How to Buy Wintrust Financial Stock
Wintrust Financial Corp
Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management.
Wintrust Financial stock last closed at $106.66, up 5.16% from the previous day, and has increased 7.41% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.07 percentage points. Wintrust Financial stock is currently +19.71% from its 52-week low of $89.10, and -24.91% from its 52-week high of $142.04.
As of Apr 22, 2025, there are 66.71M WTFC shares outstanding. The market cap of WTFC is $7.12B. In the past 24 hours, 842,366 WTFC shares were traded.
How to Buy Wintrust Financial Stock
Wondering how to invest in Wintrust Financial stock? Here's how.
- Decide where to buy Wintrust Financial stock: You need to pick a stock brokerage, but don't worry - we've tried dozens of online stock brokerages and apps to help you choose where to buy Wintrust Financial stock.
- Open your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
- Put funds into your brokerage account: Select your method of payment and add your info.
- Evaluate Wintrust Financial stock: The Wintrust Financial ticker symbol is WTFC. Is Wintrust Financial stock a good investment? Should you buy shares of WTFC? How do WTFC's underlying business fundamentals look? Do top analysts think Wintrust Financial is a good buy? Why has WTFC's stock price moved recently? (Hint: Our stock research website can help you evaluate if WTFC is a good stock to buy).
- Make your WTFC buy order: Decide if you will purchase WTFC shares at the current market price or use a limit order to purchase WTFC stock at a given price.
- Get key alerts regarding your WTFC position: Create a watchlist to watch your investment in Wintrust Financial shares.
Step 1: Decide where to buy Wintrust Financial stock
You will need an online brokerage account to access the NASDAQ market and buy WTFC shares.
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Open eToro AccountStep 2: Open your brokerage account
Now that you've chosen your brokerage, the next step is to fill out some personal info so you can buy WTFC today.
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Step 3: Put funds into your brokerage account
Now that you've filled out your info on the best stock trading app, you can securely and quickly fund your account:
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Step 4: Evaluate Wintrust Financial stock
Once you have figured out the best place to buy Wintrust Financial stock, it's absolutely critical to analyze their stock before you invest, so you actually comprehend the risk and opportunity.
Wintrust Financial Metrics
Fundamentals of WTFC
WallStreetZen was built to help part-time investors perform more accurate fundamental analysis in less time.
You can view all of the due diligence checks on WTFC's stock page.
How is WTFC stock valued?
Analysts use many financial metrics, analyses, models, and charts to gauge WTFC's fair value.
Using relative valuations measures:
- WTFC may be undervalued based on its P/E ratio of 10.19x, relative to Banks - Regional industry P/E ratio of 13.39x
- WTFC may be overvalued based on its P/B ratio of 1.12x, relative to Banks - Regional industry P/B ratio of 1.1x
You can do more valuation analysis on WTFC's stock here.
WTFC Financial Summary
Signs that WTFC is financially healthy:
- WTFC profit margin has gone up from 27.6% to 28.4% in the past year.
- WTFC earnings of $947.09M is not sufficient to cover its interest payments.
Signs that WTFC is not financially healthy:
- Total WTFC debt is higher than 5 years ago, relative to shareholder equity.
- WTFC's operating cash flow of $721.56M allows it to safely service it's debt of $4.24B.
- WTFC has a relatively high debt to equity ratio of 9.23.
Is it a good time to buy Wintrust Financial stock, according to Wall Street analysts?
Out of 8 sell side analysts who give forecasts on WTFC, the consensus analyst rating on WTFC is a Strong Buy
Please keep in mind that analyst forecasts are not recommendations, nor are they financial advice.
Latest WTFC Analyst Upgrades/Downgrades
Kevin Reevey, a bottom 34% analyst from DA Davidson maintains WTFC with a strong buy rating and raises their WTFC price target from $125.00 to $130.00, on Oct 23, 2024.
Ben Gerlinger, a top 12% analyst from Citigroup maintains WTFC with a strong buy rating and raises their WTFC price target from $126.00 to $135.00, on Oct 23, 2024.
Brandon King, a top 7% analyst from Truist Securities maintains WTFC with a strong buy rating and raises their WTFC price target from $123.00 to $127.00, on Oct 23, 2024.
