NASDAQ: RPAYRepay Holdings Corp Stock
$4.40-0.20 (-4.35%)
Updated Apr 17, 2025
RPAY Price
$4.40
Fair Value Price
N/A
Market Cap
$419.84M
52 Week Low
$4.29
52 Week High
$11.27
P/E
-40x
P/B
0.55x
P/S
2.19x
PEG
N/A
Dividend Yield
N/A
Revenue
$313.04M
Earnings
-$10.16M
Gross Margin
77.1%
Operating Margin
-0.91%
Profit Margin
-3.2%
Debt to Equity
1.05
Operating Cash Flow
$150M
Beta
1.47
Next Earnings
May 7, 2025
Ex-Dividend
N/A
Next Dividend
N/A
RPAY Overview
Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine RPAY's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Software Infrastructure
Industry Rating
A
RPAY
Ranked#31 of 125
Ranked#31 of 125
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $9.76 | A | |
| $60.44 | A | |
| $6.11 | A |
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RPAY News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how RPAY scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
RPAY is unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
RPAY is good value based on its book value relative to its share price (0.55x), compared to the US Software - Infrastructure industry average (9.56x)
P/B vs Industry Valuation
RPAY is unprofitable, so we... subscribe to Premium to read more.
PEG Value Valuation
There are 30 more RPAY due diligence checks available for Premium users.
Valuation
RPAY fair value
Fair Value of RPAY stock based on Discounted Cash Flow (DCF)
Price
$4.40
Fair Value
$4.31
Overvalued by
2.06%
RPAY is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
RPAY price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-40x
Industry
-64.97x
Market
27.98x
RPAY price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.55x
Industry
9.56x
RPAY is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
RPAY's financial health
Profit margin
Revenue
$78.3M
Net Income
-$4.1M
Profit Margin
-5.3%
RPAY's Earnings (EBIT) of -$2.86M... subscribe to Premium to read more.
Interest Coverage Financials
RPAY's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.6B
Liabilities
$798.7M
Debt to equity
1.05
RPAY's short-term assets ($275.25M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
RPAY's long-term liabilities ($696.49M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
RPAY's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
RPAY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$34.3M
Investing
-$10.8M
Financing
-$2.0M
RPAY's operating cash flow ($150.09M)... subscribe to Premium to read more.
Debt Coverage Financials
RPAY vs Software Infrastructure Stocks
Repay Holdings Stock FAQ
Company
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