NASDAQ: CFBKCf Bankshares Inc Stock
$21.03+0.30 (+1.45%)
Updated Apr 17, 2025
CFBK Price
$21.03
Fair Value Price
$24.86
Market Cap
$134.50M
52 Week Low
$16.92
52 Week High
$31.17
P/E
10.11x
P/B
0.8x
P/S
3.62x
PEG
47.65x
Dividend Yield
0.95%
Revenue
$45.08M
Earnings
$13.39M
Gross Margin
100%
Operating Margin
35.81%
Profit Margin
28.9%
Debt to Equity
11.26
Operating Cash Flow
$14M
Beta
0.3
Next Earnings
May 5, 2025
Ex-Dividend
N/A
Next Dividend
N/A
CFBK Overview
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans; construction and land loans; and consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. In addition, the company provides Internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, it operated five branch offices located in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio; and a loan production office located in Franklin County, Ohio. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine CFBK's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
CFBK
Ranked#98 of 295
Ranked#98 of 295
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.64 | B | |
| $31.51 | B | |
| $23.63 | B |
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CFBK News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CFBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
CFBK ($21.03) is undervalued by 15.42% relative to our estimate of its Fair Value price of $24.86 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CFBK ($21.03) is not significantly undervalued (15.42%) relative to our estimate of its Fair Value price of $24.86 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
CFBK ($21.03) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more CFBK due diligence checks available for Premium users.
Valuation
CFBK fair value
Fair Value of CFBK stock based on Discounted Cash Flow (DCF)
Price
$21.03
Fair Value
$24.86
Undervalued by
15.40%
CFBK ($21.03) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CFBK ($21.03) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CFBK ($21.03) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
CFBK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.11x
Industry
13x
Market
27.98x
CFBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CFBK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
CFBK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.8x
Industry
1.08x
CFBK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
CFBK price to earnings growth (PEG)
For valuing profitable companies with growth potential
CFBK is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
CFBK's financial health
Profit margin
Revenue
$12.6M
Net Income
$4.4M
Profit Margin
34.2%
CFBK's Earnings (EBIT) of $16.14M... subscribe to Premium to read more.
Interest Coverage Financials
CFBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.1B
Liabilities
$1.9B
Debt to equity
11.26
CFBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CFBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$12.6M
Investing
-$5.7M
Financing
-$5.2M
CFBK's operating cash flow ($14.19M)... subscribe to Premium to read more.
Debt Coverage Financials
CFBK vs Bank Stocks
Cf Bankshares Stock FAQ
Company
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