How to Buy Heritage Insurance Holdings Stock

Heritage Insurance Holdings Inc

Heritage Insurance Holdings is a property & casualty insurance company located in Florida, United States, which is part of the Financial Services sector, and is traded under the ticker HRTG on the NYSE exchange.

Heritage Insurance Holdings stock last closed at $29.08, up 1.01% from the previous day, and has increased 135.47% in one year. It has overperformed other stocks in the Insurance - Property & Casualty industry by 1.26 percentage points. Heritage Insurance Holdings stock is currently +194.03% from its 52-week low of $9.89, and -9.07% from its 52-week high of $31.98.

At the moment, there are 30.91M HRTG shares outstanding. The market value of HRTG is $898.90M. In the last 24 hours, 180,000 HRTG shares were traded.

How to Buy Heritage Insurance Holdings Stock

Wondering how to invest in Heritage Insurance Holdings stock? Here's how.

  1. Choose where to buy Heritage Insurance Holdings stock: You need to pick a stock brokerage, but don't worry - we've researched dozens of online brokerages and apps to help you choose where to buy Heritage Insurance Holdings stock.
  2. Sign up for a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
  3. Deposit money your brokerage account: Choose your method of payment and add your information.
  4. Analyze Heritage Insurance Holdings stock: The Heritage Insurance Holdings ticker symbol is HRTG. Is Heritage Insurance Holdings stock a good investment? Should you buy shares of HRTG? How do HRTG's underlying business fundamentals look? Do top analysts think Heritage Insurance Holdings is a good buy? Why has HRTG's stock price moved recently? (Hint: Our stock research website can help you evaluate if HRTG is a good stock to buy).
  5. Make your HRTG buy order: Decide if you will purchase HRTG shares at the current market price or use a limit order to buy HRTG shares at a given price.
  6. Get updates on your HRTG investment: Create a watchlist to key updates about your position in Heritage Insurance Holdings shares.

Step 1: Choose where to buy Heritage Insurance Holdings stock

You need a brokerage account to access the NYSE market and buy HRTG shares.

A brokerage account is an investment account that enables you to buy and sell a number of financial instruments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for a brokerage account

Now that you've picked the right brokerage, you'll need to fill out some personal information so you can invest in HRTG today.

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  1. Submit your details by pressing the "Create Account" button.
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Step 3: Deposit money your brokerage account

Now that you have created your account on one of the most highly reviewed stock apps, your next step is to transfer the money for your investment:

Check out the walkthrough below if you need help transferring money into your new investment account.

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Step 4: Analyze Heritage Insurance Holdings stock

Once you have decided on the best place to buy Heritage Insurance Holdings stock, it's crucial to research their stock prior to buying, so you truly comprehend the risk as well as the opportunity.

Heritage Insurance Holdings Numbers

HRTG Price
$29.08
1w %
8.79%
1y %
135.47%
5y %
205.14%
P/E
6.02x
P/B
2.06x
P/S
1.07x
PEG
N/A
Revenue
$842.28M
Earnings
$149.21M
Fore. Rev. Growth
5.19%
Fore. Earn. Growth
-3.31%
Market Cap
$898.90M
Next Earnings
N/A
Next Dividend
N/A

HRTG Overview

WallStreetZen was created to help average investors do better fundamental analysis quickly.

You can see all of the due diligence checks on HRTG's stock page.

Is HRTG stock overvalued?

Analysts use a variety of different financial metrics, analyses, models, and charts to gauge HRTG's fair value.

Using relative valuations metrics:

  • HRTG could be undervalued based on its P/E ratio of 6.02x, relative to Insurance - Property & Casualty industry P/E ratio of 12.34x
  • HRTG could be undervalued based on its P/B ratio of 2.06x, relative to Insurance - Property & Casualty industry P/B ratio of 2.06x

You can access more valuation research on HRTG's stock here.

How do HRTG Financials look?

