NASDAQ: EBTCEnterprise Bancorp Inc Stock
$34.54-0.49 (-1.4%)
Updated Apr 21, 2025
EBTC Price
$34.54
Fair Value Price
$56.05
Market Cap
$430.33M
52 Week Low
$22.60
52 Week High
$44.41
P/E
11.04x
P/B
1.19x
P/S
2.9x
PEG
9.84x
Dividend Yield
2.81%
Revenue
$168.76M
Earnings
$38.73M
Gross Margin
100%
Operating Margin
30.59%
Profit Margin
23%
Debt to Equity
12.38
Operating Cash Flow
$47M
Beta
0.94
Next Earnings
N/A
Ex-Dividend
May 12, 2025
Next Dividend
Jun 2, 2025
EBTC Overview
Enterprise Bancorp, Inc. operates as the holding company of Enterprise Bank and Trust Company that provides commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit. In addition, the company offers cash management services; wealth advisory and management services that include customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; insurance services; and voice, online, and mobile banking services. As of January 27, 2022, it had 26 full-service branches located in the Massachusetts communities of Acton, Andover, Billerica, Chelmsford, Dracut, Fitchburg, Lawrence, Leominster, Lexington, Lowell, Methuen, North Andover, Tewksbury, Tyngsborough, and Westford; and in the New Hampshire communities of Derry, Hudson, Nashua, Pelham, Salem, and Windham. The company was founded in 1989 and is headquartered in Lowell, Massachusetts.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine EBTC's potential to beat the market
- EBTC doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
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Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
EBTC
RankedUnranked of 296
RankedUnranked of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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EBTC News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how EBTC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
EBTC ($34.54) is undervalued by 38.38% relative to our estimate of its Fair Value price of $56.05 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
EBTC ($34.54) is significantly undervalued by 38.38% relative to our estimate of its Fair Value price of $56.05 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
EBTC ($34.54) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more EBTC due diligence checks available for Premium users.
Valuation
EBTC fair value
Fair Value of EBTC stock based on Discounted Cash Flow (DCF)
Price
$34.54
Fair Value
$56.05
Undervalued by
38.38%
EBTC ($34.54) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
EBTC ($34.54) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
EBTC ($34.54) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
EBTC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.04x
Industry
13.07x
Market
27.14x
EBTC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
EBTC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
EBTC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.19x
Industry
1.07x
EBTC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
EBTC price to earnings growth (PEG)
For valuing profitable companies with growth potential
EBTC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
EBTC's financial health
Profit margin
Revenue
$44.2M
Net Income
$10.7M
Profit Margin
24.3%
EBTC's Earnings (EBIT) of $51.63M... subscribe to Premium to read more.
Interest Coverage Financials
EBTC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$4.8B
Liabilities
$4.5B
Debt to equity
12.38
EBTC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
EBTC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$18.1M
Investing
-$112.0M
Financing
$89.1M
EBTC's operating cash flow ($46.53M)... subscribe to Premium to read more.
Debt Coverage Financials
EBTC vs Bank Stocks
Enterprise Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.