Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2025)
Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Industry: REIT - Mortgage

Overview Zen Rating Price Value Growth Financials Momentum Sentiment

REIT - Mortgage is Zen Rated D and is the 108th ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	Shares	Institutional %	Insider %	Net Insider (L12M)	Net Insider (L3M)
ARI	APOLLO COMMERCIAL REAL ESTATE FINANCE INC	$1.13B	138,871,188	56.12%	9.72%	Net Selling	Net Selling
SILA	SILA REALTY TRUST INC	$1.41B	55,143,443	55.93%	0.83%	Net Selling	Net Selling
NLY	ANNALY CAPITAL MANAGEMENT INC	$10.17B	578,357,904	57.18%	1.07%	Net Selling	Net Buying
LFT	LUMENT FINANCE TRUST INC	$136.00M	52,309,209	18.20%	56.73%	Net Buying	Net Buying
NREF	NEXPOINT REAL ESTATE FINANCE INC	$242.07M	17,643,526	66.50%	19.16%	Net Selling	Net Selling
CHMI	CHERRY HILL MORTGAGE INVESTMENT CORP	$82.86M	31,625,073	15.58%	4.18%	Net Selling	Net Selling
EFC	ELLINGTON FINANCIAL INC	$1.10B	90,678,492	52.78%	19.55%	Net Selling
RPT	RITHM PROPERTY TRUST INC	$121.10M	47,489,988	62.44%	22.27%	Net Buying	Net Buying
ACR	ACRES COMMERCIAL REALTY CORP	$126.46M	7,456,150	4.69%	95.31%	Net Selling	Net Selling
MFA	MFA FINANCIAL INC	$909.39M	102,523,820	62.85%	12.89%	Net Selling
TWO	TWO HARBORS INVESTMENT CORP	$1.13B	104,022,011	68.40%	7.36%	Net Selling	Net Selling
RITM	RITHM CAPITAL CORP	$5.19B	520,660,083	47.29%	1.19%	Net Selling	Net Selling
KREF	KKR REAL ESTATE FINANCE TRUST INC	$612.24M	68,713,596	58.16%	41.84%	Net Selling
FBRT	FRANKLIN BSP REALTY TRUST INC	$924.09M	82,214,630	61.41%	1.73%	Net Selling	Net Selling
AOMR	ANGEL OAK MORTGAGE REIT INC	$188.71M	23,500,175	59.73%	40.27%	Net Selling
BXMT	BLACKSTONE MORTGAGE TRUST INC	$3.12B	171,594,860	66.76%	7.76%	Net Buying	Net Buying
ORC	ORCHID ISLAND CAPITAL INC	$603.61M	93,293,628	28.64%	1.54%	Net Selling	Net Selling
SUNS	SUNRISE REALTY TRUST INC	$126.97M	13,421,494	18.23%	33.02%	Net Buying	Net Buying
LADR	LADDER CAPITAL CORP	$1.27B	127,106,481	61.55%	36.77%	Net Selling	Net Selling
IVR	INVESCO MORTGAGE CAPITAL INC	$404.33M	61,729,693	41.38%	0.90%	Net Buying
SMA	SMARTSTOP SELF STORAGE REIT INC	N/A	96,249,712	0.00%	0.23%	Net Buying	Net Buying
AGNC	AGNC INVESTMENT CORP	$7.35B	900,421,216	38.77%	0.89%	Net Selling	Net Selling
REFI	CHICAGO ATLANTIC REAL ESTATE FINANCE INC	$291.89M	20,893,785	34.49%	17.28%	Net Buying	Net Buying
CIM	CHIMERA INVESTMENT CORP	$903.91M	80,922,573	53.60%	14.27%	Net Buying	Net Buying
EARN	ELLINGTON CREDIT CO	$197.94M	37,559,195	18.66%	3.22%	Net Buying	Net Buying
RWT	REDWOOD TRUST INC	$726.75M	132,861,161	75.96%	4.00%	Net Buying	Net Buying
RC	READY CAPITAL CORP	$712.97M	163,151,086	61.53%	9.10%	Net Selling	Net Selling
ABR	ARBOR REALTY TRUST INC	$2.05B	189,505,422	56.50%	15.46%	Net Selling	Net Selling
PMT	PENNYMAC MORTGAGE INVESTMENT TRUST	$1.12B	86,860,960	66.07%	3.44%	Net Selling	Net Selling
ARR	ARMOUR RESIDENTIAL REIT INC	$1.08B	76,414,932	41.50%	2.35%	Net Selling	Net Selling
TRTX	TPG RE FINANCE TRUST INC	$574.32M	81,003,693	56.96%	43.04%	Net Buying	Net Buying
NYMT	NEW YORK MORTGAGE TRUST INC	$483.63M	90,567,445	56.84%	11.05%	Net Selling	Net Selling
DX	DYNEX CAPITAL INC	$1.04B	90,468,433	43.66%	5.92%	Net Selling	Net Selling
MITT	AG MORTGAGE INVESTMENT TRUST INC	$180.92M	29,658,830	34.05%	7.79%
STWD	STARWOOD PROPERTY TRUST INC	$6.14B	337,423,560	49.06%	7.42%
ACRE	ARES COMMERCIAL REAL ESTATE CORP	$195.29M	54,856,977	40.92%	3.25%	Net Selling	Net Selling
GPMT	GRANITE POINT MORTGAGE TRUST INC	$78.65M	48,850,685	48.57%	6.60%	Net Selling	Net Selling
CMTG	CLAROS MORTGAGE TRUST INC	$313.57M	139,362,657	73.66%	26.34%	Net Buying	Net Buying
SACH	SACHEM CAPITAL CORP	$46.88M	47,310,139	22.20%	10.35%	Net Buying
LOAN	MANHATTAN BRIDGE CAPITAL INC	$59.60M	11,438,651	31.23%	25.24%

