NASDAQ: FCBC
First Community Bankshares Inc Stock

$38.85+0.85 (+2.24%)
Updated Apr 17, 2025
FCBC Price
$38.85
Fair Value Price
$76.68
Market Cap
$711.99M
52 Week Low
$32.58
52 Week High
$49.02
P/E
13.83x
P/B
1.35x
P/S
4.71x
PEG
7.26x
Dividend Yield
2.34%
Revenue
$162.26M
Earnings
$51.60M
Gross Margin
100%
Operating Margin
40.49%
Profit Margin
31.8%
Debt to Equity
5.2
Operating Cash Flow
$58M
Beta
0.83
Next Earnings
Apr 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A

FCBC Overview

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand deposit accounts, savings and money market accounts, certificates of deposit, and individual retirement arrangements; commercial, consumer, and real estate mortgage loans, as well as lines of credit; various credit and debit cards, and automated teller machine card services; and corporate and personal trust services. The company also provides wealth management services, including trust management, estate administration, and investment advisory services; and investment management services. It serves individuals and businesses across various industries, such as education, government, and health services; coal mining and gas extraction; retail trade; construction; manufacturing; tourism; and transportation. As of December 31, 2021, the company operated 49 branches, including 17 branches in West Virginia, 23 branches in Virginia, 7 branches in North Carolina, and 2 branches in Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine FCBC's potential to beat the market

DSell
  • Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More

Zen Rating Component Grades

D
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
FCBC
Ranked
#283 of 295

Top Ranked Stocks in Industry

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FCBC News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FCBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

FCBC ($38.85) is undervalued by 49.33% relative to our estimate of its Fair Value price of $76.68 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FCBC ($38.85) is significantly undervalued by 49.33% relative to our estimate of its Fair Value price of $76.68 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FCBC ($38.85) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FCBC due diligence checks available for Premium users.

Valuation

FCBC fair value

Fair Value of FCBC stock based on Discounted Cash Flow (DCF)

Price
$38.85
Fair Value
$76.68
Undervalued by
49.33%
FCBC ($38.85) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FCBC ($38.85) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FCBC ($38.85) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FCBC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
13.83x
Industry
13x
Market
27.98x
FCBC is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FCBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FCBC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.35x
Industry
1.08x
FCBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FCBC price to earnings growth (PEG)

For valuing profitable companies with growth potential

FCBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

FCBC's financial health

Profit margin

Revenue
$40.6M
Net Income
$13.0M
Profit Margin
32.1%
FCBC's Earnings (EBIT) of $65.69M... subscribe to Premium to read more.
Interest Coverage Financials
FCBC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.3B
Liabilities
$2.7B
Debt to equity
5.2
FCBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
FCBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$14.9M
Investing
$20.5M
Financing
$26.7M
FCBC's operating cash flow ($57.74M)... subscribe to Premium to read more.
Debt Coverage Financials

FCBC vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
FCBCD$711.99M+2.24%13.83x1.35x
CFFNC$698.46M+0.57%13.49x0.68x
HBTC$693.99M+0.07%9.69x1.27x
NBBKC$686.64M+0.31%15.34x0.90x
MCBSC$685.62M+1.20%10.58x1.63x

First Community Bankshares Stock FAQ

What is First Community Bankshares's quote symbol?

(NASDAQ: FCBC) First Community Bankshares trades on the NASDAQ under the ticker symbol FCBC. First Community Bankshares stock quotes can also be displayed as NASDAQ: FCBC.

If you're new to stock investing, here's how to buy First Community Bankshares stock.

What is the 52 week high and low for First Community Bankshares (NASDAQ: FCBC)?

(NASDAQ: FCBC) First Community Bankshares's 52-week high was $49.02, and its 52-week low was $32.58. It is currently -20.75% from its 52-week high and 19.24% from its 52-week low.

How much is First Community Bankshares stock worth today?

(NASDAQ: FCBC) First Community Bankshares currently has 18,326,672 outstanding shares. With First Community Bankshares stock trading at $38.85 per share, the total value of First Community Bankshares stock (market capitalization) is $711.99M.

First Community Bankshares stock was originally listed at a price of $24.36 in Dec 31, 1997. If you had invested in First Community Bankshares stock at $24.36, your return over the last 27 years would have been 59.5%, for an annualized return of 1.74% (not including any dividends or dividend reinvestments).

How much is First Community Bankshares's stock price per share?

(NASDAQ: FCBC) First Community Bankshares stock price per share is $38.85 today (as of Apr 17, 2025).

What is First Community Bankshares's Market Cap?

(NASDAQ: FCBC) First Community Bankshares's market cap is $711.99M, as of Apr 21, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Community Bankshares's market cap is calculated by multiplying FCBC's current stock price of $38.85 by FCBC's total outstanding shares of 18,326,672.
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