How to Buy Financial Institutions Stock
Financial Institutions Inc
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York.
Financial Institutions stock last closed at $22.29, down 0.27% from the previous day, and has increased 28.47% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.18 percentage points. Financial Institutions stock is currently +32.6% from its 52-week low of $16.81, and -25.16% from its 52-week high of $29.79.
There are currently 20.08M shares of FISI outstanding. The market value of FISI is $447.54M. In the last 24 hours, 141,617 FISI shares were traded.
How to Buy Financial Institutions Stock
Wondering how to invest in Financial Institutions stock? Here's how.
- Decide where to buy Financial Institutions stock: You need to pick a stock brokerage, but don't worry - we've sifted through dozens of online brokerages and apps to help you choose where to buy Financial Institutions stock.
- Open your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've selected.
- Fund your investment account: Pick your payment method and add your info.
- Research Financial Institutions stock: The Financial Institutions ticker symbol is FISI. Is Financial Institutions stock a good investment? Should you buy shares of FISI? How do FISI's underlying business fundamentals look? Do top analysts think Financial Institutions is a good buy? Why has FISI's stock price moved recently? (Hint: Our stock market research website can help you understand if FISI is a good stock to buy).
- Make your FISI trade: Decide if you will purchase FISI shares at the current market price or use a limit order to purchase FISI shares at a specific price.
- Watch your FISI position: Create a watchlist to track your new investment in Financial Institutions shares.
Step 1: Decide where to buy Financial Institutions stock
You will need an online brokerage account to access the NASDAQ market and buy FISI stock.
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Open eToro AccountStep 2: Open your brokerage account
Now that you've selected the right brokerage, the next step is to fill out some personal info so you are able to buy FISI stock today.
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- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
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Step 3: Fund your investment account
Now that you've filled out your info on the stock trading app, you can securely and quickly fund your account:
Watch the walkthrough below if you need help depositing funds into your new investment account.
Step 4: Research Financial Institutions stock
Once you have identified the best place to buy Financial Institutions stock, it's absolutely critical to research their stock before you buy, so you can comprehend the risk as well as the upside.
Financial Institutions shares at a glance
Financial Institutions Fundamentals
WallStreetZen was created to help everyday investors perform more in-depth fundamental analysis in less time.
You can view all of the due diligence checks on FISI's stock page.
Is FISI stock overvalued?
Investors use many financial metrics, analyses, models, and charts to gauge FISI's intrinsic value.
Using relative valuations measures:
- FISI could be undervalued based on its P/B ratio of 0.79x, relative to Banks - Regional industry P/B ratio of 1.07x
You can do more valuation research on FISI's stock here.
FISI Financial Summary
Positive Health Checks:
- FISI's operating cash flow of $77.13M allows it to safely service it's debt of $223.84M.
Negative Health Checks:
- FISI has a relatively high debt to equity ratio of 9.75.
- FISI profit margin has gone down from 24.4% to -38.9% in the past year.
- FISI earnings of -$68.15M is not enough to cover its interest payments.
- Total FISI debt is higher than 5 years ago, relative to shareholder equity.
Is it a good time to buy Financial Institutions stock, according to analysts?
Out of 3 sell side analysts who research FISI, the consensus analyst rating on FISI is a Buy
Please note that analyst ratings are not recommendations, nor are they investment advice.
You can dig deeper into what analysts are forecasting on the Financial Institutions stock forecast page.
FISI Momentum
How are FISI Revenues/Earnings doing?
Last year, FISI revenue was $110.76M. Over the past five year, FISI's revenue has gone up by -7.35% per year. This was slower than the Banks - Regional industry average of 10.1%.
Dig into FISI's earnings and revenue performance here.
Are FISI executives and large shareholders buying or selling the stock?
In the last year, insiders at FISI have bought more shares than they have sold.
Martin Kearney Birmingham, President CEO of FISI, was the latest FISI insider to sell. They sold $59,680.55 worth of FISI shares on Mar 16, 2025.
Learn more about who owns FISI stock here.
Can I get consistent income from FISI stock?
Financial Institutions pays a dividend of 5.43%, compared to the Banks - Regional industry's average dividend yield of 3.08%. If you owned $1,000 worth of FISI stock, you would have been paid $54.28 in the past year.
Financial Institutions dividend payments have consistently grown over the past decade and have remained stable.
Dig into more analysis about Financial Institutions dividend yield and history here.
What others are saying about FISI
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Step 5: Make your FISI trade
You have two main options:
- Market order: A market order is an order to buy or sell a stock at the best possible price.
Market orders are usually the best for newer investors. - Limit order: A limit order allows you to buy or sell a security at a specific price (or better).
If you want to be sure you're buying or selling at an exact price limit, place a limit order.
Click the Open button and your broker will execute your order.
If you require additional help with buying stocks on eToro, watch the helpful video below:
Step 6: Watch your FISI position
Now that you own some FISI shares, you'll want to stay up-to-date on your investment.
Start a watchlist to get alerted to the latest events about your FISI stock.
FISI Feed
How to Buy Stock in Financial Institutions
To reiterate, here are the 6 steps to buy stock in Financial Institutions:
- Decide where to buy Financial Institutions stock
- Open your brokerage account
- Fund your investment account
- Research Financial Institutions stock
- Make your FISI trade
- Watch your FISI position
If you need a place to buy stocks, eToro is our recommended option.
Get Started with eToro TodayIf you would like to get updates on your new investment in Financial Institutions, hit the button below to create your watchlist.
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