Mortgage REIT Stocks FAQ

What are the best mortgage reit stocks to buy right now in Apr 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best mortgage reit stocks to buy right now are:

1. Apollo Commercial Real Estate Finance (NYSE:ARI)

Apollo Commercial Real Estate Finance (NYSE:ARI) is the #1 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Apollo Commercial Real Estate Finance (NYSE:ARI) is: Value: C, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Apollo Commercial Real Estate Finance (NYSE:ARI) has a Due Diligence Score of 13, which is -16 points lower than the mortgage reit industry average of 29.

ARI passed 4 out of 38 due diligence checks and has weak fundamentals. Apollo Commercial Real Estate Finance has seen its stock lose -24.21% over the past year, underperforming other mortgage reit stocks by -11 percentage points.

Apollo Commercial Real Estate Finance has an average 1 year price target of $9.00, an upside of 10.16% from Apollo Commercial Real Estate Finance's current stock price of $8.17.

Apollo Commercial Real Estate Finance stock has a consensus Hold recommendation according to Wall Street analysts. Of the 3 analysts covering Apollo Commercial Real Estate Finance, 0% have issued a Strong Buy rating, 33.33% have issued a Buy, 66.67% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Sila Realty Trust (NYSE:SILA)

Sila Realty Trust (NYSE:SILA) is the #2 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Sila Realty Trust (NYSE:SILA) is: Value: C, Growth: C, Momentum: B, Sentiment: C, Safety: B, Financials: C, and AI: B.

Sila Realty Trust (NYSE:SILA) has a Due Diligence Score of 33, which is 4 points higher than the mortgage reit industry average of 29.

SILA passed 13 out of 38 due diligence checks and has average fundamentals.

Sila Realty Trust has an average 1 year price target of $28.00, an upside of 9.2% from Sila Realty Trust's current stock price of $25.64.

Sila Realty Trust stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Sila Realty Trust, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Annaly Capital Management (NYSE:NLY)

Annaly Capital Management (NYSE:NLY) is the #3 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Annaly Capital Management (NYSE:NLY) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Annaly Capital Management (NYSE:NLY) has a Due Diligence Score of 38, which is 9 points higher than the mortgage reit industry average of 29.

NLY passed 14 out of 38 due diligence checks and has average fundamentals. Annaly Capital Management has seen its stock lose -4.04% over the past year, overperforming other mortgage reit stocks by 9 percentage points.

