How to Buy Optimumbank Holdings Stock
Optimumbank Holdings Inc
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.
Optimumbank Holdings stock last closed at $4.07, up 1.5% from the previous day, and has decreased 2.63% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.18 percentage points. Optimumbank Holdings stock is currently +15.3% from its 52-week low of $3.53, and -31.02% from its 52-week high of $5.90.
At the moment, there are 11.75M OPHC shares outstanding. The market cap of OPHC is $47.83M. In the past 24 hours, 11,414 OPHC shares were traded.
How to Buy Optimumbank Holdings Stock
Wondering how to invest in Optimumbank Holdings stock? Here's how.
- Decide where to buy Optimumbank Holdings stock: You need to pick a stock brokerage, but don't worry - we've tried dozens of online stock brokerages and apps to help you decide where to buy Optimumbank Holdings stock.
- Sign up for a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
- Deposit funds into your investment account: Choose your payment method and add your details.
- Evaluate Optimumbank Holdings stock: The Optimumbank Holdings ticker symbol is OPHC. Is Optimumbank Holdings stock a good investment? Should you buy shares of OPHC? How do OPHC's underlying business fundamentals look? Do top analysts think Optimumbank Holdings is a good buy? Why has OPHC's stock price moved recently? (Hint: Our stock research website can help you evaluate if OPHC is a good stock to buy).
- Make your OPHC trade: Decide if you will purchase OPHC shares at the current market price or use a limit order to purchase OPHC stock at a particular price.
- Get the latest news on your investment in OPHC: Create a watchlist to important updates regarding your position in Optimumbank Holdings shares.
Step 1: Decide where to buy Optimumbank Holdings stock
You need an online brokerage account in order to access the NYSEMKT market and buy OPHC shares.
Our preferred brokerage: eToro
Based on our experience, eToro is the best online stock brokerage. Here's why:
- Invest in stocks with zero commissions: Invest without commissions.
- Buy fractional shares: Even if you can't afford a full share, you can still buy the stock.
- Access to world financial markets: From Tech to Utilities, New York to Tokyo (for US users, only US stocks are available) — you can fill your portfolio with stocks from the world's leading exchanges.
- Social investing: eToro boasts a community of more than 20 million users globally. Talk to, learn from, and copy the crypto trades of other investors.
- Security: eToro is a regulated and licensed brokerage platform.
- Buy other assets: Such as ETFs and cryptocurrencies.
Get $10 towards your stock purchase by creating an account with eToro now. This offer is only for US users.
Open eToro AccountStep 2: Sign up for a brokerage account
Now that you've picked the right brokerage, you need to fill out some personal details so you are able to invest in OPHC stock today.
How to Create a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal data to start a new trading account.
- Submit your details by hitting the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your investment account
Now that you've created your account on the best stock trading app, you need to deposit funds:
Check out the walkthrough below for more details depositing funds into your new brokerage account.
Step 4: Evaluate Optimumbank Holdings stock
After you have selected the best place to buy Optimumbank Holdings stock, it's crucial to evaluate their stock prior to buying, so you can comprehend the risk as well as the opportunity.
Optimumbank Holdings stock data
Optimumbank Holdings Due Diligence Score
WallStreetZen was built to help average investors perform more accurate fundamental analysis quickly.
You can see all of the due diligence checks on OPHC's stock page.
Is OPHC stock overvalued?
You can use a variety of different financial metrics, analyses, models, and charts to gauge OPHC's fair value.
Using relative valuations ratios:
- OPHC may be undervalued based on its P/E ratio of 2.93x, relative to Banks - Regional industry P/E ratio of 13.29x
- OPHC could be undervalued based on its P/B ratio of 0.46x, relative to Banks - Regional industry P/B ratio of 1.11x
You can do more valuation analysis on OPHC's stock here.
Is OPHC a healthy company?
Signs that OPHC is financially healthy:
- Total OPHC debt is lower than 5 years ago, relative to shareholder equity.
- OPHC profit margin has gone up from 27.2% to 35.4% in the past year.
- OPHC earnings of $17.63M is not enough to cover its interest payments.
- OPHC's operating cash flow of $15.61M allows it to safely service it's debt of $52.77M.
Signs that OPHC is not financially healthy:
- OPHC has a relatively high debt to equity ratio of 8.04.
OPHC Trading Indicators
OPHC Growth Numbers
Last year, OPHC earnings were $13.12M. During the last 3 year, OPHC's earnings have increased by -51.51% per year. This was slower than the Banks - Regional industry average of 17.8%.
Last year, OPHC revenue was $37.09M. Over the past five year, OPHC's revenue has gone up by 61.38% per year. This was faster than the Banks - Regional industry average of 10.04%.
You can analyze OPHC's earnings and revenue performance here.
What are OPHC executives and large shareholders up to?
In the last year, executives and large shareholders at OPHC have sold more shares than they have bought.
Michael Blisko, Director of OPHC, was the latest OPHC insider to sell. They sold $4,480.00 worth of OPHC stock on Jul 16, 2024.
Get more info about who owns OPHC stock here.
Does OPHC stock generate passive income?
No, Optimumbank Holdings doesn't provide an income stream by paying out dividends.
What do other traders have to say about OPHC?
One of the reasons eToro is our favorite brokerage is because of its social trading community.
Click below to see what other investors have to say.
Step 5: Make your OPHC trade
There are two main options:
- Market order: A market order is an order to buy or sell a stock at the best price on the market.
Market orders are usually sufficient. - Limit order: A limit order is an order to buy or sell a stock at a specific price (or better).
If you want to ensure you're buying or selling at a particular dollar amount, use a limit order.
Press the Open button and eToro will place the order.
If you want additional assistance investing in stocks on eToro, click the how to video below:
Step 6: Get the latest news on your investment in OPHC
Now that you own some OPHC stock, you'll want to keep up with your new stock purchase.
Make a watchlist to keep track of your OPHC stock.
OPHC Feed
How to Buy Stock in Optimumbank Holdings
To summarize, here are the 6 steps for buying Optimumbank Holdings stock:
- Decide where to buy Optimumbank Holdings stock
- Sign up for a brokerage account
- Deposit funds into your investment account
- Evaluate Optimumbank Holdings stock
- Make your OPHC trade
- Get the latest news on your investment in OPHC
If you are looking for a place to buy stocks, eToro is our favorite option.
Get Started with eToro TodayIf you would like to watch your new investment in Optimumbank Holdings, click the button below.
More Content You Might Like
FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterInformation is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.