NASDAQ: INBKFirst Internet Bancorp Stock
$23.80+0.63 (+2.72%)
Updated Apr 17, 2025
INBK Price
$23.80
Fair Value Price
$41.85
Market Cap
$206.99M
52 Week Low
$21.76
52 Week High
$43.27
P/E
8.18x
P/B
0.54x
P/S
2.66x
PEG
0.24x
Dividend Yield
0.76%
Revenue
$117.65M
Earnings
$25.28M
Gross Margin
100%
Operating Margin
23.41%
Profit Margin
21.5%
Debt to Equity
13.94
Operating Cash Flow
$13M
Beta
1.26
Next Earnings
Apr 22, 2025
Ex-Dividend
N/A
Next Dividend
N/A
INBK Overview
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, savings, money market, and brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity and improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of municipal finance lending and leasing products to government entities. In addition, it offers corporate credit card and treasury management services. The company provides its services through its firstib.com Website. First Internet Bancorp was founded in 1999 and is headquartered in Fishers, Indiana.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine INBK's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
INBK
Ranked#68 of 295
Ranked#68 of 295
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.64 | B | |
| $31.51 | B | |
| $23.63 | B |
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INBK News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how INBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
INBK ($23.80) is undervalued by 43.13% relative to our estimate of its Fair Value price of $41.85 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
INBK ($23.80) is significantly undervalued by 43.13% relative to our estimate of its Fair Value price of $41.85 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
INBK ($23.80) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more INBK due diligence checks available for Premium users.
Valuation
INBK fair value
Fair Value of INBK stock based on Discounted Cash Flow (DCF)
Price
$23.80
Fair Value
$41.85
Undervalued by
43.13%
INBK ($23.80) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
INBK ($23.80) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
INBK ($23.80) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
INBK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
8.18x
Industry
13x
Market
27.98x
INBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
INBK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
INBK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.54x
Industry
1.08x
INBK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
INBK price to earnings growth (PEG)
For valuing profitable companies with growth potential
INBK is good value based... subscribe to Premium to read more.
PEG Value Valuation
INBK's financial health
Profit margin
Revenue
$32.3M
Net Income
$7.3M
Profit Margin
22.7%
INBK's Earnings (EBIT) of $27.54M... subscribe to Premium to read more.
Interest Coverage Financials
INBK's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$5.7B
Liabilities
$5.4B
Debt to equity
13.94
INBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
INBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$6.2M
Investing
-$154.9M
Financing
-$85.0M
INBK's operating cash flow ($12.99M)... subscribe to Premium to read more.
Debt Coverage Financials
INBK vs Bank Stocks
First Internet Bancorp Stock FAQ
Company
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