NASDAQ: MCBS
Metrocity Bankshares Inc Stock

$27.51+0.52 (+1.93%)
Updated Apr 21, 2025
MCBS Price
$27.51
Fair Value Price
N/A
Market Cap
$698.83M
52 Week Low
$22.25
52 Week High
$36.15
P/E
10.79x
P/B
1.66x
P/S
5.75x
PEG
2.12x
Dividend Yield
2.29%
Revenue
$140.69M
Earnings
$64.50M
Gross Margin
100%
Operating Margin
62.06%
Profit Margin
45.8%
Debt to Equity
7.53
Operating Cash Flow
$64M
Beta
1.03
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

MCBS Overview

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts, savings accounts, certificates of deposits, money transfers, and other banking services. The company also offers construction and development, commercial real estate, commercial and industrial, single family residential mortgage, small business administration, and other consumer loans; and online banking, treasury management, wire transfer, automated clearing house, and cash management services. It serves small to medium-sized businesses, individuals, businesses, municipalities, and other entities. The company operates 19 full-service branch locations in Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia. The company was founded in 2006 and is headquartered in Doraville, Georgia.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine MCBS's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
MCBS
Ranked
#141 of 296

Top Ranked Stocks in Industry

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Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how MCBS scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

MCBS ($27.51) is trading above its intrinsic value of $18.35, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
MCBS is good value based on its earnings relative to its share price (10.79x), compared to the US market average (27.14x)
P/E vs Market Valuation
MCBS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more MCBS due diligence checks available for Premium users.

Valuation

MCBS fair value

Fair Value of MCBS stock based on Discounted Cash Flow (DCF)

Price
$27.51
Fair Value
$29.96
Undervalued by
8.16%
MCBS ($27.51) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

MCBS price to earnings (PE)

For valuing profitable companies with steady earnings

Company
10.79x
Industry
13.07x
Market
27.14x
MCBS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
MCBS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

MCBS price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.66x
Industry
1.07x
MCBS is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

MCBS price to earnings growth (PEG)

For valuing profitable companies with growth potential

MCBS is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

MCBS's financial health

Profit margin

Revenue
$35.2M
Net Income
$16.2M
Profit Margin
46.1%
MCBS's Earnings (EBIT) of $87.31M... subscribe to Premium to read more.
Interest Coverage Financials
MCBS's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.6B
Liabilities
$3.2B
Debt to equity
7.53
MCBS's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
MCBS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$19.3M
Investing
-$69.4M
Financing
$8.8M
MCBS's operating cash flow ($63.50M)... subscribe to Premium to read more.
Debt Coverage Financials

MCBS vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
MCBSC$698.83M+1.93%10.79x1.66x
HBTC$704.41M+1.50%9.83x1.29x
FCBCD$705.58M-0.90%13.70x1.34x
CFFNC$685.18M-1.90%13.23x0.67x
CPFC$684.49M+0.72%12.84x1.27x

Metrocity Bankshares Stock FAQ

What is Metrocity Bankshares's quote symbol?

(NASDAQ: MCBS) Metrocity Bankshares trades on the NASDAQ under the ticker symbol MCBS. Metrocity Bankshares stock quotes can also be displayed as NASDAQ: MCBS.

If you're new to stock investing, here's how to buy Metrocity Bankshares stock.

What is the 52 week high and low for Metrocity Bankshares (NASDAQ: MCBS)?

(NASDAQ: MCBS) Metrocity Bankshares's 52-week high was $36.15, and its 52-week low was $22.25. It is currently -23.9% from its 52-week high and 23.62% from its 52-week low.

How much is Metrocity Bankshares stock worth today?

(NASDAQ: MCBS) Metrocity Bankshares currently has 25,402,782 outstanding shares. With Metrocity Bankshares stock trading at $27.51 per share, the total value of Metrocity Bankshares stock (market capitalization) is $698.83M.

Metrocity Bankshares stock was originally listed at a price of $13.40 in Oct 4, 2019. If you had invested in Metrocity Bankshares stock at $13.40, your return over the last 5 years would have been 105.3%, for an annualized return of 15.47% (not including any dividends or dividend reinvestments).

How much is Metrocity Bankshares's stock price per share?

(NASDAQ: MCBS) Metrocity Bankshares stock price per share is $27.51 today (as of Apr 21, 2025).

What is Metrocity Bankshares's Market Cap?

(NASDAQ: MCBS) Metrocity Bankshares's market cap is $698.83M, as of Apr 22, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Metrocity Bankshares's market cap is calculated by multiplying MCBS's current stock price of $27.51 by MCBS's total outstanding shares of 25,402,782.
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