How to Buy Independent Bank Stock
Independent Bank Corp
Independent Bank Corporation operates as the bank holding company for Independent Bank that provides various banking services to individuals and businesses.
Independent Bank stock last closed at $29.99, down 0.43% from the previous day, and has increased 22.46% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.12 percentage points. Independent Bank stock is currently +33.11% from its 52-week low of $22.53, and -25.62% from its 52-week high of $40.32.
As of Apr 21, 2025, there are 20.97M IBCP shares outstanding. The market cap of IBCP is $628.97M. In the past 24 hours, 102,781 IBCP shares were traded.
How to Buy Independent Bank Stock
Not sure how to invest in Independent Bank stock? Here's how.
- Choose where to buy Independent Bank stock: You need to decide on an online brokerage, but don't worry - we've tried dozens of online brokerages and apps to help you decide where to buy Independent Bank stock.
- Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've selected.
- Deposit money your brokerage account: Pick your method of payment and add your info.
- Evaluate Independent Bank stock: The Independent Bank ticker symbol is IBCP. Is Independent Bank stock a good investment? Should you buy shares of IBCP? How do IBCP's underlying business fundamentals look? Do top analysts think Independent Bank is a good buy? Why has IBCP's stock price moved recently? (Hint: Our stock market research tools can help you figure out if IBCP is a good stock to buy).
- Execute your IBCP purchase: Decide if you will purchase IBCP shares at the current market price or use a limit order to buy IBCP shares at a particular price.
- Get the latest news on your IBCP position: Create a watchlist to key updates about your position in Independent Bank stock.
Step 1: Choose where to buy Independent Bank stock
You will need a brokerage account to access the NASDAQ market and buy IBCP stock.
Our favorite brokerage: eToro
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Get $10 towards your share purchase by creating an account with eToro today. This offer is only for US users.
Open eToro AccountStep 2: Create your brokerage account
Now that you've picked the best brokerage, you need to fill out some personal details so you can invest in IBCP today.
How to Create a New Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal info to open a new brokerage account.
- Send your information by hitting the "Create Account" button. Get started with eToro today
Step 3: Deposit money your brokerage account
Now that you've filled out your info on stock market apps, your next step is to transfer the money for your investment:
Check out the tutorial below if you need help transferring money into your investment account.
Step 4: Evaluate Independent Bank stock
Once you have figured out the best place to buy Independent Bank stock, it's very important to evaluate their stock prior to investing, so you can wrap your head around the risk and opportunity.
Independent Bank quick stats
IBCP Due Diligence Score
WallStreetZen was built to help part-time investors do more accurate fundamental analysis.
You can see all of the due diligence checks on IBCP's stock page.
What is the fair value of IBCP stock?
Analysts use a variety of different financial metrics, analyses, models, and charts to gauge IBCP's intrinsic value.
Using relative valuations metrics:
- IBCP could be undervalued based on its P/E ratio of 9.37x, relative to Banks - Regional industry P/E ratio of 13.07x
- IBCP could be overvalued based on its P/B ratio of 1.38x, relative to Banks - Regional industry P/B ratio of 1.07x
You can do additional valuation research on IBCP's stock here.
How do IBCP Financials look?
Pros:
- IBCP profit margin has gone up from 29.4% to 30.6% in the past year.
- IBCP's operating cash flow of $63.15M allows it to safely service it's debt of $124.39M.
- IBCP earnings of $83.05M is not sufficient to cover its interest payments.
Cons:
- IBCP has a relatively high debt to equity ratio of 10.74.
- Total IBCP debt is higher than 5 years ago, relative to shareholder equity.
Is Independent Bank stock a Buy, Hold, or Sell, according to Wall Street analysts?
Out of 2 sell side analysts who research IBCP, the consensus analyst rating on Independent Bank is a Hold
Please note that analyst ratings are not stock recommendations, nor are they financial advice.
You can dive deeper into what analysts are forecasting on the Independent Bank stock forecast page.
IBCP Technical Indicators
How are IBCP Revenues/Earnings doing?
Last year, IBCP earnings were $66.79M. Over the past five year, IBCP's earnings have gone up by 9.53% per year. This was slower than the Banks - Regional industry average of 17.78%.
Last year, IBCP revenue was $218.14M. Over the past 5 year, IBCP's revenue has grown by 5.18% per year. This was slower than the Banks - Regional industry average of 10.1%.
Find out more about IBCP's earnings and revenue performance here.
Latest Insiders Trades at IBCP
Over the past 12 months, insiders at IBCP have sold more shares than they have bought.
William J. Boer, Director of IBCP, was the latest IBCP insider to buy. They bought $10,776.50 worth of IBCP stock on Apr 1, 2025.
Research more about who owns IBCP shares here.
Can I rely on IBCP as an income stream?
Independent Bank pays a dividend of 3.27%, compared to the Banks - Regional industry's average dividend yield of 3.08%. If you owned $1,000 worth of IBCP stock, you would have received $32.68 in the past 12 months.
Independent Bank dividend payments have consistently grown over the past decade and have remained stable.
Get more data about Independent Bank dividend yield and history here.
IBCP Social Trading Data
One of the primary reasons eToro is our top-rated brokerage is because of its social trading community.
Click below to find out what other traders have to say.
Step 5: Execute your IBCP purchase
There are two main options:
- Market order: A market order is an order to buy or sell a stock at the best possible price.
Market orders are usually the easiest way to buy. - Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
If you want to be sure you're buying or selling at a specific price limit, place a limit order.
Click the Open Trade button and your broker will place the order.
If you require additional help with investing in stocks on eToro, watch the helpful video below:
Step 6: Get the latest news on your IBCP position
Now that you own some IBCP stock, you'll want to keep up with your new stock purchase.
Make a watchlist to track the latest developments regarding your IBCP stock.
IBCP Feed
How to Buy Stock in Independent Bank
To reiterate, here are the 6 steps you need to take to buy Independent Bank stock right now:
- Choose where to buy Independent Bank stock
- Create your brokerage account
- Deposit money your brokerage account
- Evaluate Independent Bank stock
- Execute your IBCP purchase
- Get the latest news on your IBCP position
If you require a brokerage account, eToro is our favorite venue.
Get Started with eToro TodayIf you want to keep an eye on your investment in Independent Bank, click the button below.
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