NASDAQ: IROQIf Bancorp Inc Stock
$23.53+0.34 (+1.47%)
Updated Apr 23, 2025
IROQ Price
$23.53
Fair Value Price
-$6.58
Market Cap
$78.86M
52 Week Low
$14.85
52 Week High
$25.76
P/E
24.77x
P/B
1.04x
P/S
3.23x
PEG
N/A
Dividend Yield
1.7%
Revenue
$24.23M
Earnings
$2.99M
Gross Margin
100%
Operating Margin
16.57%
Profit Margin
12.3%
Debt to Equity
10.66
Operating Cash Flow
$3M
Beta
0.01
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A
IROQ Overview
IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It also provides loans comprising one- to four-family residential mortgage loans; multi-family mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily consisting of automobile loans, as well as construction loans and land development loans. In addition, the company sells property and casualty insurance, as well as offers annuities; mutual funds; individual and group retirement plans; life, disability, and health insurance; individual securities; managed accounts; and other financial services. Further, it invests in securities; and provides ATM, online banking and bill pay, mobile banking, ACH origination, remote deposit capture, and telephone banking services. As of August 31, 2021, it operated a network of seven full-service banking offices located in Watseka, Danville, Clifton, Hoopeston, Savoy, Bourbonnais, and Champaign, Illinois; and a loan production and wealth management office in Osage Beach, Missouri. IF Bancorp, Inc. was founded in 1883 and is headquartered in Watseka, Illinois.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine IROQ's potential to beat the market
- IROQ doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
IROQ
RankedUnranked of 295
RankedUnranked of 295
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $13.06 | B | |
| $15.90 | B | |
| $25.21 | B |
Be the first to know about important IROQ news, forecast changes, insider trades & much more!
IROQ News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how IROQ scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
IROQ ($23.53) is overvalued by 457.4% relative to our estimate of its Fair Value price of -$6.58 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
IROQ ($23.53) is not significantly undervalued (457.4%) relative to our estimate of its Fair Value price of -$6.58 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
IROQ was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more IROQ due diligence checks available for Premium users.
Valuation
IROQ fair value
Fair Value of IROQ stock based on Discounted Cash Flow (DCF)
Price
$23.53
Fair Value
-$6.58
Undervalued by
457.38%
IROQ ($23.53) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
IROQ ($23.53) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
IROQ was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
IROQ price to earnings (PE)
For valuing profitable companies with steady earnings
Company
24.77x
Industry
13.29x
Market
26.95x
IROQ is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
IROQ is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
IROQ price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.04x
Industry
1.11x
IROQ is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
IROQ's financial health
Profit margin
Revenue
$6.7M
Net Income
$1.2M
Profit Margin
18.1%
IROQ's Earnings (EBIT) of $4.02M... subscribe to Premium to read more.
Interest Coverage Financials
IROQ's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$885.1M
Liabilities
$809.2M
Debt to equity
10.66
IROQ's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
IROQ's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$155.0k
Investing
$2.8M
Financing
-$4.6M
IROQ's operating cash flow ($3.18M)... subscribe to Premium to read more.
Debt Coverage Financials
IROQ vs Bank Stocks
If Bancorp Stock FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.