NASDAQ: FSBWFs Bancorp Inc Stock
$37.59-0.59 (-1.55%)
Updated Apr 21, 2025
FSBW Price
$37.59
Fair Value Price
$73.00
Market Cap
$291.80M
52 Week Low
$30.80
52 Week High
$49.15
P/E
8.39x
P/B
0.99x
P/S
2.31x
PEG
N/A
Dividend Yield
2.13%
Revenue
$139.15M
Earnings
$35.02M
Gross Margin
100%
Operating Margin
29.88%
Profit Margin
25.2%
Debt to Equity
9.24
Operating Cash Flow
$51M
Beta
0.65
Next Earnings
Apr 22, 2025
Ex-Dividend
N/A
Next Dividend
N/A
FSBW Overview
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages, second mortgage/home equity loan products, non-mortgage commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which primarily include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. As of December 31, 2021, it operated 21 full bank service branches and 10 home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties; and one loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is headquartered in Mountlake Terrace, Washington.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine FSBW's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
D
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
FSBW
Ranked#142 of 296
Ranked#142 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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FSBW News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FSBW scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
FSBW ($37.59) is undervalued by 48.51% relative to our estimate of its Fair Value price of $73.00 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FSBW ($37.59) is significantly undervalued by 48.51% relative to our estimate of its Fair Value price of $73.00 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FSBW is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FSBW due diligence checks available for Premium users.
Valuation
FSBW fair value
Fair Value of FSBW stock based on Discounted Cash Flow (DCF)
Price
$37.59
Fair Value
$73.00
Undervalued by
48.51%
FSBW ($37.59) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FSBW ($37.59) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FSBW is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FSBW price to earnings (PE)
For valuing profitable companies with steady earnings
Company
8.39x
Industry
13.07x
Market
27.14x
FSBW is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FSBW is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FSBW price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.99x
Industry
1.07x
FSBW is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FSBW's financial health
Profit margin
Revenue
$34.2M
Net Income
$7.4M
Profit Margin
21.6%
FSBW's Earnings (EBIT) of $41.58M... subscribe to Premium to read more.
Interest Coverage Financials
FSBW's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.0B
Liabilities
$2.7B
Debt to equity
9.24
FSBW's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FSBW's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$41.1M
Investing
-$103.6M
Financing
$53.9M
FSBW's operating cash flow ($50.82M)... subscribe to Premium to read more.
Debt Coverage Financials
FSBW vs Bank Stocks
Fs Bancorp Stock FAQ
Company
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