment and add your information.
  4. Evaluate Farmers & Merchants Bancorp stock: The Farmers & Merchants Bancorp ticker symbol is FMAO. Is Farmers & Merchants Bancorp stock a good investment? Should you buy shares of FMAO? How do FMAO's underlying business fundamentals look? Do top analysts think Farmers & Merchants Bancorp is a good buy? Why has FMAO's stock price moved recently? (Hint: Our stock research tools can help you evaluate if FMAO is a good stock to buy).
  5. Place your FMAO purchase: Decide if you will purchase FMAO shares at the current market price or use a limit order to purchase FMAO stock at a specific price.
  6. Get the latest news on your FMAO position: Create a watchlist to the latest updates on your position in Farmers & Merchants Bancorp shares.

Step 1: Figure out where to buy Farmers & Merchants Bancorp stock

You will need a brokerage account to access the NASDAQ market and buy FMAO shares.

A brokerage account is an investment account that allows you to buy and sell a variety of investments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for your brokerage account

Now that you've chosen the best brokerage, the next step is to fill out some personal information so you can invest in FMAO stock today.

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Step 3: Deposit funds into your investment account

Now that you have created your account on the best stock app, you need to deposit funds:

Check out the video below to see the process of depositing money into your brokerage account.

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Step 4: Evaluate Farmers & Merchants Bancorp stock

Once you have identified the best place to buy Farmers & Merchants Bancorp stock, it's crucial to evaluate their stock prior to investing, so you can wrap your head around the risk as well as the opportunity.

Farmers & Merchants Bancorp shares data

FMAO Price
$22.61
1w %
5.56%
1y %
7.26%
5y %
4.19%
P/E
11.9x
P/B
0.92x
P/S
3.06x
PEG
N/A
Revenue
$101.26M
Earnings
$25.94M
Fore. Rev. Growth
8.59%
Fore. Earn. Growth
-3.33%
Market Cap
$309.76M
Next Earnings
N/A
Next Dividend
N/A

Fundamentals of Farmers & Merchants Bancorp

WallStreetZen was designed to help part-time investors perform better fundamental analysis in minutes instead of hours.

You can view all of the due diligence checks on FMAO's stock page.

What is the fair value of FMAO stock?

You can use a variety of different financial metrics, analyses, models, and charts to gauge FMAO's fair value.

Using relative valuations measures:

  • FMAO may be undervalued based on its P/E ratio of 11.9x, relative to Banks - Regional industry P/E ratio of 13.07x
  • FMAO may be undervalued based on its P/B ratio of 0.92x, relative to Banks - Regional industry P/B ratio of 1.07x

You can do additional valuation analysis on FMAO's stock here.

FMAO Financial Health

Pros:

  • FMAO earnings of $32.57M is not sufficient to cover its interest payments.
  • FMAO profit margin has gone up from 23.8% to 25.6% in the past year.

Cons:

  • FMAO's operating cash flow of $32.47M allows it to safely service it's debt of $308.09M.
  • Total FMAO debt is higher than 5 years ago, relative to shareholder equity.
  • FMAO has a relatively high debt to equity ratio of 9.04.

You can dive deeper into what analysts are projecting on the Farmers & Merchants Bancorp stock forecast page.

Metrics for Advanced FMAO Traders

SMA10
22.2
SMA20
23
SMA50
24.2
SMA100
26.78
SMA200
26.85
MACD
-0.63
MACD Signal
-0.68
MACD Histogram
0.04
RSI
45.05
Stochastic %K
43.35
Stochastic %D
32.99
StochRSI %K
80.7
StochRSI %D
59.53

Is FMAO Growing Revenue?

Last year, FMAO earnings were $25.94M. Over the past five year, FMAO's earnings have increased by 2.74% per year. This was slower than the Banks - Regional industry average of 17.78%.

Last year, FMAO revenue was $101.26M. During the last five year, FMAO's revenue has gone up by 9.53% per year. This was slower than the Banks - Regional industry average of 10.1%.

Learn more about FMAO's earnings and revenue performance here.

Latest Insiders Trades at FMAO

Over the last 12 months, insiders at FMAO have bought more shares than they have sold.

Barbara J. Britenriker, Exec. Vice President of FMAO, was the latest FMAO insider to buy. They bought $61,345.90 worth of FMAO shares on Mar 1, 2025.

Learn more about who owns FMAO shares here.

Can I rely on FMAO as an income stream?

Farmers & Merchants Bancorp pays a dividend of 3.9%, compared to the Banks - Regional industry's average dividend yield of 3.08%. If you owned $1,000 of FMAO stock, you would have been paid $39.03 in the past 12 months.

Farmers & Merchants Bancorp dividend payments have consistently grown over the past decade and have remained stable.

Find more info about Farmers & Merchants Bancorp dividend yield and history here.

FMAO Social Trading Data

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Step 5: Place your FMAO purchase

There are two primary order types:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are usually the easiest way to buy.
  • Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
    If you want to ensure you're buying or selling at a given price, place a limit order.

Press the Open Trade button and your broker will place the order.

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Step 6: Get the latest news on your FMAO position

Now that you own some FMAO shares, you'll want to keep up with your company.

Make a watchlist to monitor your FMAO stock.

FMAO Feed

How to Buy Stock in Farmers & Merchants Bancorp

To reiterate, here are the 6 steps you need to take to buy Farmers & Merchants Bancorp stock right now:

  1. Figure out where to buy Farmers & Merchants Bancorp stock
  2. Sign up for your brokerage account
  3. Deposit funds into your investment account
  4. Evaluate Farmers & Merchants Bancorp stock
  5. Place your FMAO purchase
  6. Get the latest news on your FMAO position

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If you would like to get updates on your investment in Farmers & Merchants Bancorp, click the button below.

NASDAQ: FMAO
$22.61-0.13 (-0.57%)
Updated Apr 21, 2025
Open eToro Account
Your capital is at risk.
NASDAQ: FMAO
$22.61-0.13 (-0.57%)
Updated Apr 21, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Farmers & Merchants Bancorp share?

As of Apr 21, 2025, it costs $22.61 to buy one share of Farmers & Merchants Bancorp stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.442 shares of FMAO.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Farmers & Merchants Bancorp stock?

One way to place an order for Farmers & Merchants Bancorp stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.