NYSE: HRTGHeritage Insurance Holdings Inc Stock
$18.72-0.15 (-0.79%)
Updated Apr 21, 2025
HRTG Price
$18.72
Fair Value Price
N/A
Market Cap
$801.96M
52 Week Low
$6.14
52 Week High
$19.60
P/E
9.31x
P/B
2.76x
P/S
0.45x
PEG
0.55x
Dividend Yield
N/A
Revenue
$816.99M
Earnings
$61.54M
Gross Margin
45.3%
Operating Margin
11.46%
Profit Margin
7.5%
Debt to Equity
7.49
Operating Cash Flow
$87M
Beta
0.82
Next Earnings
Jun 5, 2025
Ex-Dividend
N/A
Next Dividend
N/A
HRTG Overview
Heritage Insurance Holdings, Inc. offers personal and commercial property and casualty insurance products. The company issues personal residential property insurance through its Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance subsidiaries. It offers commercial residential insurance primarily in Florida. The company was founded in 2012 and is headquartered in Tampa, FL.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine HRTG's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Property & Casualty Insurance
Industry Rating
B
HRTG
Ranked#6 of 37
Ranked#6 of 37
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $26.71 | A | |
| $55.12 | A | |
| $16.12 | A |
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HRTG News
Overview
Due Diligence Score
–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how HRTG scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
HRTG ($18.72) is trading below its intrinsic value of $22.70, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
HRTG is good value based on its earnings relative to its share price (9.31x), compared to the US market average (27.14x)
P/E vs Market Valuation
HRTG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more HRTG due diligence checks available for Premium users.
Valuation
HRTG price to earnings (PE)
For valuing profitable companies with steady earnings
Company
9.31x
Industry
14.95x
Market
27.14x
HRTG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HRTG is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
HRTG price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.76x
Industry
2.26x
HRTG is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
HRTG price to earnings growth (PEG)
For valuing profitable companies with growth potential
HRTG is good value based... subscribe to Premium to read more.
PEG Value Valuation
HRTG's financial health
Profit margin
Revenue
$210.3M
Net Income
$20.3M
Profit Margin
9.7%
HRTG's Earnings (EBIT) of $93.61M... subscribe to Premium to read more.
Interest Coverage Financials
HRTG's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.5B
Liabilities
$2.2B
Debt to equity
7.49
HRTG's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HRTG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$56.1M
Investing
$2.2M
Financing
-$3.4M
HRTG's operating cash flow ($87.10M)... subscribe to Premium to read more.
Debt Coverage Financials
HRTG vs Property & Casualty Insurance Stocks
Heritage Insurance Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.