NASDAQ: FCCOFirst Community Corp Stock
$21.31+0.00 (+0%)
Updated Apr 17, 2025
FCCO Price
$21.31
Fair Value Price
$13.06
Market Cap
$163.47M
52 Week Low
$15.61
52 Week High
$27.96
P/E
11.64x
P/B
1.13x
P/S
2.81x
PEG
0.59x
Dividend Yield
2.06%
Revenue
$65.24M
Earnings
$13.96M
Gross Margin
100%
Operating Margin
27.24%
Profit Margin
21.4%
Debt to Equity
12.55
Operating Cash Flow
$11M
Beta
0.47
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
FCCO Overview
First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. The company operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. Its deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. The company's loan portfolio comprises commercial loans that consist of secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans, including secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. It also provides other banking services, which include online banking, internet banking, cash management, safe deposit boxes, travelers checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. In addition, the company offers non-deposit investment products and other investment brokerage services; VISA and MasterCard credit card services; investment advisory services; and insurance services. It operates 21 full-service offices located in the Lexington County, Richland County, Newberry County, Kershaw County, Greenville County, Anderson County, Pickens County, and Aiken County, South Carolina; and Richmond County and Columbia County, Georgia. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine FCCO's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
FCCO
Ranked#84 of 295
Ranked#84 of 295
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.64 | B | |
| $31.51 | B | |
| $23.63 | B |
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FCCO News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FCCO scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
FCCO ($21.31) is overvalued by 63.22% relative to our estimate of its Fair Value price of $13.06 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
FCCO ($21.31) is not significantly undervalued (63.22%) relative to our estimate of its Fair Value price of $13.06 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
FCCO ($21.31) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FCCO due diligence checks available for Premium users.
Valuation
FCCO fair value
Fair Value of FCCO stock based on Discounted Cash Flow (DCF)
Price
$21.31
Fair Value
$13.06
Overvalued by
63.22%
FCCO ($21.31) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FCCO ($21.31) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FCCO ($21.31) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FCCO price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.64x
Industry
13x
Market
27.98x
FCCO is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FCCO is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FCCO price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.13x
Industry
1.08x
FCCO is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FCCO price to earnings growth (PEG)
For valuing profitable companies with growth potential
FCCO is good value based... subscribe to Premium to read more.
PEG Value Valuation
FCCO's financial health
Profit margin
Revenue
$17.2M
Net Income
$4.2M
Profit Margin
24.6%
FCCO's Earnings (EBIT) of $17.77M... subscribe to Premium to read more.
Interest Coverage Financials
FCCO's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.0B
Liabilities
$1.8B
Debt to equity
12.55
FCCO's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FCCO's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$3.8M
Investing
-$31.4M
Financing
$13.5M
FCCO's operating cash flow ($10.87M)... subscribe to Premium to read more.
Debt Coverage Financials
FCCO vs Bank Stocks
First Community Stock FAQ
Company
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