NASDAQ: GCBCGreene County Bancorp Inc Stock
$20.74-0.67 (-3.13%)
Updated Apr 21, 2025
GCBC Price
$20.74
Fair Value Price
$18.47
Market Cap
$353.14M
52 Week Low
$20.00
52 Week High
$37.25
P/E
13.47x
P/B
1.62x
P/S
7.17x
PEG
2.55x
Dividend Yield
1.69%
Revenue
$65.85M
Earnings
$26.34M
Gross Margin
100%
Operating Margin
42.19%
Profit Margin
40%
Debt to Equity
12.58
Operating Cash Flow
$24M
Beta
0.74
Next Earnings
N/A
Ex-Dividend
May 16, 2025
Next Dividend
May 30, 2025
GCBC Overview
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. As of June 30, 2021, it operated a network of 17 full-service banking offices. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine GCBC's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
GCBC
Ranked#205 of 296
Ranked#205 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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GCBC News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how GCBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
GCBC ($20.74) is overvalued by 12.31% relative to our estimate of its Fair Value price of $18.47 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
GCBC ($20.74) is not significantly undervalued (12.31%) relative to our estimate of its Fair Value price of $18.47 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
GCBC ($20.74) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more GCBC due diligence checks available for Premium users.
Valuation
GCBC fair value
Fair Value of GCBC stock based on Discounted Cash Flow (DCF)
Price
$20.74
Fair Value
$18.47
Overvalued by
12.31%
GCBC ($20.74) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
GCBC ($20.74) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
GCBC ($20.74) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
GCBC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
13.47x
Industry
13.07x
Market
27.14x
GCBC is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
GCBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
GCBC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.62x
Industry
1.07x
GCBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
GCBC price to earnings growth (PEG)
For valuing profitable companies with growth potential
GCBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
GCBC's financial health
Profit margin
Revenue
$17.5M
Net Income
$7.5M
Profit Margin
42.9%
GCBC's Earnings (EBIT) of $27.78M... subscribe to Premium to read more.
Interest Coverage Financials
GCBC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.0B
Liabilities
$2.7B
Debt to equity
12.58
GCBC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
GCBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$5.3M
Investing
-$140.5M
Financing
$88.1M
GCBC's operating cash flow ($24.11M)... subscribe to Premium to read more.
Debt Coverage Financials
GCBC vs Bank Stocks
Greene County Bancorp Stock FAQ
Company
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