Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2025)
Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Industry: REIT - Mortgage

Value Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

REIT - Mortgage is Zen Rated F and is the 126th ranked industry out of 145 stock market industries

Ticker	Company	Price	1d %	1w %	1m %	3m %	6m %	1y %	3y %	5y %	10y %	52-week High	52-week Low	% off 52-week High	% off 52-week Low	Beta	Volume	Vol 1d %
ARI	APOLLO COMMERCIAL REAL ESTATE FINANCE INC	$10.12	0.10%	-0.30%	2.33%	-6.64%	1.40%	9.41%	-13.21%	-12.00%	-40.71%	$11.11	$7.70	8.91%	31.43%	1.06	598,000	-20.58%
ADAM	ADAMAS TRUST INC	$7.19	0.98%	-3.62%	1.41%	0.84%	3.30%	11.65%	-37.37%	-52.19%	-63.98%	$7.75	$5.02	7.23%	43.37%	1.02	553,000	-14.13%
NLY	ANNALY CAPITAL MANAGEMENT INC	$22.17	-0.27%	-3.06%	1.70%	0.77%	13.81%	12.20%	1.56%	-32.74%	-38.82%	$22.98	$16.60	3.52%	33.59%	0.86	5,054,000	-25.24%
EFC	ELLINGTON FINANCIAL INC	$13.65	-0.29%	-0.51%	-0.80%	1.64%	4.44%	10.62%	0.81%	-9.24%	-16.77%	$14.40	$11.12	5.21%	22.75%	0.76	741,000	-34.60%
CHMI	CHERRY HILL MORTGAGE INVESTMENT CORP	$2.54	-1.17%	2.42%	7.17%	-14.48%	-14.77%	-2.68%	-55.98%	-73.87%	-81.49%	$3.68	$2.17	30.98%	17.05%	0.82	100,000	-74.03%
REFI	CHICAGO ATLANTIC REAL ESTATE FINANCE INC	$13.47	2.67%	5.65%	5.07%	1.81%	-5.27%	-16.54%	-15.44%	N/A	N/A	$16.29	$11.85	17.31%	13.67%	0.40	159,000	55.88%
PMT	PENNYMAC MORTGAGE INVESTMENT TRUST	$12.46	-1.19%	-1.89%	0.56%	1.71%	-3.26%	-7.22%	-13.77%	-28.96%	-19.14%	$14.93	$11.60	16.52%	7.46%	0.85	706,000	5.06%
RPT	RITHM PROPERTY TRUST INC	$2.79	3.33%	5.68%	8.98%	2.57%	2.57%	-4.12%	-62.90%	-73.10%	-76.40%	$3.42	$2.29	18.42%	22.10%	0.85	167,000	-29.83%
ARR	ARMOUR RESIDENTIAL REIT INC	$16.91	-0.24%	-3.81%	0.54%	10.38%	0.06%	-13.06%	-42.68%	-68.66%	-82.75%	$19.35	$13.18	12.61%	28.30%	0.82	3,642,000	19.37%
MFA	MFA FINANCIAL INC	$9.60	-0.31%	-0.10%	2.67%	-5.04%	-1.64%	-11.11%	-15.04%	-37.34%	-62.96%	$11.08	$7.85	13.36%	22.29%	1.05	783,000	-9.06%
ORC	ORCHID ISLAND CAPITAL INC	$7.13	0.42%	-2.99%	-2.46%	0.56%	0.42%	-11.54%	-32.29%	-73.25%	-83.02%	$9.01	$5.69	20.82%	25.42%	0.82	3,856,000	-50.56%
