NASDAQ: NODKNi Holdings Inc Stock
$13.02-0.06 (-0.46%)
Updated Apr 21, 2025
NODK Price
$13.02
Fair Value Price
$18.55
Market Cap
$269.27M
52 Week Low
$12.83
52 Week High
$17.24
P/E
-44.9x
P/B
1.1x
P/S
1.01x
PEG
N/A
Dividend Yield
N/A
Revenue
$325.20M
Earnings
-$6.06M
Gross Margin
36.2%
Operating Margin
-0.77%
Profit Margin
-1.9%
Debt to Equity
1.15
Operating Cash Flow
$39M
Beta
0.58
Next Earnings
May 7, 2025
Ex-Dividend
N/A
Next Dividend
N/A
NODK Overview
NI Holdings, Inc. underwrites property and casualty insurance products in the United States. The company's products include private passenger auto, non-standard automobile, homeowners, farm owners, crop hail and multi-peril crop, and liability insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine NODK's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Property & Casualty Insurance
Industry Rating
B
NODK
Ranked#16 of 37
Ranked#16 of 37
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $26.71 | A | |
| $55.12 | A | |
| $16.12 | A |
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NODK News
Overview
Due Diligence Score
–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how NODK scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
NODK ($13.02) is undervalued by 29.8% relative to our estimate of its Fair Value price of $18.55 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
NODK ($13.02) is significantly undervalued by 29.8% relative to our estimate of its Fair Value price of $18.55 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
NODK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more NODK due diligence checks available for Premium users.
Valuation
NODK fair value
Fair Value of NODK stock based on Discounted Cash Flow (DCF)
Price
$13.02
Fair Value
$18.55
Undervalued by
29.80%
NODK ($13.02) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
NODK ($13.02) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
NODK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
NODK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-44.9x
Industry
14.95x
Market
27.14x
NODK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.1x
Industry
2.26x
NODK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
NODK's financial health
Profit margin
Revenue
$73.9M
Net Income
$9.8M
Profit Margin
13.3%
NODK's Earnings (EBIT) of -$2.52M... subscribe to Premium to read more.
Interest Coverage Financials
NODK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$526.5M
Liabilities
$281.9M
Debt to equity
1.15
NODK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
NODK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$21.7M
Investing
-$9.9M
Financing
-$30.0k
NODK's operating cash flow ($38.51M)... subscribe to Premium to read more.
Debt Coverage Financials
NODK vs Property & Casualty Insurance Stocks
Ni Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.