How to Buy Universal Insurance Holdings Stock

Universal Insurance Holdings Inc

Universal Insurance Holdings is a property & casualty insurance company located in Florida, United States, which is part of the Financial Services sector, and is traded under the ticker UVE on the NYSE exchange.

Universal Insurance Holdings stock last closed at $23.16, up 1.09% from the previous day, and has increased 23.32% in one year. It has overperformed other stocks in the Insurance - Property & Casualty industry by 0.07 percentage points. Universal Insurance Holdings stock is currently +40.36% from its 52-week low of $16.50, and -4.06% from its 52-week high of $24.14.

At the moment, there are 28.1M UVE shares outstanding. The market value of UVE is $650.70M. In the past 24 hours, 93,242 UVE shares were traded.

How to Buy Universal Insurance Holdings Stock

Not sure how to invest in Universal Insurance Holdings stock? Here's how.

  1. Figure out where to buy Universal Insurance Holdings stock: You need to choose a stock brokerage, but don't worry - we've sifted through dozens of online stock brokerages and apps to help you figure out where to buy Universal Insurance Holdings stock.
  2. Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've selected.
  3. Put funds into your brokerage account: Choose your payment method and add your details.
  4. Evaluate Universal Insurance Holdings stock: The Universal Insurance Holdings ticker symbol is UVE. Is Universal Insurance Holdings stock a good investment? Should you buy shares of UVE? How do UVE's underlying business fundamentals look? Do top analysts think Universal Insurance Holdings is a good buy? Why has UVE's stock price moved recently? (Hint: Our stock analysis website can help you evaluate if UVE is a good stock to buy).
  5. Execute your UVE purchase: Decide if you will purchase UVE shares at the current market price or use a limit order to buy UVE stock at a given price.
  6. Get key alerts regarding your investment in UVE: Create a watchlist to keep tabs on your investment in Universal Insurance Holdings shares.

Step 1: Figure out where to buy Universal Insurance Holdings stock

You will need an online brokerage account in order to access the NYSE market and buy UVE stock.

A brokerage account is an investment account that enables you to buy and sell a variety of investments, including stocks, bonds, mutual funds, and ETFs.

Our preferred brokerage: eToro

Based on our research, eToro is the best place to buy stocks. Here's why:

  • Invest in stocks with zero commissions: Invest without paying trading commissions.
  • Buy fractional shares: Even if you can't afford a full share, you can still buy the stock.
  • Access to global financial markets: From Tech to Industrials, New York to Hong Kong (for US users, only US stocks are available) — you can fill your portfolio with stocks from the globe's top exchanges.
  • Social investing: eToro has a community of more than 20 million users around the world. Talk to, learn from, and copy the crypto trades of top investors.
  • Security: eToro is a regulated and licensed brokerage platform.
  • Buy other financial assets: Such as ETFs and cryptocurrencies.

Get $10 towards your stock purchase by signing up for an account with eToro today. This offer is only for US users.

Open eToro Account
eToro securities trading is offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. https://www.wallstreetzen.com is not an affiliate and may be compensated if you access certain products or services offered by the MSB and/or the BD.

Step 2: Create your brokerage account

Now that you've selected the best brokerage, the next step is to fill out some personal info so you can buy UVE stock today.

How to Set Up a New Investment Account on eToro

  1. Click here to get started.
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
  2. Input your personal data to open your new brokerage account.
  1. Send your details by hitting the "Create Account" button.
  2. Get started with eToro today
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 3: Put funds into your brokerage account

Now that you've filled out your info on the best stock market app, you need to deposit funds:

Watch the tutorial below for more details transferring money into your investment account.

Get started with eToro today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 4: Evaluate Universal Insurance Holdings stock

Once you have chosen the best place to buy Universal Insurance Holdings stock, it's very important to analyze their stock before you buy, so you can understand the risk and opportunity.

Universal Insurance Holdings shares at a glance

UVE Price
$23.16
1w %
4.8%
1y %
23.32%
5y %
32.57%
P/E
11.19x
P/B
1.74x
P/S
0.43x
PEG
0.49x
Revenue
$1.52B
Earnings
$58.93M
Fore. Rev. Growth
-5.06%
Fore. Earn. Growth
28.02%
Market Cap
$650.70M
Next Earnings
Apr 23, 2025
Next Dividend
May 16, 2025

UVE Fundamentals

WallStreetZen was created to help average investors perform more in-depth fundamental analysis quickly.