GPMT	GRANITE POINT MORTGAGE TRUST INC	$2.65	-2.93%	-3.99%	-4.33%	-11.37%	3.92%	-22.51%	-59.54%	-73.01%	N/A	$3.42	$1.61	22.51%	64.60%	1.15	98,000	4.26%
RITM	RITHM CAPITAL CORP	$11.11	-0.27%	-2.03%	-1.16%	-10.26%	-2.97%	-0.45%	24.41%	18.32%	6.52%	$12.74	$9.13	12.79%	21.69%	1.00	5,615,000	-8.55%
TRTX	TPG RE FINANCE TRUST INC	$9.16	0.33%	2.00%	0.77%	-2.97%	12.81%	1.78%	16.39%	-15.34%	N/A	$9.85	$6.47	7.01%	41.58%	1.04	355,000	-40.44%
MITT	AG MORTGAGE INVESTMENT TRUST INC	$8.41	0.00%	1.08%	7.54%	9.51%	13.34%	16.00%	35.65%	-11.01%	-77.72%	$8.49	$5.63	0.94%	49.51%	0.92	162,000	-19.40%
SUNS	SUNRISE REALTY TRUST INC	$10.28	0.59%	6.53%	9.48%	-8.78%	-7.89%	-24.30%	N/A	N/A	N/A	$14.87	$7.80	30.87%	31.79%	0.80	56,000	-22.65%
BXMT	BLACKSTONE MORTGAGE TRUST INC	$20.45	-0.15%	2.87%	11.02%	4.76%	4.93%	6.07%	-14.79%	-27.22%	-22.83%	$21.24	$16.51	3.70%	23.86%	0.93	1,313,000	-10.92%
EARN	ELLINGTON CREDIT CO	$5.17	0.78%	-3.54%	-2.08%	-8.33%	-10.40%	-24.85%	-27.99%	-57.10%	-54.61%	$6.87	$4.33	24.75%	19.54%	0.70	211,000	-48.79%
TWO	TWO HARBORS INVESTMENT CORP	$9.93	-0.70%	-2.84%	2.16%	-1.19%	-9.56%	-16.41%	-38.51%	-61.92%	-84.37%	$14.28	$9.30	30.46%	6.77%	0.92	1,202,000	-10.70%
FBRT	FRANKLIN BSP REALTY TRUST INC	$10.70	0.56%	0.56%	6.79%	-5.81%	-3.60%	-18.63%	-22.80%	N/A	N/A	$13.58	$9.73	21.21%	10.03%	0.77	866,000	71.15%
CMTG	CLAROS MORTGAGE TRUST INC	$3.47	-2.53%	0.29%	12.66%	-8.20%	12.30%	-46.62%	-80.10%	N/A	N/A	$6.39	$2.13	45.70%	62.91%	0.88	408,000	8.51%
ACRE	ARES COMMERCIAL REAL ESTATE CORP	$5.21	0.19%	2.16%	6.11%	7.87%	2.76%	-27.34%	-54.93%	-56.40%	-55.36%	$7.15	$3.35	27.08%	55.52%	1.04	308,000	-17.65%
IVR	INVESCO MORTGAGE CAPITAL INC	$8.08	0.12%	-3.81%	3.59%	6.74%	3.86%	-5.16%	-37.41%	-75.06%	-93.39%	$9.06	$5.86	10.82%	38.00%	1.07	1,262,000	-12.06%
ACR	ACRES COMMERCIAL REALTY CORP	$23.71	0.04%	0.81%	10.23%	14.05%	31.21%	38.33%	153.72%	99.58%	-22.13%	$24.09	$14.94	1.58%	58.69%	0.59	28,400	-2.74%
NREF	NEXPOINT REAL ESTATE FINANCE INC	$14.98	-0.86%	1.70%	6.62%	-2.28%	-5.01%	-14.25%	-20.11%	-17.83%	N/A	$17.05	$12.14	12.14%	23.39%	0.69	104,000	144.13%
