NASDAQ: HBCP
Home Bancorp Inc Stock

$43.15-0.41 (-0.94%)
Updated Apr 21, 2025
Why Price Moved
HBCP Price
$43.15
Fair Value Price
$101.40
Market Cap
$349.41M
52 Week Low
$34.51
52 Week High
$52.77
P/E
9.42x
P/B
0.88x
P/S
2.82x
PEG
2.8x
Dividend Yield
1.76%
Revenue
$132.47M
Earnings
$36.43M
Gross Margin
100%
Operating Margin
34.11%
Profit Margin
27.5%
Debt to Equity
7.69
Operating Cash Flow
$49M
Beta
0.85
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

HBCP Overview

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts. The company also provides various loan products, such as one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers credit cards and online banking services. The company operates through a network of 19 banking offices in the Acadiana, four banking offices in Baton Rouge, six banking offices in the Greater New Orleans area, six banking offices in the Northshore region, and three banking offices in Natchez. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine HBCP's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
HBCP
Ranked
#91 of 296

Top Ranked Stocks in Industry

View Top Bank Stocks

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HBCP News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how HBCP scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

HBCP ($43.15) is undervalued by 57.45% relative to our estimate of its Fair Value price of $101.40 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
HBCP ($43.15) is significantly undervalued by 57.45% relative to our estimate of its Fair Value price of $101.40 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
HBCP ($43.15) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more HBCP due diligence checks available for Premium users.

Valuation

HBCP fair value

Fair Value of HBCP stock based on Discounted Cash Flow (DCF)

Price
$43.15
Fair Value
$101.40
Undervalued by
57.45%
HBCP ($43.15) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
HBCP ($43.15) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
HBCP ($43.15) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

HBCP price to earnings (PE)

For valuing profitable companies with steady earnings

Company
9.42x
Industry
13.07x
Market
27.14x
HBCP is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HBCP is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

HBCP price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.88x
Industry
1.07x
HBCP is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

HBCP price to earnings growth (PEG)

For valuing profitable companies with growth potential

HBCP is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

HBCP's financial health

Profit margin

Revenue
$34.3M
Net Income
$9.7M
Profit Margin
28.2%
HBCP's Earnings (EBIT) of $45.18M... subscribe to Premium to read more.
Interest Coverage Financials
HBCP's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.4B
Liabilities
$3.0B
Debt to equity
7.69
HBCP's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HBCP's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$5.8M
Investing
-$47.1M
Financing
$3.9M
HBCP's operating cash flow ($48.73M)... subscribe to Premium to read more.
Debt Coverage Financials

HBCP vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
HBCPC$349.41M-0.94%9.42x0.88x
VBNKD$350.55M-3.92%11.87x0.95x
BWBC$347.44M-4.77%11.99x0.76x
GCBCC$353.14M-3.13%13.47x1.62x
USCBC$343.51M+0.41%13.70x1.59x

Home Bancorp Stock FAQ

What is Home Bancorp's quote symbol?

(NASDAQ: HBCP) Home Bancorp trades on the NASDAQ under the ticker symbol HBCP. Home Bancorp stock quotes can also be displayed as NASDAQ: HBCP.

If you're new to stock investing, here's how to buy Home Bancorp stock.

What is the 52 week high and low for Home Bancorp (NASDAQ: HBCP)?

(NASDAQ: HBCP) Home Bancorp's 52-week high was $52.77, and its 52-week low was $34.51. It is currently -18.23% from its 52-week high and 25.04% from its 52-week low.

How much is Home Bancorp stock worth today?

(NASDAQ: HBCP) Home Bancorp currently has 8,097,592 outstanding shares. With Home Bancorp stock trading at $43.15 per share, the total value of Home Bancorp stock (market capitalization) is $349.41M.

Home Bancorp stock was originally listed at a price of $10.90 in Oct 8, 2008. If you had invested in Home Bancorp stock at $10.90, your return over the last 16 years would have been 295.87%, for an annualized return of 8.98% (not including any dividends or dividend reinvestments).

How much is Home Bancorp's stock price per share?

(NASDAQ: HBCP) Home Bancorp stock price per share is $43.15 today (as of Apr 21, 2025).

What is Home Bancorp's Market Cap?

(NASDAQ: HBCP) Home Bancorp's market cap is $349.41M, as of Apr 22, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Home Bancorp's market cap is calculated by multiplying HBCP's current stock price of $43.15 by HBCP's total outstanding shares of 8,097,592.
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