NASDAQ: FSBCFive Star Bancorp Stock
$26.41+0.21 (+0.8%)
Updated Apr 17, 2025
FSBC Price
$26.41
Fair Value Price
$42.88
Market Cap
$563.31M
52 Week Low
$21.37
52 Week High
$35.13
P/E
11.69x
P/B
1.42x
P/S
5.38x
PEG
0.9x
Dividend Yield
1.51%
Revenue
$119.21M
Earnings
$45.67M
Gross Margin
100%
Operating Margin
54.29%
Profit Margin
38.3%
Debt to Equity
9.22
Operating Cash Flow
$52M
Beta
0.76
Next Earnings
May 16, 2025
Ex-Dividend
N/A
Next Dividend
N/A
FSBC Overview
Five Star Bancorp, the bank holding company for Five Star Bank, provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. The bank specializes in these niche markets: Manufactured Housing & Storage, Small Business Administration, Commercial Real Estate, Construction, Agriculture & Ag-Tech, Faith Community, Government, Healthcare, Manufacturing & Distribution, Non-profit, Professional Services & Practice, Venture Banking & Technology. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, CA.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine FSBC's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
FSBC
Ranked#95 of 295
Ranked#95 of 295
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.64 | B | |
| $31.51 | B | |
| $23.63 | B |
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FSBC News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FSBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
FSBC ($26.41) is undervalued by 38.41% relative to our estimate of its Fair Value price of $42.88 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FSBC ($26.41) is significantly undervalued by 38.41% relative to our estimate of its Fair Value price of $42.88 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FSBC ($26.41) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FSBC due diligence checks available for Premium users.
Valuation
FSBC fair value
Fair Value of FSBC stock based on Discounted Cash Flow (DCF)
Price
$26.41
Fair Value
$42.88
Undervalued by
38.41%
FSBC ($26.41) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FSBC ($26.41) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FSBC ($26.41) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FSBC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.69x
Industry
13x
Market
27.98x
FSBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FSBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FSBC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.42x
Industry
1.08x
FSBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FSBC price to earnings growth (PEG)
For valuing profitable companies with growth potential
FSBC is good value based... subscribe to Premium to read more.
PEG Value Valuation
FSBC's financial health
Profit margin
Revenue
$33.9M
Net Income
$13.3M
Profit Margin
39.3%
FSBC's Earnings (EBIT) of $64.72M... subscribe to Premium to read more.
Interest Coverage Financials
FSBC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$4.1B
Liabilities
$3.7B
Debt to equity
9.22
FSBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
FSBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$18.0M
Investing
-$70.3M
Financing
$153.8M
FSBC's operating cash flow ($51.79M)... subscribe to Premium to read more.
Debt Coverage Financials
FSBC vs Bank Stocks
Five Star Bancorp Stock FAQ
Company
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