How to Buy United Community Banks Stock
United Community Banks Inc
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors.
United Community Banks stock last closed at $24.58, down 0.85% from the previous day, and has decreased 3.76% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.15 percentage points. United Community Banks stock is currently +7.2% from its 52-week low of $22.93, and -30.53% from its 52-week high of $35.38.
As of Apr 21, 2025, there are 119.44M shares of UCB outstanding. The market capitalization of UCB is $2.94B. In the past 24 hours, 860,222 UCB shares were traded.
How to Buy United Community Banks Stock
Not sure how to invest in United Community Banks stock? Here's how.
- Figure out where to buy United Community Banks stock: You need to decide on an online brokerage, but don't worry - we've analyzed dozens of stock brokerages and apps to help you determine where to buy United Community Banks stock.
- Open your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've selected.
- Deposit funds into your brokerage account: Choose your method of payment and add your information.
- Research United Community Banks stock: The United Community Banks ticker symbol is UCB. Is United Community Banks stock a good investment? Should you buy shares of UCB? How do UCB's underlying business fundamentals look? Do top analysts think United Community Banks is a good buy? Why has UCB's stock price moved recently? (Hint: Our stock market research tools can help you understand if UCB is a good stock to buy).
- Place your UCB purchase: Decide if you will purchase UCB shares at the current market price or use a limit order to purchase UCB stock at a given price.
- Get key alerts regarding your UCB investment: Create a watchlist to track your new investment in United Community Banks stock.
Step 1: Figure out where to buy United Community Banks stock
You will need an online brokerage account to access the NYSE market and buy UCB shares.
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Open eToro AccountStep 2: Open your brokerage account
Now that you've chosen your brokerage, it's time to fill out some personal info so you can buy UCB today.
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- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
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Step 3: Deposit funds into your brokerage account
Now that you have finished signing up on the best stock investing app, you can securely and quickly fund your account:
Check out the video below if you need help transferring funds into your investment account.
Step 4: Research United Community Banks stock
After you have chosen the best place to buy United Community Banks stock, it's crucial to analyze their stock prior to investing, so you can comprehend the risk as well as the upside.
United Community Banks quick stats
United Community Banks Due Diligence Checks
WallStreetZen was built to help everyday investors perform better fundamental analysis in less time.
You can view all of the due diligence checks on UCB's stock page.
How is UCB stock valued?
Investors use a variety of different financial metrics, analyses, models, and charts to gauge UCB's true value.
Using relative valuations methods:
- UCB could be undervalued based on its P/E ratio of 12.05x, relative to Banks - Regional industry P/E ratio of 13.07x
- UCB could be undervalued based on its P/B ratio of 0.86x, relative to Banks - Regional industry P/B ratio of 1.07x
- UCB may be undervalued based on its PEG ratio of 0.76x
You can do more valuation analysis on UCB's stock here.
A look at UCB Cashflows and Balance Sheet
Passed Financial Due Diligence Checks:
- UCB's operating cash flow of $349.73M allows it to safely service it's debt of $449.15M.
- UCB profit margin has gone up from 22.5% to 27.1% in the past year.
- UCB earnings of $315.24M is not sufficient to cover its interest payments.
Failed Financial Due Diligence Checks:
- Total UCB debt is higher than 5 years ago, relative to shareholder equity.
- UCB has a relatively high debt to equity ratio of 7.08.
Is it a good time to buy United Community Banks stock, according to analysts?
Out of 3 Equities analysts who give forecasts on UCB, the consensus analyst rating on UCB is a Hold
Please keep in mind that analyst ratings are not recommendations, nor are they investment advice.
You can dig deeper into what analysts are forecasting on the United Community Banks stock forecast page.
UCB Trading Indicators
How is UCB performing as a company?
Last year, UCB earnings were $244.63M. In the past 5 year, UCB's earnings have increased by -2.46% per year. This was slower than the Banks - Regional industry average of 17.78%.
Last year, UCB revenue was $901.17M. Over the past 5 year, UCB's revenue has gone up by 9.95% per year. This was slower than the Banks - Regional industry average of 10.1%.
Learn more about UCB's earnings and revenue performance here.
Latest Insiders Trades at UCB
In the past year, insiders at UCB have sold more shares than they have bought.
Sally Pope Davis, Director of UCB, was the latest UCB insider to buy. They bought $50,742.00 worth of UCB shares on Mar 11, 2025.
Learn more about who owns UCB stock here.
Can I rely on UCB as an income stream?
United Community Banks pays a dividend of 3.86%, compared to the Banks - Regional industry's average dividend yield of 3.08%. If you owned $1,000 of UCB stock, you would have been paid $38.65 in the past 12 months.
United Community Banks dividend payments have consistently grown over the past decade and have remained stable.
Get more analysis about United Community Banks dividend yield and history here.
UCB Social Trading Data
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Step 5: Place your UCB purchase
There are two primary options:
- Market order: A market order is an order to buy or sell a stock at the best available price.
Market orders are usually fine for most investors. - Limit order: A limit order is an order to buy or sell a stock at a specific price (or better).
If you want to ensure you're buying or selling at a given price limit, place a limit order.
Click the Open button and your broker will execute your order.
If you need more help buying stocks on eToro, click the how to video below:
Step 6: Get key alerts regarding your UCB investment
Now that you own some UCB shares, you'll want to stay up-to-date on your new stock purchase.
Create a watchlist to track the most important metrics related to your UCB stock.
UCB Feed
How to Buy Stock in United Community Banks
To summarize, here are the 6 steps you need to take to buy United Community Banks stock right now:
- Figure out where to buy United Community Banks stock
- Open your brokerage account
- Deposit funds into your brokerage account
- Research United Community Banks stock
- Place your UCB purchase
- Get key alerts regarding your UCB investment
If you are looking for a online brokerage, eToro is our recommended venue.
Get Started with eToro TodayIf you want to get notifications regarding your investment in United Community Banks, click below.
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