NYSE: CPF
Central Pacific Financial Corp Stock

$25.29+0.18 (+0.72%)
Updated Apr 21, 2025
CPF Price
$25.29
Fair Value Price
N/A
Market Cap
$684.49M
52 Week Low
$19.46
52 Week High
$33.25
P/E
12.84x
P/B
1.27x
P/S
3.27x
PEG
0.4x
Dividend Yield
3.12%
Revenue
$240.63M
Earnings
$53.41M
Gross Margin
100%
Operating Margin
28.28%
Profit Margin
22.2%
Debt to Equity
12.88
Operating Cash Flow
$91M
Beta
0.97
Next Earnings
Apr 22, 2025
Ex-Dividend
N/A
Next Dividend
N/A

CPF Overview

Central Pacific Financial Corp. is the holding company for Central Pacific Bank. The bank serves businesses, professionals, and individuals, offering residential mortgage loans, commercial and consumer loans and lines of credit, commercial real estate loans, and construction loans. Central Pacific Financial was incorporated in 1954 and is headquartered in Honolulu, HI.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CPF's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
CPF
Ranked
#192 of 296

Top Ranked Stocks in Industry

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CPF News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CPF scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CPF ($25.29) is trading below its intrinsic value of $32.59, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
CPF is good value based on its earnings relative to its share price (12.84x), compared to the US market average (27.14x)
P/E vs Market Valuation
CPF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more CPF due diligence checks available for Premium users.

Valuation

CPF price to earnings (PE)

For valuing profitable companies with steady earnings

Company
12.84x
Industry
13.07x
Market
27.14x
CPF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CPF is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CPF price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.27x
Industry
1.07x
CPF is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CPF price to earnings growth (PEG)

For valuing profitable companies with growth potential

CPF is good value based... subscribe to Premium to read more.
PEG Value Valuation

CPF's financial health

Profit margin

Revenue
$57.6M
Net Income
$11.3M
Profit Margin
19.7%
CPF's Earnings (EBIT) of $68.04M... subscribe to Premium to read more.
Interest Coverage Financials
CPF's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$7.5B
Liabilities
$6.9B
Debt to equity
12.88
CPF's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CPF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$26.3M
Investing
-$25.9M
Financing
$54.0M
CPF's operating cash flow ($90.52M)... subscribe to Premium to read more.
Debt Coverage Financials

CPF vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CPFC$684.49M+0.72%12.84x1.27x
CFFNC$685.18M-1.90%13.23x0.67x
NBBKC$682.04M-0.67%15.23x0.89x
MCBSC$698.83M+1.93%10.79x1.66x
ESQD$667.52M-1.73%14.19x2.82x

Central Pacific Financial Stock FAQ

What is Central Pacific Financial's quote symbol?

(NYSE: CPF) Central Pacific Financial trades on the NYSE under the ticker symbol CPF. Central Pacific Financial stock quotes can also be displayed as NYSE: CPF.

If you're new to stock investing, here's how to buy Central Pacific Financial stock.

What is the 52 week high and low for Central Pacific Financial (NYSE: CPF)?

(NYSE: CPF) Central Pacific Financial's 52-week high was $33.25, and its 52-week low was $19.46. It is currently -23.94% from its 52-week high and 29.96% from its 52-week low.

How much is Central Pacific Financial stock worth today?

(NYSE: CPF) Central Pacific Financial currently has 27,065,570 outstanding shares. With Central Pacific Financial stock trading at $25.29 per share, the total value of Central Pacific Financial stock (market capitalization) is $684.49M.

Central Pacific Financial stock was originally listed at a price of $205.60 in Dec 31, 1997. If you had invested in Central Pacific Financial stock at $205.60, your return over the last 27 years would have been -87.7%, for an annualized return of -7.47% (not including any dividends or dividend reinvestments).

How much is Central Pacific Financial's stock price per share?

(NYSE: CPF) Central Pacific Financial stock price per share is $25.29 today (as of Apr 21, 2025).

What is Central Pacific Financial's Market Cap?

(NYSE: CPF) Central Pacific Financial's market cap is $684.49M, as of Apr 22, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Central Pacific Financial's market cap is calculated by multiplying CPF's current stock price of $25.29 by CPF's total outstanding shares of 27,065,570.
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