How to Buy Pathfinder Bancorp Stock
Pathfinder Bancorp Inc
Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York.
Pathfinder Bancorp stock last closed at $15.47, up 2.04% from the previous day, and has increased 26.29% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.11 percentage points. Pathfinder Bancorp stock is currently +28.38% from its 52-week low of $12.05, and -22.1% from its 52-week high of $19.86.
At the moment, there are 6.14M shares of PBHC outstanding. The market value of PBHC is $95.05M. In the last 24 hours, 967 PBHC shares were traded.
How to Buy Pathfinder Bancorp Stock
Wondering how to invest in Pathfinder Bancorp stock? Here's how.
- Choose where to buy Pathfinder Bancorp stock: You need to pick a stock brokerage, but don't worry - we've researched dozens of stock brokerages and apps to help you figure out where to buy Pathfinder Bancorp stock.
- Create a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
- Deposit funds into your investment account: Select your method of payment and add your details.
- Research Pathfinder Bancorp stock: The Pathfinder Bancorp ticker symbol is PBHC. Is Pathfinder Bancorp stock a good investment? Should you buy shares of PBHC? How do PBHC's underlying business fundamentals look? Do top analysts think Pathfinder Bancorp is a good buy? Why has PBHC's stock price moved recently? (Hint: Our stock market analysis tools can help you decide if PBHC is a good stock to buy).
- Execute your PBHC buy order: Decide if you will purchase PBHC shares at the current market price or use a limit order to buy PBHC stock at a given price.
- Get key alerts regarding your PBHC investment: Create a watchlist to get live updates on your new investment in Pathfinder Bancorp stock.
Step 1: Choose where to buy Pathfinder Bancorp stock
You need a brokerage account in order to access the NASDAQ market and buy PBHC stock.
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Open eToro AccountStep 2: Create a brokerage account
Now that you've chosen the best brokerage, the next step is to fill out some personal details so you can invest in PBHC today.
How to Open a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal details to create a new brokerage account.
- Submit your data by pressing the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your investment account
Now that you have created your account on the stocks app, your next step is to transfer the money for your investment:
Check out this video walkthrough for more details depositing funds into your brokerage account.
Step 4: Research Pathfinder Bancorp stock
Once you have identified the best place to buy Pathfinder Bancorp stock, it's very important to analyze their stock before you invest, so you actually comprehend the risk and upside.
Pathfinder Bancorp quick stats
Pathfinder Bancorp Due Diligence Checks
WallStreetZen was designed to help average investors do more in-depth fundamental analysis in less time.
You can see all of the due diligence checks on PBHC's stock page.
Is PBHC stock overvalued?
Investors use many financial metrics, analyses, models, and charts to gauge PBHC's true value.
Using relative valuations metrics:
- PBHC may be overvalued based on its P/E ratio of 28.65x, relative to Banks - Regional industry P/E ratio of 13.29x
- PBHC could be undervalued based on its P/B ratio of 0.78x, relative to Banks - Regional industry P/B ratio of 1.11x
You can access additional valuation research on PBHC's stock here.
Is PBHC a healthy company?
Positive Financial Indicators:
- PBHC earnings of $3.72M is not sufficient to cover its interest payments.
Negative Financial Indicators:
- PBHC's operating cash flow of $11.21M allows it to safely service it's debt of $136.51M.
- Total PBHC debt is higher than 5 years ago, relative to shareholder equity.
- PBHC profit margin has gone down from 22.6% to 8.5% in the past year.
- PBHC has a relatively high debt to equity ratio of 11.14.
PBHC Trading Indicators
PBHC Earnings
Last year, PBHC earnings were $3.38M. In the past five year, PBHC's earnings have increased by -7.56% per year. This was slower than the Banks - Regional industry average of 17.8%.
Last year, PBHC revenue was $39.58M. In the past 5 year, PBHC's revenue has increased by 4.88% per year. This was slower than the Banks - Regional industry average of 10.04%.
You can research PBHC's earnings and revenue performance here.
Who is buying/selling PBHC?
In the last 12 months, executives and large shareholders at PBHC have bought more shares than they have sold.
Ronald Tascarella, Retired Executive Vice Pres. of PBHC, was the latest PBHC insider to sell. They sold $2,291.40 worth of PBHC stock on Mar 3, 2025.
Research more about who owns PBHC stock here.
Does PBHC provide a stable income stream?
Pathfinder Bancorp pays a dividend of 2.59%, compared to the Banks - Regional industry's average dividend yield of 2.95%. If you owned $1,000 worth of PBHC stock, you would have received $25.86 in the past year.
Pathfinder Bancorp dividend payments have consistently grown over the past decade and have remained stable.
Dig into more info about Pathfinder Bancorp dividend yield and history here.
Get analysis from other traders
One of the major reasons eToro is our favorite brokerage is because of its social trading community.
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Step 5: Execute your PBHC buy order
You have two primary types of orders:
- Market order: A market order is an order to buy or sell a security at the best possible price.
Market orders are generally the easiest way to buy. - Limit order: A limit order lets you buy or sell a security at a specific price (or better).
If you want to be sure you're buying or selling at a particular price, use a limit order.
Hit the Open Trade button and eToro will execute the order.
If you require more help buying stocks on eToro, watch the helpful video below:
Step 6: Get key alerts regarding your PBHC investment
Now that you own some shares in PBHC, you'll want to stay up-to-date on your new company.
Start a watchlist to get notified of the latest news about your PBHC stock.
PBHC Feed
How to Buy Stock in Pathfinder Bancorp
To summarize, here are the 6 steps for buying Pathfinder Bancorp stock:
- Choose where to buy Pathfinder Bancorp stock
- Create a brokerage account
- Deposit funds into your investment account
- Research Pathfinder Bancorp stock
- Execute your PBHC buy order
- Get key alerts regarding your PBHC investment
If you are looking for a online brokerage, eToro is our favorite option.
Get Started with eToro TodayIf you would like to get the latest news on your investment in Pathfinder Bancorp, hit the button below to create your watchlist.
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