Sectors & IndustriesFinancial Services

Best Financial Stocks to Buy Now (2025)

Top financial stocks in 2025 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

Cpi Card Group (NASDAQ:PMTS) is the #1 top financial stock out of 718 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Cpi Card Group (NASDAQ:PMTS) is: Value: B, Growth: A, Momentum: B, Sentiment: A, Safety: B, Financials: B, and AI: B.

Cpi Card Group (NASDAQ:PMTS) has a Due Diligence Score of 13, which is -20 points lower than the financial sector average of 33. Although this number is below the industry average, our proven quant model rates PMTS as a "A".It passed 5 out of 38 due diligence checks and has weak fundamentals. Cpi Card Group has seen its stock return 39.83% over the past year, overperforming other financial stocks by 27 percentage points.

Cpi Card Group has an average 1 year price target of $37.25, an upside of 47.58% from Cpi Card Group's current stock price of $25.24.

Cpi Card Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 4 analysts covering Cpi Card Group, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Oppfi (NYSE:OPFI) is the #2 top financial stock out of 718 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: B, Growth: B, Momentum: B, Sentiment: B, Safety: B, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 49, which is 16 points higher than the financial sector average of 33. It passed 19 out of 38 due diligence checks and has strong fundamentals. Oppfi has seen its stock return 184.25% over the past year, overperforming other financial stocks by 172 percentage points.

Oppfi has an average 1 year price target of $10.00, an upside of 20.48% from Oppfi's current stock price of $8.30.

Oppfi stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Oppfi, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Finvolution Group (NYSE:FINV) is the #3 top financial stock out of 718 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Finvolution Group (NYSE:FINV) is: Value: A, Growth: C, Momentum: A, Sentiment: C, Safety: A, Financials: C, and AI: B.

Finvolution Group (NYSE:FINV) has a Due Diligence Score of 30, which is -3 points lower than the financial sector average of 33. Although this number is below the industry average, our proven quant model rates FINV as a "A".It passed 11 out of 38 due diligence checks and has average fundamentals. Finvolution Group has seen its stock return 52.99% over the past year, overperforming other financial stocks by 40 percentage points.

Finvolution Group has an average 1 year price target of $11.40, an upside of 59.22% from Finvolution Group's current stock price of $7.16.

Finvolution Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Finvolution Group, 50% have issued a Strong Buy rating, 0% have issued a Buy, 50% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 419 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

Banco Santander Chile (NYSE:BSAC) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.62%. Banco Santander Chile's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Banco Santander Chile's dividend has not shown consistent growth over the last 10 years.

Banco Santander Chile's dividend payout ratio of 38.9% indicates that its dividend yield is sustainable for the long-term.

Intercorp Financial Services (NYSE:IFS) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.62%. Intercorp Financial Services's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Intercorp Financial Services's dividend has not shown consistent growth over the last 10 years.

Intercorp Financial Services's dividend payout ratio of 32.6% indicates that its dividend yield is sustainable for the long-term.

Finvolution Group (NYSE:FINV) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.62%. Finvolution Group's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Finvolution Group's dividend has shown consistent growth over the last 10 years.

Finvolution Group's dividend payout ratio of 0% indicates that its dividend yield might not be sustainable for the long-term.

Financial stocks were up 0.56% in the last day, and up 2.73% over the last week. Mizuho Financial Group was the among the top gainers in the financial services sector, gaining 3.64% yesterday.

Shares of US-listed Japanese banking companies are trading higher amid US-Japan trade negotiations. Japan's adjusted trade balance data may indicate strength in the Yen, which may support BOJ policymaker desires.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

Hamilton Insurance Group (NYSE:HG) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Hamilton Insurance Group has a valuation score of 57, which is 16 points higher than the financial sector average of 41. It passed 4 out of 7 valuation due diligence checks.

Hamilton Insurance Group's stock has gained 38.92% in the past year. It has overperformed other stocks in the financial sector by 26 percentage points.

Woori Financial Group (NYSE:WF) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Woori Financial Group has a valuation score of 71, which is 30 points higher than the financial sector average of 41. It passed 5 out of 7 valuation due diligence checks.

Woori Financial Group's stock has gained 20.46% in the past year. It has overperformed other stocks in the financial sector by 8 percentage points.

Bread Financial Holdings (NYSE:BFH) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Bread Financial Holdings has a valuation score of 71, which is 30 points higher than the financial sector average of 41. It passed 5 out of 7 valuation due diligence checks.

Bread Financial Holdings's stock has gained 45.42% in the past year. It has overperformed other stocks in the financial sector by 33 percentage points.

38.93% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 23.13% over the next year.

2.6% of financial stocks have a Zen Rating of A (Strong Buy), 7.48% of financial stocks are rated B (Buy), 67.32% are rated C (Hold), 19.02% are rated D (Sell), and 3.58% are rated F (Strong Sell).