NASDAQ: DAVEDave Inc Stock
$83.37+2.71 (+3.36%)
Updated Apr 22, 2025
DAVE Price
$83.37
Fair Value Price
-$6.63
Market Cap
$1.09B
52 Week Low
$28.31
52 Week High
$125.00
P/E
18.05x
P/B
5.96x
P/S
3.14x
PEG
N/A
Dividend Yield
N/A
Revenue
$347.08M
Earnings
$57.87M
Gross Margin
91.2%
Operating Margin
19.69%
Profit Margin
16.7%
Debt to Equity
0.64
Operating Cash Flow
$125M
Beta
1.7
Next Earnings
May 5, 2025
Ex-Dividend
N/A
Next Dividend
N/A
DAVE Overview
Dave Inc. provides online financial products and services. Platforms include Insights, a personal financial management tool, ExtraCash, a free overdraft and short-term credit alternative, and Side Hustle, a job application portal. Dave also provides digital checking and demand deposit account s through ave Banking. The company was founded in 2015 and is based in West Hollywood, CA.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine DAVE's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
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DAVE News
Overview
Due Diligence Score
–
Industry Average (28)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how DAVE scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
DAVE ($83.37) is overvalued by 1,357.89% relative to our estimate of its Fair Value price of -$6.63 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
DAVE ($83.37) is not significantly undervalued (1,357.89%) relative to our estimate of its Fair Value price of -$6.63 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
DAVE is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more DAVE due diligence checks available for Premium users.
Valuation
DAVE fair value
Fair Value of DAVE stock based on Discounted Cash Flow (DCF)
Price
$83.37
Fair Value
-$6.63
Undervalued by
1,357.89%
DAVE ($83.37) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
DAVE ($83.37) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
DAVE is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
DAVE price to earnings (PE)
For valuing profitable companies with steady earnings
Company
18.05x
Industry
111.4x
Market
28.14x
DAVE is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
DAVE is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
DAVE price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
5.96x
Industry
6.34x
DAVE is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
DAVE's financial health
Profit margin
Revenue
$100.8M
Net Income
$16.8M
Profit Margin
16.7%
DAVE's Earnings (EBIT) of $68.34M... subscribe to Premium to read more.
Interest Coverage Financials
DAVE's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$299.3M
Liabilities
$116.2M
Debt to equity
0.64
DAVE's short-term assets ($282.27M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
DAVE's short-term assets ($282.27M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
DAVE's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
DAVE's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$41.7M
Investing
-$26.8M
Financing
-$127.0k
DAVE's operating cash flow ($125.14M)... subscribe to Premium to read more.
Debt Coverage Financials
DAVE vs App Stocks
Dave Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.