How to Buy PayPal Stock
Paypal Holdings Inc
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide.
PayPal stock last closed at $60.29, down 1.17% from the previous day, and has decreased 4.6% in one year. It has underperformed other stocks in the Credit Services industry by 0.12 percentage points. PayPal stock is currently +7.94% from its 52-week low of $55.85, and -35.63% from its 52-week high of $93.66.
As of Apr 21, 2025, there are 989.24M shares of PYPL outstanding. The market capitalization of PYPL is $59.64B. In the past 24 hours, 6.69M PYPL shares were traded.
How to Buy PayPal Stock
Wondering how to invest in PayPal stock? Here's how.
- Choose where to buy PayPal stock: You need to decide on an online brokerage, but don't worry - we've tried dozens of online stock brokerages and apps to help you choose where to buy PayPal stock.
- Create your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
- Put funds into your investment account: Pick your payment method and add your details.
- Research PayPal stock: The PayPal ticker symbol is PYPL. Is PayPal stock a good investment? Should you buy shares of PYPL? How do PYPL's underlying business fundamentals look? Do top analysts think PayPal is a good buy? Why has PYPL's stock price moved recently? (Hint: Our stock market research tools can help you understand if PYPL is a good stock to buy).
- Execute your PYPL buy order: Decide if you will purchase PYPL shares at the current market price or use a limit order to buy PYPL stock at a given price.
- Keep an eye on your PYPL position: Create a watchlist to important notifications about your new investment in PayPal shares.
Step 1: Choose where to buy PayPal stock
You need a brokerage account to access the NASDAQ market and buy PYPL shares.
Our favorite brokerage: eToro
Based on our research, eToro is the best place to buy stocks. eToro gives you:
- You can invest in stocks with 0% commissions: Invest without paying trading commissions.
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- Social investing: eToro offers a community with more than 20 million users worldwide. Talk to, learn from, and copy the crypto trades of top investors.
- Security: eToro is a regulated and licensed brokerage platform.
- Buy other financial assets: Such as ETFs and cryptos.
Get $10 towards your share purchase by creating an account with eToro today. This offer is only for US users.
Open eToro AccountStep 2: Create your brokerage account
Now that you've chosen the right brokerage, it's time to fill out some personal information so you can buy PYPL today.
How to Open a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal data to start your new trading account.
- Submit your data by clicking the "Create Account" button. Get started with eToro today
Step 3: Put funds into your investment account
Now that you've created your account on a mobile trading app, you can securely and quickly fund your account:
Watch this video walkthrough if you need help transferring money into your brokerage account.
Step 4: Research PayPal stock
After you have figured out the best place to buy PayPal stock, it's important to research their stock before you buy, so you truly comprehend the risk as well as the opportunity.
PayPal Numbers
PYPL Fundamentals
WallStreetZen was created to help average investors perform more accurate fundamental analysis.
You can view all of the due diligence checks on PYPL's stock page.
Is PYPL stock undervalued or overvalued?
Analysts use many financial metrics, analyses, models, and charts to gauge PYPL's true value.
Using relative valuations metrics:
- PYPL could be undervalued based on its P/E ratio of 14.96x, relative to Credit Services industry P/E ratio of 27.8x
- PYPL could be undervalued based on its P/B ratio of 2.92x, relative to Credit Services industry P/B ratio of 5.03x
- PYPL could be undervalued based on its PEG ratio of 0.95x
You can do more valuation research on PYPL's stock here.
PYPL Financial Overview
Passed Health Checks:
- PYPL's operating cash flow of $7.45B allows it to safely service it's debt of $9.88B.
- PYPL earnings of $5.33B is not sufficient to cover its interest payments.
- There are more short-term assets than long-term liabilities on the PYPL balance sheet.
- There are more short-term assets than short-term liabilities on the PYPL balance sheet.
Failed Health Checks:
- PYPL profit margin has gone down from 14.3% to 13% in the past year.
- PYPL has a relatively high debt to equity ratio of 3.