Annaly Capital Management has an average 1 year price target of $20.23, an upside of 15.01% from Annaly Capital Management's current stock price of $17.59.

Annaly Capital Management stock has a consensus Buy recommendation according to Wall Street analysts. Of the 5 analysts covering Annaly Capital Management, 40% have issued a Strong Buy rating, 40% have issued a Buy, 20% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the mortgage reit stocks with highest dividends?

Out of 35 mortgage reit stocks that have issued dividends in the past year, the 3 mortgage reit stocks with the highest dividend yields are:

1. Invesco Mortgage Capital (NYSE:IVR)

Invesco Mortgage Capital (NYSE:IVR) has an annual dividend yield of 23.51%, which is 12 percentage points higher than the mortgage reit industry average of 11.67%. Invesco Mortgage Capital's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Invesco Mortgage Capital's dividend has not shown consistent growth over the last 10 years.

Invesco Mortgage Capital's dividend payout ratio of 246.2% indicates that its high dividend yield might not be sustainable for the long-term.

2. Orchid Island Capital (NYSE:ORC)

Orchid Island Capital (NYSE:ORC) has an annual dividend yield of 20.4%, which is 9 percentage points higher than the mortgage reit industry average of 11.67%. Orchid Island Capital's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Orchid Island Capital's dividend has not shown consistent growth over the last 10 years.

Orchid Island Capital's dividend payout ratio of 252.6% indicates that its high dividend yield might not be sustainable for the long-term.

3. Ares Commercial Real Estate (NYSE:ACRE)

Ares Commercial Real Estate (NYSE:ACRE) has an annual dividend yield of 18.26%, which is 7 percentage points higher than the mortgage reit industry average of 11.67%. Ares Commercial Real Estate's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Ares Commercial Real Estate's dividend has not shown consistent growth over the last 10 years.

Ares Commercial Real Estate's dividend payout ratio of -156.2% indicates that its high dividend yield might not be sustainable for the long-term.

Why are mortgage reit stocks down?

Mortgage reit stocks were down -1.56% in the last day, and up 0.31% over the last week.

We couldn't find a catalyst for why mortgage reit stocks are down.

What are the most undervalued mortgage reit stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued mortgage reit stocks right now are:

1. Rithm Capital (NYSE:RITM)

Rithm Capital (NYSE:RITM) is the most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Rithm Capital has a valuation score of 71, which is 38 points higher than the mortgage reit industry average of 33. It passed 5 out of 7 valuation due diligence checks.

Rithm Capital's stock has dropped -8.87% in the past year. It has overperformed other stocks in the mortgage reit industry by 4 percentage points.

2. Invesco Mortgage Capital (NYSE:IVR)

Invesco Mortgage Capital (NYSE:IVR) is the second most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Invesco Mortgage Capital has a valuation score of 57, which is 24 points higher than the mortgage reit industry average of 33. It passed 4 out of 7 valuation due diligence checks.

Invesco Mortgage Capital's stock has dropped -21.74% in the past year. It has underperformed other stocks in the mortgage reit industry by -8 percentage points.

3. Angel Oak Mortgage Reit (NYSE:AOMR)

Angel Oak Mortgage Reit (NYSE:AOMR) is the third most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Angel Oak Mortgage Reit has a valuation score of 29, which is -4 points higher than the mortgage reit industry average of 33. It passed 2 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates AOMR a Valuation Rating of "B".

Angel Oak Mortgage Reit's stock has dropped -30.9% in the past year. It has underperformed other stocks in the mortgage reit industry by -18 percentage points.

Are mortgage reit stocks a good buy now?

38.71% of mortgage reit stocks rated by analysts are a buy right now. On average, analysts expect mortgage reit stocks to rise by 22.47% over the next year.

0% of mortgage reit stocks have a Zen Rating of A (Strong Buy), 0% of mortgage reit stocks are rated B (Buy), 74.36% are rated C (Hold), 20.51% are rated D (Sell), and 5.13% are rated F (Strong Sell).

What is the average p/e ratio of the reit - mortgage industry?

The average P/E ratio of the reit - mortgage industry is 8.32x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.