STWD	STARWOOD PROPERTY TRUST INC	$18.43	-0.27%	1.04%	2.90%	-10.05%	-9.48%	-8.94%	-8.81%	-2.64%	-6.64%	$21.05	$16.59	12.45%	11.09%	0.92	2,270,000	-16.94%
LADR	LADDER CAPITAL CORP	$11.37	0.18%	4.60%	7.06%	-2.15%	5.28%	-5.09%	8.39%	19.68%	-2.24%	$11.97	$9.68	5.01%	17.46%	0.85	486,000	-15.92%
CIM	CHIMERA INVESTMENT CORP	$12.71	-1.55%	-1.85%	5.04%	-10.30%	-11.24%	-15.10%	-34.32%	-59.73%	-67.06%	$15.37	$9.85	17.31%	29.04%	1.08	522,000	-24.13%
LFT	LUMENT FINANCE TRUST INC	$1.52	-6.75%	2.01%	-1.30%	-34.48%	-41.76%	-41.98%	-19.15%	-50.49%	-68.60%	$2.84	$1.41	46.48%	8.19%	0.46	222,000	-59.93%
KREF	KKR REAL ESTATE FINANCE TRUST INC	$8.91	-0.34%	3.97%	8.26%	-7.09%	-6.41%	-22.25%	-43.61%	-51.79%	N/A	$11.53	$7.78	22.72%	14.60%	0.81	1,183,000	54.44%
AGNC	AGNC INVESTMENT CORP	$10.32	0.19%	-2.82%	1.18%	1.38%	9.79%	8.18%	4.14%	-32.55%	-39.15%	$10.67	$7.85	3.28%	31.46%	0.80	12,079,000	0.27%
RWT	REDWOOD TRUST INC	$5.60	-0.53%	-0.88%	6.87%	-9.97%	-3.78%	-18.13%	-25.33%	-37.08%	-57.02%	$7.19	$4.68	22.11%	19.66%	1.05	1,251,000	9.26%
AOMR	ANGEL OAK MORTGAGE REIT INC	$8.94	0.90%	1.13%	0.45%	-8.40%	-4.08%	-4.49%	60.22%	N/A	N/A	$10.88	$7.36	17.83%	21.47%	0.80	82,500	-4.07%
DX	DYNEX CAPITAL INC	$13.53	0.07%	-3.56%	-1.38%	7.98%	9.11%	6.62%	3.05%	-25.66%	-27.14%	$14.52	$10.79	6.82%	25.39%	0.70	3,251,000	-23.42%
ABR	ARBOR REALTY TRUST INC	$8.87	-1.66%	0.23%	-3.80%	-24.19%	-15.76%	-37.84%	-37.23%	-37.71%	32.59%	$14.55	$8.18	39.04%	8.44%	0.98	1,839,000	-34.37%
RC	READY CAPITAL CORP	$2.39	-4.02%	-8.78%	-10.15%	-42.96%	-46.53%	-67.44%	-81.74%	-79.90%	-83.22%	$7.64	$2.32	68.72%	3.02%	1.01	2,856,000	-31.84%
FRMI	FERMI INC	$10.09	-33.84%	-33.44%	-53.63%	N/A	N/A	N/A	N/A	N/A	N/A	$36.99	$8.30	72.72%	21.57%	2.18	63,074,000	1,646.23%
SACH	SACHEM CAPITAL CORP	$1.15	-4.96%	5.50%	9.52%	-12.21%	-3.36%	-16.67%	-67.05%	-72.36%	N/A	$1.40	$0.80	17.86%	43.57%	0.70	546,000	-13.33%
LOAN	MANHATTAN BRIDGE CAPITAL INC	$4.88	0.41%	4.05%	0.00%	-8.96%	-5.72%	-14.08%	-13.29%	-4.22%	14.55%	$6.05	$4.29	19.34%	13.75%	0.26	8,400	-40.00%