- Total PYPL debt is higher than 5 years ago, relative to shareholder equity.
Do Wall Street analysts think it's a good time to buy PYPL stock
Out of 20 Equities analysts who give ratings on PYPL, the consensus analyst rating on PayPal is a Buy
It's important to note that analyst forecasts are not recommendations, nor are they investment advice.
Latest PYPL Analyst Ratings
Gus Gala, a bottom 15% analyst from Monness, Crespi, Hardt maintains PYPL with a strong buy rating and lowers their PYPL price target from $120.00 to $90.00, on Apr 8, 2025.
Monness, Crespi, Hardt's Gus Gala lowered their price target on PayPal (NASDAQ: PYPL) by 25% from $120 to $90 on 2025/04/08. The analyst maintained their Strong Buy rating on the stock.
PayPal will report its Q1 2025 earnings on 2025/04/29.
In a preview note, Gala pointed out that the stock is already trading at "sub-bottom quartile of historical merchant acquirer takeouts," and recommended that investors buy at the current valuation and continue buying as the price comes down.
Sanjay Sakhrani, a bottom 15% analyst from Keefe, Bruyette & Woods maintains PYPL with a buy rating and lowers their PYPL price target from $104.00 to $85.00, on Mar 31, 2025.
James Faucette, a top 11% analyst from Morgan Stanley maintains PYPL with a hold rating and raises their PYPL price target from $79.00 to $80.00, on Feb 26, 2025.
Andrew Boone, a top 3% analyst from Citizens Capital Markets reiterates PYPL with a buy rating and maintains their PYPL price target from $125.00 to $125.00, on Feb 26, 2025.
Arvind Ramnani, a bottom 2% analyst from Piper Sandler maintains PYPL with a hold rating and lowers their PYPL price target from $85.00 to $76.00, on Feb 26, 2025.
You can dive deeper into what analysts are saying on the PayPal stock forecast page.
Metrics for Advanced PYPL Traders
Is PYPL Making Money?
Last year, PYPL earnings were $4.15B. Over the past five year, PYPL's earnings have gone up by 14.03% per year. This was faster than the Credit Services industry average of 12.48%.
Last year, PYPL revenue was $31.80B. Over the last five year, PYPL's revenue has gone up by 12.34% per year. This was faster than the Credit Services industry average of 9.71%.
Dig into PYPL's earnings and revenue performance here.
What are PYPL insiders up to?
Over the last year, executives and large shareholders at PYPL have sold more shares than they have bought.
James Alexander Chriss, President and CEO of PYPL, was the latest PYPL insider to sell. They sold $758,946.76 worth of PYPL shares on Apr 15, 2025.
Dig into more about who owns PYPL shares here.
Does PYPL provide a stable income stream?
No, PayPal doesn't provide an income stream by paying out dividends.
What others are saying about PYPL
One of the reasons eToro is our highest-rated brokerage is because of its social trading community.
Click below to see what other traders have to say.
Step 5: Execute your PYPL buy order
There are two main order types:
- Market order: A market order is an order to buy or sell a stock at the best possible price.
Market orders are mostly fine. - Limit order: A limit order allows you to buy or sell a stock at a specific price (or better).
If you want to be sure you're buying or selling at an exact dollar amount limit, place a limit order.
Hit the Open Trade button and your broker will execute the order.
If you require additional assistance buying stocks on eToro, watch the helpful video below:
Step 6: Keep an eye on your PYPL position
Now that you own some PYPL stock, you'll want to keep up with your new investment.
Add PYPL to a watchlist to monitor your PYPL stock.
PYPL Feed
How to Buy Stock in PayPal
To reiterate, here are the 6 steps you need to take to buy PayPal stock right now:
- Choose where to buy PayPal stock
- Create your brokerage account
- Put funds into your investment account
- Research PayPal stock
- Execute your PYPL buy order
- Keep an eye on your PYPL position
If you require a brokerage account, eToro is our recommended venue.
Get Started with eToro TodayIf you would like to keep tabs on your investment in PayPal, click the button below.
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