Truist Securities's Brandon King raised their price target on Wintrust Financial (NASDAQ: WTFC) by 3.3% from $123 to $127 on 2024/10/23. The analyst maintained their Strong Buy rating on the stock.
Wintrust Financial reported its Q3 2024 earnings on 2024/10/21.
King called NII the quarter's bright spot.
Looking ahead, the analyst told readers that Truist Securities "continues to believe that sequential growth is very achievable for Wintrust Financial, driven by balance sheet expansion and a relatively stable net interest margin."
Earnings Report
For Q3 2024, Wintrust Financial reported:
- EPS of $2.47, which missed the Zacks Consensus Estimate of $2.50 and, by 2.4%, Q3 2023's $2.53.
- Revenue of $615.73M, which missed the Zacks Consensus Estimate by 0.90% but beat Q3 2023's $574.84M by 7.1%.
Management did not provide financial guidance in its press release or earnings presentation.
President & CEO Timothy S. Crane commented: “Our net income for both Q3 and YTD 2024 were driven by robust organic loan and deposit growth as well as a stable net interest margin. We believe we are well-positioned for strong financial performance as we continue our momentum in Q4 2024 and into 2025.
“Net interest margin in Q3 remained stable, decreasing one basis point as compared to Q2 2024. We expect net interest margin to remain in the 3.50% range in Q4 2024 and into 2025. Stable net interest margin coupled with continued balance sheet growth should result in net interest income growth. Focusing on growth of net interest income, disciplined expense control and maintaining our consistent credit standards should drive strong financial performance.
“Macatawa offers a unique opportunity for Wintrust to expand into the desirable west Michigan market with a compatible management team and reputable brand. The quality core deposit franchise, excess liquidity and pristine credit quality coupled with aligned values make the acquisition an ideal fit for the Company. We are thrilled to bring our product offerings to Michigan and continue Macatawa’s commitment to customer service and community involvement.”
You can dive deeper into what analysts are forecasting on the Wintrust Financial stock forecast page.
WTFC Momentum
Is WTFC Growing Revenue?
Last year, WTFC earnings were $667.08M. In the last five year, WTFC's earnings have increased by 11.37% per year. This was slower than the Banks - Regional industry average of 17.83%.
Last year, WTFC revenue was $2.35B. During the last five year, WTFC's revenue has increased by 10.78% per year. This was faster than the Banks - Regional industry average of 10.14%.
You can analyze WTFC's earnings and revenue performance here.
What are WTFC insiders up to?
Over the last year, insiders at WTFC have bought more shares than they have sold.
Elizabeth H. Connelly, Director of WTFC, was the latest WTFC insider to buy. They bought $54,373.56 worth of WTFC shares on Mar 31, 2025.
Dig into more about who owns WTFC shares here.
Can I get consistent income from WTFC stock?
Wintrust Financial pays a dividend of 1.73%, compared to the Banks - Regional industry's average dividend yield of 3%. If you owned $1,000 worth of WTFC stock, you would have received $17.34 in the past 12 months.
Wintrust Financial dividend payments have consistently grown over the past decade and have remained stable.
Dig into more analysis about Wintrust Financial dividend yield and history here.
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Step 5: Make your WTFC buy order
You have two main options:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are mostly the easiest way to buy. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to be sure you're buying or selling at a particular dollar amount, place a limit order.
Press the Open button and your broker will execute your order.
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Step 6: Get key alerts regarding your WTFC position
Now that you own some WTFC shares, you'll want to stay up-to-date on your shares.
Make a watchlist to track the most important metrics related to your WTFC stock.
WTFC Feed
How to Buy Stock in Wintrust Financial
To reiterate, here are the 6 steps to buy Wintrust Financial stock:
- Decide where to buy Wintrust Financial stock
- Open your brokerage account
- Put funds into your brokerage account
- Evaluate Wintrust Financial stock
- Make your WTFC buy order
- Get key alerts regarding your WTFC position
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Get Started with eToro TodayIf you would like to get the latest news on your investment in Wintrust Financial, create a watchlist today.
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