How to Buy United Security Bancshares Stock
United Security Bancshares
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California.
United Security Bancshares stock last closed at $8.01, up 1.01% from the previous day, and has increased 7.37% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.04 percentage points. United Security Bancshares stock is currently +14.1% from its 52-week low of $7.02, and -23.64% from its 52-week high of $10.49.
There are currently 17.26M UBFO shares outstanding. The market value of UBFO is $138.22M. In the past 24 hours, 27,040 UBFO shares were traded.
How to Buy United Security Bancshares Stock
Wondering how to invest in United Security Bancshares stock? Here's how.
- Decide where to buy United Security Bancshares stock: You need to choose an online brokerage, but don't worry - we've tried dozens of online brokerages and apps to help you determine where to buy United Security Bancshares stock.
- Open your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
- Fund your brokerage account: Select your payment method and add your details.
- Analyze United Security Bancshares stock: The United Security Bancshares ticker symbol is UBFO. Is United Security Bancshares stock a good investment? Should you buy shares of UBFO? How do UBFO's underlying business fundamentals look? Do top analysts think United Security Bancshares is a good buy? Why has UBFO's stock price moved recently? (Hint: Our stock market analysis tools can help you decide if UBFO is a good stock to buy).
- Place your UBFO purchase: Decide if you will purchase UBFO shares at the current market price or use a limit order to purchase UBFO shares at a specific price.
- Get key alerts regarding your UBFO investment: Create a watchlist to the latest updates on your position in United Security Bancshares stock.
Step 1: Decide where to buy United Security Bancshares stock
You need an online brokerage account to access the NASDAQ market and buy UBFO shares.
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Open eToro AccountStep 2: Open your brokerage account
Now that you've chosen the best brokerage, the next step is to fill out some personal info so you are able to buy UBFO today.
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Step 3: Fund your brokerage account
Now that you've opened your account on one of the most highly reviewed stock trading apps, you need to deposit funds:
Check out the video below if you need help transferring money into your investment account.
Step 4: Analyze United Security Bancshares stock
Once you have figured out the best place to buy United Security Bancshares stock, it's very important to research their stock before you invest, so you actually comprehend the risk and upside.
United Security Bancshares stock quick numbers
United Security Bancshares Fundamentals
WallStreetZen was designed to help part-time investors do better fundamental analysis quickly.
You can see all of the due diligence checks on UBFO's stock page.
Is UBFO stock undervalued?
Analysts use many financial metrics, analyses, models, and charts to gauge UBFO's intrinsic value.
Using relative valuations metrics:
- UBFO may be undervalued based on its P/E ratio of 9.31x, relative to Banks - Regional industry P/E ratio of 13.07x
- UBFO may be undervalued based on its P/B ratio of 1.06x, relative to Banks - Regional industry P/B ratio of 1.07x
You can access additional valuation research on UBFO's stock here.
UBFO Financial Summary
Signs that UBFO is financially healthy:
- UBFO earnings of $20.32M is not enough to cover its interest payments.
- UBFO's operating cash flow of $19.64M allows it to safely service it's debt of $14.73M.
Signs that UBFO is not financially healthy:
- UBFO has a relatively high debt to equity ratio of 8.3.
- Total UBFO debt is higher than 5 years ago, relative to shareholder equity.
- UBFO profit margin has gone down from 37.1% to 30.4% in the past year.
UBFO Technicals
UBFO Growth Numbers
Last year, UBFO earnings were $14.78M. In the past five year, UBFO's earnings have gone up by -0.91% per year. This was slower than the Banks - Regional industry average of 17.78%.
Last year, UBFO revenue was $48.60M. In the past 5 year, UBFO's revenue has grown by 2.42% per year. This was slower than the Banks - Regional industry average of 10.1%.
Dive into UBFO's earnings and revenue performance here.
What are UBFO insiders up to?
In the past year, executives and large shareholders at UBFO have bought more shares than they have sold.
Kenneth D. Newby, Director of UBFO, was the latest UBFO insider to buy. They bought $2,960.58 worth of UBFO stock on Dec 31, 2024.
Dig into more about who owns UBFO stock here.
Does UBFO provide a stable income stream?
United Security Bancshares pays a dividend of 4.49%, compared to the Banks - Regional industry's average dividend yield of 3.08%. If you owned $1,000 worth of UBFO stock, you would have received $44.94 in the past 12 months.
United Security Bancshares dividend payments have consistently grown over the past decade and have remained stable.
Dig into more analysis about United Security Bancshares dividend yield and history here.
What do other investors have to say about UBFO?
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Step 5: Place your UBFO purchase
You have two primary types of orders:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are usually fine. - Limit order: A limit order allows you to buy or sell a security at a specific price (or better).
If you want to be certain you're buying or selling at a given dollar amount, use a limit order.
Press the Open Trade button and your broker will place the order.
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Step 6: Get key alerts regarding your UBFO investment
Now that you own some UBFO shares, you'll want to keep up with your new investment.
Add UBFO to a watchlist to get alerted to the latest events about your UBFO stock.
UBFO Feed
How to Buy Stock in United Security Bancshares
To reiterate, here are the 6 steps you need to take to buy United Security Bancshares stock right now:
- Decide where to buy United Security Bancshares stock
- Open your brokerage account
- Fund your brokerage account
- Analyze United Security Bancshares stock
- Place your UBFO purchase
- Get key alerts regarding your UBFO investment
If you require a place to buy stocks, eToro is our recommended option.
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