You can view all of the due diligence checks on UVE's stock page.

Is UVE stock undervalued?

You can use many financial metrics, analyses, models, and charts to gauge UVE's true value.

Using relative valuations metrics:

  • UVE could be undervalued based on its P/E ratio of 11.19x, relative to Insurance - Property & Casualty industry P/E ratio of 15.39x
  • UVE may be undervalued based on its P/B ratio of 1.74x, relative to Insurance - Property & Casualty industry P/B ratio of 2.32x
  • UVE could be undervalued based on its PEG ratio of 0.49x

You can access additional valuation analysis on UVE's stock here.

UVE Financial Overview

Positive Financial Indicators:

  • UVE earnings of $91.09M is not enough to cover its interest payments.
  • UVE's operating cash flow of $137.36M allows it to safely service it's debt of $101.24M.

Negative Financial Indicators:

  • Total UVE debt is higher than 5 years ago, relative to shareholder equity.
  • UVE has a relatively high debt to equity ratio of 6.61.
  • UVE profit margin has gone down from 4.8% to 3.9% in the past year.

You can dig deeper into what analysts are projecting on the Universal Insurance Holdings stock forecast page.

UVE Technical Indicators

SMA10
22.31
SMA20
22.64
SMA50
21.63
SMA100
21.17
SMA200
20.72
MACD
0.3
MACD Signal
0.32
MACD Histogram
-0.02
RSI
58.59
Stochastic %K
64.55
Stochastic %D
58.24
StochRSI %K
46.02
StochRSI %D
40.71

Is UVE Making Money?

Last year, UVE earnings were $58.93M. Over the last 5 year, UVE's earnings have gone up by 8.61% per year. This was slower than the Insurance - Property & Casualty industry average of 14.24%.

Last year, UVE revenue was $1.52B. During the past five year, UVE's revenue has grown by 10.11% per year. This was slower than the Insurance - Property & Casualty industry average of 11.68%.

Find out more about UVE's earnings and revenue performance here.

What are UVE executives and large shareholders up to?

In the past year, insiders at UVE have sold more shares than they have bought.

Stephen Donaghy, CEO of UVE, was the latest UVE insider to sell. They sold $148,978.20 worth of UVE stock on Mar 31, 2025.

Get more info about who owns UVE shares here.

Can I get consistent income from UVE stock?

Universal Insurance Holdings pays a dividend of 3.32%, compared to the Insurance - Property & Casualty industry's average dividend yield of 2.5%. If you owned $1,000 worth of UVE stock, you would have received $33.25 last year.

Universal Insurance Holdings dividend payments have consistently grown over the past decade but have not remained stable.

Get more data about Universal Insurance Holdings dividend yield and history here.

Get analysis from other traders

One of the biggest reasons eToro is our highest-rated brokerage is because of its social trading community.

Click below to learn what other investors have to say.

Step 5: Execute your UVE purchase

There are two primary order types:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are generally the easiest way to buy.
  • Limit order: A limit order lets you buy or sell a security at a specific price (or better).
    If you want to make sure you're buying or selling at an exact price limit, use a limit order.

Click the Open Trade button and eToro will execute the order.

If you require more info about buying stocks on eToro, click the how to video below:

Open eToro Account

Step 6: Get key alerts regarding your investment in UVE

Now that you own some shares in UVE, you'll want to keep up with your investment.

Make a watchlist to get alerted to the latest events about your UVE stock.

UVE Feed

How to Buy Stock in Universal Insurance Holdings

To summarize, here are the 6 steps you need to take to buy Universal Insurance Holdings stock right now:

  1. Figure out where to buy Universal Insurance Holdings stock
  2. Create your brokerage account
  3. Put funds into your brokerage account
  4. Evaluate Universal Insurance Holdings stock
  5. Execute your UVE purchase
  6. Get key alerts regarding your investment in UVE

If you need a brokerage account, eToro is our favorite option.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to get updates on your new investment in Universal Insurance Holdings, add UVE to your watchlist by clicking the button below.

NYSE: UVE
$23.16+0.25 (+1.09%)
Updated Apr 17, 2025
Open eToro Account
Your capital is at risk.
NYSE: UVE
$23.16+0.25 (+1.09%)
Updated Apr 17, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Universal Insurance Holdings share?

As of Apr 17, 2025, it costs $23.16 to buy one share of Universal Insurance Holdings stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.432 shares of UVE.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Universal Insurance Holdings stock?

One way to place an order for Universal Insurance Holdings stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.