NASDAQ: BAFNBayfirst Financial Corp Stock
$14.23+0.13 (+0.92%)
Updated Apr 21, 2025
BAFN Price
$14.23
Fair Value Price
N/A
Market Cap
$59.02M
52 Week Low
$10.40
52 Week High
$19.75
P/E
5.31x
P/B
0.53x
P/S
0.66x
PEG
0.45x
Dividend Yield
1.12%
Revenue
$83.77M
Earnings
$12.60M
Gross Margin
100%
Operating Margin
20.2%
Profit Margin
13.2%
Debt to Equity
10.62
Operating Cash Flow
$391M
Beta
0.21
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
BAFN Overview
BayFirst Financial Corp. is the bank holding company for First Home Bank, providing commercial and consumer banking services. Offerings include checking and savings accounts, home loans and home equity lines of credit, and business loans. First Home Bank has seven full-service locations and 23 mortgage loan offices. BayFirst Financial was founded in 1999 and is headquartered in Saint Petersburg, FL.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine BAFN's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
D
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
BAFN
Ranked#2 of 296
Ranked#2 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $30.90 | B | |
| $23.74 | B |
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BAFN News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how BAFN scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
BAFN ($14.23) is trading below its intrinsic value of $25.46, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
BAFN is good value based on its earnings relative to its share price (5.31x), compared to the US market average (27.14x)
P/E vs Market Valuation
BAFN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more BAFN due diligence checks available for Premium users.
Valuation
BAFN fair value
Fair Value of BAFN stock based on Discounted Cash Flow (DCF)
Price
$14.23
Fair Value
$25.06
Undervalued by
43.23%
BAFN ($14.23) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
BAFN price to earnings (PE)
For valuing profitable companies with steady earnings
Company
5.31x
Industry
13.07x
Market
27.14x
BAFN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
BAFN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
BAFN price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.53x
Industry
1.07x
BAFN is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
BAFN price to earnings growth (PEG)
For valuing profitable companies with growth potential
BAFN is good value based... subscribe to Premium to read more.
PEG Value Valuation
BAFN's financial health
Profit margin
Revenue
$28.4M
Net Income
$9.8M
Profit Margin
33.1%
BAFN's Earnings (EBIT) of $16.92M... subscribe to Premium to read more.
Interest Coverage Financials
BAFN's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.3B
Liabilities
$1.2B
Debt to equity
10.62
BAFN's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
BAFN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$97.5M
Investing
-$104.4M
Financing
$20.3M
BAFN's operating cash flow ($390.53M)... subscribe to Premium to read more.
Debt Coverage Financials
BAFN vs Bank Stocks
Bayfirst Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.