NASDAQ: LMFALM Funding America Inc Stock
$1.19+0.03 (+2.59%)
Updated Apr 21, 2025
LMFA Price
$1.19
Fair Value Price
N/A
Market Cap
$6.11M
52 Week Low
$1.02
52 Week High
$6.11
P/E
-0.24x
P/B
0.17x
P/S
0.55x
PEG
N/A
Dividend Yield
N/A
Revenue
$11.00M
Earnings
-$7.32M
Gross Margin
36.4%
Operating Margin
-62.47%
Profit Margin
-128.3%
Debt to Equity
0.24
Operating Cash Flow
-$12M
Beta
1.59
Next Earnings
May 14, 2025
Ex-Dividend
N/A
Next Dividend
N/A
LMFA Overview
LM Funding America, Inc. operates as a specialty finance company. It provides funding to nonprofit community associations (Associations) primarily located in the state of Florida, as well as in the states of Washington, Colorado, and Illinois. The company offers funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It is also involved in the business of purchasing delinquent accounts on various terms tailored to suit each Association's financial needs, including under its New Neighbor Guaranty program. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine LMFA's potential to beat the market
- LMFA doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
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N/A
N/A
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Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
LMFA
RankedUnranked of 50
RankedUnranked of 50
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $25.62 | A | |
| $7.98 | A | |
| $7.03 | A |
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LMFA News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how LMFA scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
LMFA is unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
LMFA is good value based on its book value relative to its share price (0.17x), compared to the US Credit Services industry average (5.03x)
P/B vs Industry Valuation
LMFA is unprofitable, so we... subscribe to Premium to read more.
PEG Value Valuation
There are 30 more LMFA due diligence checks available for Premium users.
Valuation
LMFA price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-0.24x
Industry
27.8x
Market
27.14x
LMFA price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.17x
Industry
5.03x
LMFA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
LMFA's financial health
Profit margin
Revenue
$2.0M
Net Income
$2.0M
Profit Margin
-157.4%
LMFA's cash and short-term investments... subscribe to Premium to read more.
Interest Coverage Financials
LMFA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$44.0M
Liabilities
$8.7M
Debt to equity
0.24
LMFA's short-term assets ($13.51M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
LMFA's short-term assets ($13.51M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
LMFA's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
LMFA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$3.3M
Investing
-$3.9M
Financing
$4.6M
LMFA's cash and short-term investments... subscribe to Premium to read more.
Debt Coverage Financials
LMFA vs Credit Service Stocks
LM Funding America Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.