NASDAQ: NMIHNmi Holdings Inc Stock
$33.06-0.62 (-1.84%)
Updated Apr 21, 2025
NMIH Price
$33.06
Fair Value Price
N/A
Market Cap
$2.59B
52 Week Low
$30.30
52 Week High
$42.49
P/E
7.33x
P/B
1.17x
P/S
4.51x
PEG
1.71x
Dividend Yield
N/A
Revenue
$650.97M
Earnings
$360.11M
Gross Margin
95.2%
Operating Margin
76.86%
Profit Margin
55.3%
Debt to Equity
0.51
Operating Cash Flow
$394M
Beta
1.12
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A
NMIH Overview
NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine NMIH's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Specialty Insurance
Industry Rating
C
NMIH
Ranked#11 of 20
Ranked#11 of 20
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $21.57 | B | |
| $223.27 | B | |
| $91.94 | B |
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NMIH News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how NMIH scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
NMIH ($33.06) is trading above its intrinsic value of $31.19, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
NMIH is good value based on its earnings relative to its share price (7.33x), compared to the US market average (27.14x)
P/E vs Market Valuation
NMIH is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more NMIH due diligence checks available for Premium users.
Valuation
NMIH fair value
Fair Value of NMIH stock based on Discounted Cash Flow (DCF)
Price
$33.06
Fair Value
$101.40
Undervalued by
67.40%
NMIH ($33.06) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
NMIH price to earnings (PE)
For valuing profitable companies with steady earnings
Company
7.33x
Industry
24.38x
Market
27.14x
NMIH is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
NMIH is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
NMIH price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.17x
Industry
1.66x
NMIH is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
NMIH price to earnings growth (PEG)
For valuing profitable companies with growth potential
NMIH is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
NMIH's financial health
Profit margin
Revenue
$166.5M
Net Income
$86.2M
Profit Margin
51.8%
NMIH's Earnings (EBIT) of $500.31M... subscribe to Premium to read more.
Interest Coverage Financials
NMIH's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.3B
Liabilities
$1.1B
Debt to equity
0.51
NMIH's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
NMIH's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$35.8M
Investing
-$86.1M
Financing
-$28.7M
NMIH's operating cash flow ($393.60M)... subscribe to Premium to read more.
Debt Coverage Financials
NMIH vs Specialty Insurance Stocks
Nmi Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.