NASDAQ: TCBSTexas Community Bancshares Inc Stock
$15.25+0.14 (+0.93%)
Updated Apr 23, 2025
TCBS Price
$15.25
Fair Value Price
-$9.68
Market Cap
$46.69M
52 Week Low
$13.51
52 Week High
$17.50
P/E
-33.89x
P/B
0.9x
P/S
4.24x
PEG
N/A
Dividend Yield
0.52%
Revenue
$10.49M
Earnings
-$1.31M
Gross Margin
100%
Operating Margin
-16.98%
Profit Margin
-12.4%
Debt to Equity
7.51
Operating Cash Flow
$2M
Beta
0.1
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
TCBS Overview
Texas Community Bancshares Incorporated is the holding company for Mineola Community Bank, a 6-branch Texas-chartered stock savings bank. Banking services include savings and checking accounts, certificates of deposit, retirement accounts, credit cards, fixed-rate residential mortgage loans, and online and mobile banking services. Texas Community Bancshares was founded in 1934 and is headquartered in Mineola, TX.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine TCBS's potential to beat the market
- TCBS doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
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Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
TCBS
RankedUnranked of 295
RankedUnranked of 295
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $13.06 | B | |
| $15.90 | B | |
| $25.21 | B |
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TCBS News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TCBS scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
TCBS ($15.25) is overvalued by 257.47% relative to our estimate of its Fair Value price of -$9.68 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
TCBS ($15.25) is not significantly undervalued (257.47%) relative to our estimate of its Fair Value price of -$9.68 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
TCBS is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more TCBS due diligence checks available for Premium users.
Valuation
TCBS fair value
Fair Value of TCBS stock based on Discounted Cash Flow (DCF)
Price
$15.25
Fair Value
-$9.68
Undervalued by
257.47%
TCBS ($15.25) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TCBS ($15.25) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TCBS is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
TCBS price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-33.89x
Industry
13.29x
Market
26.95x
TCBS price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.9x
Industry
1.11x
TCBS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
TCBS's financial health
Profit margin
Revenue
$3.9M
Net Income
$517.0k
Profit Margin
13.3%
TCBS's Earnings (EBIT) of -$1.78M... subscribe to Premium to read more.
Interest Coverage Financials
TCBS's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$443.5M
Liabilities
$391.3M
Debt to equity
7.51
TCBS's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
TCBS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$78.0k
Investing
$110.0k
Financing
-$4.5M
TCBS's operating cash flow ($1.94M)... subscribe to Premium to read more.
Debt Coverage Financials
TCBS vs Bank Stocks
Texas Community Bancshares Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.