How to Buy Stellar Bancorp Stock

Stellar Bancorp Inc

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers.

Stellar Bancorp stock last closed at $25.49, down 0.93% from the previous day, and has increased 8.84% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.02 percentage points. Stellar Bancorp stock is currently +19.84% from its 52-week low of $21.27, and -21.23% from its 52-week high of $32.36.

As of Apr 21, 2025, there are 52.95M STEL shares outstanding. The market capitalization of STEL is $1.35B. In the past 24 hours, 171,951 STEL shares were traded.

How to Buy Stellar Bancorp Stock

Not sure how to invest in Stellar Bancorp stock? Here's how.

  1. Figure out where to buy Stellar Bancorp stock: You need to decide on an online brokerage, but don't worry - we've sifted through dozens of online stock brokerages and apps to help you figure out where to buy Stellar Bancorp stock.
  2. Open your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
  3. Deposit money your brokerage account: Choose your payment method and add your details.
  4. Research Stellar Bancorp stock: The Stellar Bancorp ticker symbol is STEL. Is Stellar Bancorp stock a good investment? Should you buy shares of STEL? How do STEL's underlying business fundamentals look? Do top analysts think Stellar Bancorp is a good buy? Why has STEL's stock price moved recently? (Hint: Our stock market analysis website can help you decide if STEL is a good stock to buy).
  5. Make your STEL purchase: Decide if you will purchase STEL shares at the current market price or use a limit order to purchase STEL stock at a particular price.
  6. Get the latest scoop on your STEL position: Create a watchlist to the latest updates on your position in Stellar Bancorp shares.

Step 1: Figure out where to buy Stellar Bancorp stock

You need an online brokerage account in order to access the NYSE market and buy STEL stock.

A brokerage account enables you to buy and sell a variety of financial instruments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Open your brokerage account

Now that you've picked the best brokerage, it's time to fill out some personal details so you are able to invest in STEL stock today.

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Step 3: Deposit money your brokerage account

Now that you've opened your account on the best stock app for beginners, your next step is to transfer the money for your investment:

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Step 4: Research Stellar Bancorp stock

After you have figured out the best place to buy Stellar Bancorp stock, it's very important to evaluate their stock before you invest, so you actually comprehend the risk and opportunity.

Stellar Bancorp quick stats

STEL Price
$25.49
1w %
1.51%
1y %
8.84%
5y %
52.91%
P/E
11.86x
P/B
0.84x
P/S
3.11x
PEG
N/A
Revenue
$433.92M
Earnings
$115.00M
Fore. Rev. Growth
0.92%
Fore. Earn. Growth
-14.77%
Market Cap
$1.35B
Next Earnings
Apr 24, 2025
Next Dividend
N/A

Fundamentals of Stellar Bancorp

WallStreetZen was created to help part-time investors do more in-depth fundamental analysis in minutes instead of hours.

You can see all of the due diligence checks on STEL's stock page.

What is the fair value of STEL stock?

Analysts use many financial metrics, analyses, models, and charts to gauge STEL's true value.

Using relative valuations ratios:

  • STEL could be undervalued based on its P/E ratio of 11.86x, relative to Banks - Regional industry P/E ratio of 13.07x
  • STEL could be undervalued based on its P/B ratio of 0.84x, relative to Banks - Regional industry P/B ratio of 1.07x

You can access additional valuation research on STEL's stock here.

STEL Financials at a glance

Pros:

  • STEL earnings of $144.96M is not sufficient to cover its interest payments.
  • STEL's operating cash flow of $132.62M allows it to safely service it's debt of $70.11M.

Cons:

  • Total STEL debt is higher than 5 years ago, relative to shareholder equity.
  • STEL has a relatively high debt to equity ratio of 5.78.
  • STEL profit margin has gone down from 28.8% to 26.5% in the past year.

Is it a good time to buy Stellar Bancorp stock, according to analysts?

Out of 2 Equities analysts who give ratings on STEL, the consensus analyst rating on Stellar Bancorp is a Buy

Please keep in mind that analyst ratings are not stock recommendations, nor are they financial advice.

You can dive deeper into what analysts are saying on the Stellar Bancorp stock forecast page.

STEL Trading Indicators

SMA10
25.32
SMA20
26.26
SMA50
27.46
SMA100
28.33
SMA200
27.35
MACD
-0.63
MACD Signal
-0.65
MACD Histogram
0.03
RSI
41.05
Stochastic %K
39.4
Stochastic %D
36.6
StochRSI %K
71.6
StochRSI %D
65.42

STEL Growth Metrics

Last year, STEL earnings were $115.00M. Over the past five year, STEL's earnings have grown by 1.16% per year. This was slower than the Banks - Regional industry average of 17.78%.

Last year, STEL revenue was $433.92M. In the last five year, STEL's revenue has gone up by 23.31% per year. This was faster than the Banks - Regional industry average of 10.1%.

Dive into STEL's earnings and revenue performance here.

Are STEL insiders buying or selling the stock?

In the last 12 months, executives and large shareholders at STEL have sold more shares than they have bought.

Okan I. Akin, Senior Executive VP CRO of STEL, was the latest STEL insider to sell. They sold $17,081.52 worth of STEL shares on Mar 15, 2025.

Dig into more about who owns STEL stock here.

Can I get consistent income from STEL stock?

Stellar Bancorp pays a dividend of 2.12%, compared to the Banks - Regional industry's average dividend yield of 3.08%. If you owned $1,000 of STEL stock, you would have been paid $21.18 in the past 12 months.

Stellar Bancorp dividend payments have consistently grown over the past 8 years and have remained stable.

Get more analysis about Stellar Bancorp dividend yield and history here.

What do other investors have to say about STEL?

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Step 5: Make your STEL purchase

You have two primary options:

  • Market order: A market order is an order to buy or sell a security at the best available price.
    Market orders are mostly sufficient.
  • Limit order: A limit order allows you to buy or sell a security at a specific price (or better).
    If you want to make sure you're buying or selling at an exact dollar amount, place a limit order.

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Step 6: Get the latest scoop on your STEL position

Now that you own some STEL shares, you'll want to keep up with your new investment.

Create a watchlist to track the most important metrics related to your STEL stock.

STEL Feed

How to Buy Stock in Stellar Bancorp

To reiterate, here are the 6 steps to buy Stellar Bancorp stock:

  1. Figure out where to buy Stellar Bancorp stock
  2. Open your brokerage account
  3. Deposit money your brokerage account
  4. Research Stellar Bancorp stock
  5. Make your STEL purchase
  6. Get the latest scoop on your STEL position

If you need a online brokerage, eToro is our favorite option.

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If you would like to keep tabs on your investment in Stellar Bancorp, add STEL to your watchlist by clicking the button below.

NYSE: STEL
$25.49-0.24 (-0.93%)
Updated Apr 21, 2025
Open eToro Account
Your capital is at risk.
NYSE: STEL
$25.49-0.24 (-0.93%)
Updated Apr 21, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Stellar Bancorp share?

As of Apr 21, 2025, it costs $25.49 to buy one share of Stellar Bancorp stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.392 shares of STEL.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Stellar Bancorp stock?

According to 2 Wall Street analysts who monitor Stellar Bancorp, their consensus recommendation is to buy Stellar Bancorp stock.

What is the best way to buy Stellar Bancorp stock?

One way to place an order for Stellar Bancorp stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.