Mortgage REIT Stocks FAQ

What are the best mortgage reit stocks to buy right now in Dec 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best mortgage reit stocks to buy right now are:

1. Apollo Commercial Real Estate Finance (NYSE:ARI)

Apollo Commercial Real Estate Finance (NYSE:ARI) is the #1 top mortgage reit stock out of 39 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Apollo Commercial Real Estate Finance (NYSE:ARI) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Apollo Commercial Real Estate Finance (NYSE:ARI) has a Due Diligence Score of 22, which is -5 points lower than the mortgage reit industry average of 27.

ARI passed 9 out of 38 due diligence checks and has weak fundamentals. Apollo Commercial Real Estate Finance has seen its stock return 9.41% over the past year, overperforming other mortgage reit stocks by 17 percentage points.

Apollo Commercial Real Estate Finance has an average 1 year price target of $10.83, an upside of 7.05% from Apollo Commercial Real Estate Finance's current stock price of $10.12.

Apollo Commercial Real Estate Finance stock has a consensus Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Apollo Commercial Real Estate Finance, 33.33% have issued a Strong Buy rating, 33.33% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Adamas Trust (NASDAQ:ADAM)

Adamas Trust (NASDAQ:ADAM) is the #2 top mortgage reit stock out of 39 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Adamas Trust (NASDAQ:ADAM) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: D, and AI: C.

Adamas Trust (NASDAQ:ADAM) has a Due Diligence Score of 34, which is 7 points higher than the mortgage reit industry average of 27.

ADAM passed 12 out of 38 due diligence checks and has average fundamentals. Adamas Trust has seen its stock return 11.65% over the past year, overperforming other mortgage reit stocks by 20 percentage points.

Adamas Trust has an average 1 year price target of $7.38, an upside of 2.57% from Adamas Trust's current stock price of $7.19.

Adamas Trust stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Adamas Trust, 50% have issued a Strong Buy rating, 0% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Annaly Capital Management (NYSE:NLY)

Annaly Capital Management (NYSE:NLY) is the #3 top mortgage reit stock out of 39 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Annaly Capital Management (NYSE:NLY) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Annaly Capital Management (NYSE:NLY) has a Due Diligence Score of 35, which is 8 points higher than the mortgage reit industry average of 27.

NLY passed 13 out of 38 due diligence checks and has average fundamentals. Annaly Capital Management has seen its stock return 12.2% over the past year, overperforming other mortgage reit stocks by 20 percentage points.

Annaly Capital Management has an average 1 year price target of $21.71, a downside of -2.06% from Annaly Capital Management's current stock price of $22.17.

Annaly Capital Management stock has a consensus Buy recommendation according to Wall Street analysts. Of the 7 analysts covering Annaly Capital Management, 42.86% have issued a Strong Buy rating, 28.57% have issued a Buy, 28.57% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the mortgage reit stocks with highest dividends?

Out of 34 mortgage reit stocks that have issued dividends in the past year, the 3 mortgage reit stocks with the highest dividend yields are:

1. Lument Finance Trust (NYSE:LFT)

Lument Finance Trust (NYSE:LFT) has an annual dividend yield of 23.03%, which is 12 percentage points higher than the mortgage reit industry average of 11.07%. Lument Finance Trust's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Lument Finance Trust's dividend has not shown consistent growth over the last 10 years.

Lument Finance Trust's dividend payout ratio of 350% indicates that its high dividend yield might not be sustainable for the long-term.

2. Orchid Island Capital (NYSE:ORC)

Orchid Island Capital (NYSE:ORC) has an annual dividend yield of 18.51%, which is 7 percentage points higher than the mortgage reit industry average of 11.07%. Orchid Island Capital's dividend payout is not stable, having dropped more than 10% eight times in the last 10 years. Orchid Island Capital's dividend has not shown consistent growth over the last 10 years.

Orchid Island Capital's dividend payout ratio of 313% indicates that its high dividend yield might not be sustainable for the long-term.

3. Invesco Mortgage Capital (NYSE:IVR)

Invesco Mortgage Capital (NYSE:IVR) has an annual dividend yield of 17.57%, which is 7 percentage points higher than the mortgage reit industry average of 11.07%. Invesco Mortgage Capital's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Invesco Mortgage Capital's dividend has not shown consistent growth over the last 10 years.

