NASDAQ: CLBKColumbia Financial Inc Stock
$13.07-0.21 (-1.58%)
Updated Apr 21, 2025
CLBK Price
$13.07
Fair Value Price
$16.30
Market Cap
$1.37B
52 Week Low
$12.64
52 Week High
$19.28
P/E
-118.82x
P/B
1.27x
P/S
9.72x
PEG
N/A
Dividend Yield
N/A
Revenue
$165.43M
Earnings
-$11.65M
Gross Margin
100%
Operating Margin
-9.62%
Profit Margin
-7%
Debt to Equity
8.7
Operating Cash Flow
$33M
Beta
0.65
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A
CLBK Overview
Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. The company offers non-interest-bearing demand deposits, such as individual and commercial checking accounts; interest bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans that include automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, the company offers title insurance products; wealth management services; and cash management services, including remote deposit, lockbox service, and sweep accounts. As of December 31, 2021, it operated 62 full-service banking offices in 12 of New Jersey's 21 counties; and 2 branch offices in Freehold, New Jersey. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine CLBK's potential to beat the market
FStrong Sell
- Stocks with a Zen Rating of Strong Sell (F) had an average loss of -8.02% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
CLBK
Ranked#292 of 296
Ranked#292 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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CLBK News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CLBK scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
CLBK ($13.07) is undervalued by 19.81% relative to our estimate of its Fair Value price of $16.30 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CLBK ($13.07) is not significantly undervalued (19.81%) relative to our estimate of its Fair Value price of $16.30 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
CLBK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more CLBK due diligence checks available for Premium users.
Valuation
CLBK fair value
Fair Value of CLBK stock based on Discounted Cash Flow (DCF)
Price
$13.07
Fair Value
$16.30
Undervalued by
19.81%
CLBK ($13.07) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CLBK ($13.07) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CLBK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
CLBK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-118.82x
Industry
13.07x
Market
27.14x
CLBK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.27x
Industry
1.07x
CLBK is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
CLBK's financial health
Profit margin
Revenue
$19.8M
Net Income
-$21.2M
Profit Margin
-107%
CLBK's Earnings (EBIT) of -$15.91M... subscribe to Premium to read more.
Interest Coverage Financials
CLBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$10.5B
Liabilities
$9.4B
Debt to equity
8.7
CLBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CLBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$28.9M
Investing
$179.7M
Financing
-$202.9M
CLBK's operating cash flow ($33.32M)... subscribe to Premium to read more.
Debt Coverage Financials
CLBK vs Bank Stocks
Columbia Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.