Passed Health Checks:

  • HRTG profit margin has gone up from 9.1% to 17.7% in the past year.
  • HRTG earnings of $208.99M is not sufficient to cover its interest payments.
  • HRTG's operating cash flow of $112.35M allows it to safely service it's debt of $101.66M.

Failed Health Checks:

  • HRTG has a relatively high debt to equity ratio of 4.41.
  • Total HRTG debt is higher than 5 years ago, relative to shareholder equity.

Is Heritage Insurance Holdings stock a Buy, Hold, or Sell, according to Wall Street analysts?

Out of 1 sell side analysts who give recommendations on HRTG, the consensus analyst rating on Heritage Insurance Holdings is a Strong Buy

It's important to note that analyst forecasts are not stock recommendations, nor are they investment advice.

You can dig deeper into what analysts are forecasting on the Heritage Insurance Holdings stock forecast page.

HRTG Technicals

SMA10
28.1
SMA20
28.4
SMA50
26.59
SMA100
24.77
SMA200
22.19
MACD
0.41
MACD Signal
0.51
MACD Histogram
-0.1
RSI
56.71
Stochastic %K
74.25
Stochastic %D
62.57
StochRSI %K
66.98
StochRSI %D
54.44

HRTG Growth Numbers

Last year, HRTG earnings were $149.21M. In the last 5 year, HRTG's earnings have increased by 48.45% per year. This was faster than the Insurance - Property & Casualty industry average of 24.48%.

Last year, HRTG revenue was $842.28M. In the last 5 year, HRTG's revenue has gone up by 8.03% per year. This was slower than the Insurance - Property & Casualty industry average of 13.09%.

Dive into HRTG's earnings and revenue performance here.

Who is buying/selling HRTG?

In the past 12 months, executives and large shareholders at HRTG have sold more shares than they have bought.

Ernie J. Garateix, Chief Executive Officer of HRTG, was the latest HRTG insider to sell. They sold $198,541.00 worth of HRTG shares on Dec 9, 2025.

Learn more about who owns HRTG stock here.

Can I rely on HRTG as an income stream?

No, Heritage Insurance Holdings doesn't provide an income stream by paying out dividends.

What others are saying about HRTG

One of the reasons eToro is our highest-rated brokerage is because of its social trading community.

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Step 5: Make your HRTG buy order

There are two main options:

  • Market order: A market order is an order to buy or sell a stock at the best price on the market.
    Market orders are usually the best for newer investors.
  • Limit order: A limit order lets you buy or sell a security at a specific price (or better).
    If you want to be sure you're buying or selling at a particular dollar amount, place a limit order.

Press the Open button and eToro will execute the order.

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Step 6: Get updates on your HRTG investment

Now that you own some HRTG stock, you'll want to keep up with your shares.

Start a watchlist to track the most important metrics related to your HRTG stock.

HRTG Feed

How to Buy Stock in Heritage Insurance Holdings

To summarize, here are the 6 steps to buy Heritage Insurance Holdings stock:

  1. Choose where to buy Heritage Insurance Holdings stock
  2. Sign up for a brokerage account
  3. Deposit money your brokerage account
  4. Analyze Heritage Insurance Holdings stock
  5. Make your HRTG buy order
  6. Get updates on your HRTG investment

If you need a brokerage, eToro is our favorite venue.

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eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to track your investment in Heritage Insurance Holdings, create your watchlist below.

NYSE: HRTG
$29.08+0.29 (+1.01%)
Updated Dec 12, 2025
Open eToro Account
Your capital is at risk.
NYSE: HRTG
$29.08+0.29 (+1.01%)
Updated Dec 12, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Heritage Insurance Holdings share?

As of Dec 12, 2025, it costs $29.08 to buy one share of Heritage Insurance Holdings stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.344 shares of HRTG.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Heritage Insurance Holdings stock?

According to 1 Wall Street analysts who monitor Heritage Insurance Holdings, their consensus recommendation is to buy Heritage Insurance Holdings stock.

What is the best way to buy Heritage Insurance Holdings stock?

One way to place an order for Heritage Insurance Holdings stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.