NASDAQ: MGYRMagyar Bancorp Inc Stock
$14.07+0.31 (+2.25%)
Updated Apr 23, 2025
MGYR Price
$14.07
Fair Value Price
$38.90
Market Cap
$91.17M
52 Week Low
$10.66
52 Week High
$14.90
P/E
10.66x
P/B
0.82x
P/S
2.81x
PEG
0.67x
Dividend Yield
1.07%
Revenue
$32.42M
Earnings
$8.22M
Gross Margin
100%
Operating Margin
35.9%
Profit Margin
25.3%
Debt to Equity
8.03
Operating Cash Flow
$6M
Beta
0.03
Next Earnings
Apr 29, 2025
Ex-Dividend
N/A
Next Dividend
N/A
MGYR Overview
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company also provides residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. The company has seven branch offices located in New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, New Jersey. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine MGYR's potential to beat the market
- MGYR doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
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Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
MGYR
RankedUnranked of 295
RankedUnranked of 295
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $13.06 | B | |
| $15.90 | B | |
| $25.21 | B |
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MGYR News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how MGYR scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
MGYR ($14.07) is undervalued by 63.83% relative to our estimate of its Fair Value price of $38.90 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
MGYR ($14.07) is significantly undervalued by 63.83% relative to our estimate of its Fair Value price of $38.90 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
MGYR ($14.07) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more MGYR due diligence checks available for Premium users.
Valuation
MGYR fair value
Fair Value of MGYR stock based on Discounted Cash Flow (DCF)
Price
$14.07
Fair Value
$38.90
Undervalued by
63.83%
MGYR ($14.07) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
MGYR ($14.07) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
MGYR ($14.07) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
MGYR price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.66x
Industry
13.29x
Market
26.95x
MGYR is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
MGYR is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
MGYR price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.82x
Industry
1.11x
MGYR is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
MGYR price to earnings growth (PEG)
For valuing profitable companies with growth potential
MGYR is good value based... subscribe to Premium to read more.
PEG Value Valuation
MGYR's financial health
Profit margin
Revenue
$8.3M
Net Income
$2.1M
Profit Margin
25.1%
MGYR's Earnings (EBIT) of $11.64M... subscribe to Premium to read more.
Interest Coverage Financials
MGYR's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.0B
Liabilities
$896.7M
Debt to equity
8.03
MGYR's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
MGYR's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$2.9M
Investing
-$23.7M
Financing
$53.7M
MGYR's operating cash flow ($6.00M)... subscribe to Premium to read more.
Debt Coverage Financials
MGYR vs Bank Stocks
Magyar Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.