Invesco Mortgage Capital's dividend payout ratio of 302.1% indicates that its high dividend yield might not be sustainable for the long-term.

Why are mortgage reit stocks down?

Mortgage reit stocks were down -1.49% in the last day, and down -1.37% over the last week. Fermi was the among the top losers in the reit - mortgage industry, dropping -33.84% yesterday.

Fermi shares are trading lower after First Tenant notified the company that it is terminating the AICA.

What are the most undervalued mortgage reit stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued mortgage reit stocks right now are:

1. Rithm Capital (NYSE:RITM)

Rithm Capital (NYSE:RITM) is the most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Rithm Capital has a valuation score of 57, which is 26 points higher than the mortgage reit industry average of 31. It passed 4 out of 7 valuation due diligence checks.

Rithm Capital's stock has dropped -0.45% in the past year. It has overperformed other stocks in the mortgage reit industry by 8 percentage points.

2. Invesco Mortgage Capital (NYSE:IVR)

Invesco Mortgage Capital (NYSE:IVR) is the second most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Invesco Mortgage Capital has a valuation score of 57, which is 26 points higher than the mortgage reit industry average of 31. It passed 4 out of 7 valuation due diligence checks.

Invesco Mortgage Capital's stock has dropped -5.16% in the past year. It has overperformed other stocks in the mortgage reit industry by 3 percentage points.

3. Nexpoint Real Estate Finance (NYSE:NREF)

Nexpoint Real Estate Finance (NYSE:NREF) is the third most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Nexpoint Real Estate Finance has a valuation score of 43, which is 12 points higher than the mortgage reit industry average of 31. It passed 3 out of 7 valuation due diligence checks.

Nexpoint Real Estate Finance's stock has dropped -14.25% in the past year. It has underperformed other stocks in the mortgage reit industry by -6 percentage points.

Are mortgage reit stocks a good buy now?

45.71% of mortgage reit stocks rated by analysts are a buy right now. On average, analysts expect mortgage reit stocks to rise by 12.56% over the next year.

0% of mortgage reit stocks have a Zen Rating of A (Strong Buy), 0% of mortgage reit stocks are rated B (Buy), 86.11% are rated C (Hold), 11.11% are rated D (Sell), and 2.78% are rated F (Strong Sell).

What is the average p/e ratio of the reit - mortgage industry?

The average P/E ratio of the reit - mortgage industry is 5.53x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2025)
Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Mortgage REIT Stocks FAQ

1. Apollo Commercial Real Estate Finance (NYSE:ARI)

2. Adamas Trust (NASDAQ:ADAM)

3. Annaly Capital Management (NYSE:NLY)

1. Lument Finance Trust (NYSE:LFT)

2. Orchid Island Capital (NYSE:ORC)

3. Invesco Mortgage Capital (NYSE:IVR)

1. Rithm Capital (NYSE:RITM)

2. Invesco Mortgage Capital (NYSE:IVR)

3. Nexpoint Real Estate Finance (NYSE:NREF)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesReal EstateREIT - MortgageBest Mortgage REIT Stocks to Buy Now (2025)Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Mortgage REIT Stocks FAQ

1. Apollo Commercial Real Estate Finance (NYSE:ARI)

2. Adamas Trust (NASDAQ:ADAM)

3. Annaly Capital Management (NYSE:NLY)

1. Lument Finance Trust (NYSE:LFT)

2. Orchid Island Capital (NYSE:ORC)

3. Invesco Mortgage Capital (NYSE:IVR)

1. Rithm Capital (NYSE:RITM)

2. Invesco Mortgage Capital (NYSE:IVR)

3. Nexpoint Real Estate Finance (NYSE:NREF)

Company

Stock Tools

Stock Ideas

Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2025)
Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.