NYSE: VELVelocity Financial Inc Stock
$17.44+0.05 (+0.29%)
Updated Apr 17, 2025
VEL Price
$17.44
Fair Value Price
N/A
Market Cap
$593.23M
52 Week Low
$15.96
52 Week High
$20.98
P/E
8.43x
P/B
1.15x
P/S
2.71x
PEG
1.79x
Dividend Yield
N/A
Revenue
$236.03M
Earnings
$68.42M
Gross Margin
100%
Operating Margin
40.82%
Profit Margin
28.6%
Debt to Equity
9.69
Operating Cash Flow
$38M
Beta
0.9
Next Earnings
Apr 30, 2025
Ex-Dividend
N/A
Next Dividend
N/A
VEL Overview
Velocity Financial, Inc. operates as a real estate finance company in the United States. The company primarily originates and manages investor loans secured by 1-4 unit residential rental and small commercial properties. It offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine VEL's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Mortgage
Industry Rating
F
VEL
Ranked#1 of 13
Ranked#1 of 13
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $73.72 | C | |
| $97.06 | C | |
| $8.96 | C |
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VEL News
Overview
Due Diligence Score
–
Industry Average (28)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how VEL scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
VEL ($17.44) is trading above its intrinsic value of $14.61, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
VEL is good value based on its earnings relative to its share price (8.43x), compared to the US market average (27.98x)
P/E vs Market Valuation
VEL is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more VEL due diligence checks available for Premium users.
Valuation
VEL price to earnings (PE)
For valuing profitable companies with steady earnings
Company
8.43x
Industry
30.97x
Market
27.98x
VEL is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
VEL is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
VEL price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.15x
Industry
0.35x
VEL is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
VEL price to earnings growth (PEG)
For valuing profitable companies with growth potential
VEL is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
VEL's financial health
Profit margin
Revenue
$71.2M
Net Income
$20.6M
Profit Margin
28.6%
VEL's Earnings (EBIT) of $96.34M... subscribe to Premium to read more.
Interest Coverage Financials
VEL's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$5.5B
Liabilities
$5.0B
Debt to equity
9.69
VEL's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
VEL's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$33.3M
Investing
-$356.1M
Financing
$326.4M
VEL's operating cash flow ($37.76M)... subscribe to Premium to read more.
Debt Coverage Financials
VEL vs Mortgage Stocks
Velocity Financial Stock FAQ
Company
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