NASDAQ: TRSTTrustco Bank Corp N Y Stock
$28.52+0.07 (+0.25%)
Updated Apr 17, 2025
TRST Price
$28.52
Fair Value Price
$17.57
Market Cap
$542.44M
52 Week Low
$26.14
52 Week High
$38.89
P/E
11.1x
P/B
0.8x
P/S
3.73x
PEG
N/A
Dividend Yield
5.05%
Revenue
$169.77M
Earnings
$48.83M
Gross Margin
100%
Operating Margin
37.72%
Profit Margin
28.8%
Debt to Equity
8.22
Operating Cash Flow
$59M
Beta
0.72
Next Earnings
Apr 21, 2025
Ex-Dividend
N/A
Next Dividend
N/A
TRST Overview
TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine TRST's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
TRST
Ranked#178 of 295
Ranked#178 of 295
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.64 | B | |
| $31.51 | B | |
| $23.63 | B |
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TRST News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TRST scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
TRST ($28.52) is overvalued by 62.28% relative to our estimate of its Fair Value price of $17.57 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
TRST ($28.52) is not significantly undervalued (62.28%) relative to our estimate of its Fair Value price of $17.57 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
TRST was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more TRST due diligence checks available for Premium users.
Valuation
TRST fair value
Fair Value of TRST stock based on Discounted Cash Flow (DCF)
Price
$28.52
Fair Value
$17.57
Overvalued by
62.28%
TRST ($28.52) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TRST ($28.52) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TRST was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
TRST price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.1x
Industry
13x
Market
27.98x
TRST is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TRST is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
TRST price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.8x
Industry
1.08x
TRST is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
TRST's financial health
Profit margin
Revenue
$42.9M
Net Income
$11.3M
Profit Margin
26.3%
TRST's Earnings (EBIT) of $64.05M... subscribe to Premium to read more.
Interest Coverage Financials
TRST's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$6.2B
Liabilities
$5.6B
Debt to equity
8.22
TRST's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
TRST's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$14.3M
Investing
-$8.7M
Financing
$113.2M
TRST's operating cash flow ($59.44M)... subscribe to Premium to read more.
Debt Coverage Financials
TRST vs Bank Stocks
Trustco Bank N Y Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.