NASDAQ: ECBKEcb Bancorp Inc Stock
$15.69+0.15 (+0.97%)
Updated Apr 21, 2025
ECBK Price
$15.69
Fair Value Price
N/A
Market Cap
$142.10M
52 Week Low
$11.39
52 Week High
$15.79
P/E
32.69x
P/B
0.84x
P/S
4.71x
PEG
2x
Dividend Yield
N/A
Revenue
$26.04M
Earnings
$3.99M
Gross Margin
100%
Operating Margin
20.63%
Profit Margin
15.3%
Debt to Equity
7.43
Operating Cash Flow
$6M
Beta
0.35
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
ECBK Overview
ECB Bancorp, Inc. focuses on operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, IRAs, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It also offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company invests in securities, consisting primarily of U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. It operates through two full-service banking offices located in Everett, Massachusetts and Lynnfield, Massachusetts. The company was founded in 1890 and is based in Everett, Massachusetts.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine ECBK's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
ECBK
Ranked#97 of 296
Ranked#97 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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ECBK News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how ECBK scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
ECBK ($15.69) is trading above its intrinsic value of $5.33, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
ECBK is poor value based on its earnings relative to its share price (32.69x), compared to the US market average (27.14x)
P/E vs Market Valuation
ECBK is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more ECBK due diligence checks available for Premium users.
Valuation
ECBK fair value
Fair Value of ECBK stock based on Discounted Cash Flow (DCF)
Price
$15.69
Fair Value
$35.72
Undervalued by
56.08%
ECBK ($15.69) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
ECBK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
32.69x
Industry
13.07x
Market
27.14x
ECBK is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ECBK is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
ECBK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.84x
Industry
1.07x
ECBK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
ECBK price to earnings growth (PEG)
For valuing profitable companies with growth potential
ECBK is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
ECBK's financial health
Profit margin
Revenue
$7.4M
Net Income
$1.4M
Profit Margin
19.5%
ECBK's Earnings (EBIT) of $5.37M... subscribe to Premium to read more.
Interest Coverage Financials
ECBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.4B
Liabilities
$1.2B
Debt to equity
7.43
ECBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$4.5M
Investing
-$19.8M
Financing
$53.3M
ECBK's operating cash flow ($6.30M)... subscribe to Premium to read more.
Debt Coverage Financials
ECBK vs Bank Stocks
Ecb Bancorp Stock FAQ
Company
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