NASDAQ: PDLB
Ponce Financial Group Inc Stock

$11.13+0.02 (+0.18%)
Updated Apr 17, 2025
PDLB Price
$11.13
Fair Value Price
N/A
Market Cap
$266.74M
52 Week Low
$8.01
52 Week High
$13.97
P/E
24.2x
P/B
0.53x
P/S
3.54x
PEG
1.75x
Dividend Yield
N/A
Revenue
$82.36M
Earnings
$10.97M
Gross Margin
100%
Operating Margin
19.04%
Profit Margin
12.5%
Debt to Equity
5.01
Operating Cash Flow
$7M
Beta
0.44
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A

PDLB Overview

Ponce Financial Group, Inc. offers banking products and services (deposit products, one-to-four family investor-owned, mortgages, commercial, industrial, and consumer loans, lines of credit, and a paycheck protection program. It invests in U.S. government and federal agency securities and securities issued by government-sponsored or government-owned enterprises. Ponce Financial Group founded in 1960 and is headquartered in Bronx, NY.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine PDLB's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
PDLB
Ranked
#64 of 295

Top Ranked Stocks in Industry

View Top Bank Stocks

Be the first to know about important PDLB news, forecast changes, insider trades & much more!

PDLB News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PDLB scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

PDLB ($11.13) is trading above its intrinsic value of $4.70, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
PDLB is good value based on its earnings relative to its share price (24.2x), compared to the US market average (27.98x)
P/E vs Market Valuation
PDLB is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more PDLB due diligence checks available for Premium users.

Valuation

PDLB fair value

Fair Value of PDLB stock based on Discounted Cash Flow (DCF)

Price
$11.13
Fair Value
-$8.89
Undervalued by
225.16%
PDLB ($11.13) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

PDLB price to earnings (PE)

For valuing profitable companies with steady earnings

Company
24.2x
Industry
13x
Market
27.98x
PDLB is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PDLB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

PDLB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.53x
Industry
1.08x
PDLB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PDLB price to earnings growth (PEG)

For valuing profitable companies with growth potential

PDLB is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

PDLB's financial health

Profit margin

Revenue
$21.7M
Net Income
$2.9M
Profit Margin
12.2%
PDLB's Earnings (EBIT) of $15.69M... subscribe to Premium to read more.
Interest Coverage Financials
PDLB's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.0B
Liabilities
$2.5B
Debt to equity
5.01
PDLB's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
PDLB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$22.9M
Investing
-$68.8M
Financing
$29.9M
PDLB's operating cash flow ($7.21M)... subscribe to Premium to read more.
Debt Coverage Financials

PDLB vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
PDLBC$266.74M+0.18%24.20x0.53x
OBTC$267.27M+6.33%9.53x1.44x
RBBD$267.37M-1.82%10.26x0.53x
CZFSC$266.10M-2.12%9.54x0.89x
PCBC$265.61M-0.11%10.55x0.73x

Ponce Financial Group Stock FAQ

What is Ponce Financial Group's quote symbol?

(NASDAQ: PDLB) Ponce Financial Group trades on the NASDAQ under the ticker symbol PDLB. Ponce Financial Group stock quotes can also be displayed as NASDAQ: PDLB.

If you're new to stock investing, here's how to buy Ponce Financial Group stock.

What is the 52 week high and low for Ponce Financial Group (NASDAQ: PDLB)?

(NASDAQ: PDLB) Ponce Financial Group's 52-week high was $13.97, and its 52-week low was $8.01. It is currently -20.33% from its 52-week high and 38.95% from its 52-week low.

How much is Ponce Financial Group stock worth today?

(NASDAQ: PDLB) Ponce Financial Group currently has 23,966,191 outstanding shares. With Ponce Financial Group stock trading at $11.13 per share, the total value of Ponce Financial Group stock (market capitalization) is $266.74M.

Ponce Financial Group stock was originally listed at a price of $10.79 in Jan 28, 2022. If you had invested in Ponce Financial Group stock at $10.79, your return over the last 3 years would have been 3.15%, for an annualized return of 1.04% (not including any dividends or dividend reinvestments).

How much is Ponce Financial Group's stock price per share?

(NASDAQ: PDLB) Ponce Financial Group stock price per share is $11.13 today (as of Apr 17, 2025).

What is Ponce Financial Group's Market Cap?

(NASDAQ: PDLB) Ponce Financial Group's market cap is $266.74M, as of Apr 21, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Ponce Financial Group's market cap is calculated by multiplying PDLB's current stock price of $11.13 by PDLB's total outstanding shares of 23,966,191.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.