NASDAQ: PNBK
Patriot National Bancorp Inc Stock

$4.03+0.75 (+22.87%)
Updated Apr 21, 2025
PNBK Price
$4.03
Fair Value Price
N/A
Market Cap
$297.11M
52 Week Low
$0.99
52 Week High
$4.33
P/E
-0.4x
P/B
69.66x
P/S
0.48x
PEG
N/A
Dividend Yield
N/A
Revenue
$15.98M
Earnings
-$39.88M
Gross Margin
100%
Operating Margin
-100.71%
Profit Margin
-249.5%
Debt to Equity
236.35
Operating Cash Flow
$3M
Beta
0.37
Next Earnings
May 13, 2025
Ex-Dividend
N/A
Next Dividend
N/A

PNBK Overview

Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, savings, prepaid deposit, on-line national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, Internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. It operated through a network of eight branch offices located in Fairfield and New Haven Counties, Connecticut; and one branch offices located in Westchester County, New York. The company was founded in 1994 and is headquartered in Stamford, Connecticut.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine PNBK's potential to beat the market

Zen Rating Component Grades

N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
PNBK
Ranked
Unranked of 296

Top Ranked Stocks in Industry

View Top Bank Stocks

Be the first to know about important PNBK news, forecast changes, insider trades & much more!

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PNBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

PNBK is unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
PNBK is poor value based on its book value relative to its share price (69.66x), compared to the US Banks - Regional industry average (1.07x)
P/B vs Industry Valuation
PNBK is unprofitable, so we... subscribe to Premium to read more.
PEG Value Valuation
There are 35 more PNBK due diligence checks available for Premium users.

Valuation

PNBK price to earnings (PE)

For valuing profitable companies with steady earnings

Company
-0.4x
Industry
13.07x
Market
27.14x

PNBK price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
69.66x
Industry
1.07x
PNBK is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PNBK's financial health

Profit margin

Revenue
-$1.1M
Net Income
-$9.5M
Profit Margin
875.2%
PNBK's Earnings (EBIT) of -$16.10M... subscribe to Premium to read more.
Interest Coverage Financials
PNBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.0B
Liabilities
$1.0B
Debt to equity
236.35
PNBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PNBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$2.6M
Investing
$43.1M
Financing
$49.3M
PNBK's operating cash flow ($2.68M)... subscribe to Premium to read more.
Debt Coverage Financials

PNBK vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
PNBK$297.11M+22.87%-0.40x69.66x
NECBC$298.98M-3.49%5.96x0.94x
CZNCC$294.63M+1.11%11.27x1.07x
FSBWC$291.80M-1.55%8.39x0.99x
CWBCC$304.43M-0.31%35.51x0.84x

Patriot National Bancorp Stock FAQ

What is Patriot National Bancorp's quote symbol?

(NASDAQ: PNBK) Patriot National Bancorp trades on the NASDAQ under the ticker symbol PNBK. Patriot National Bancorp stock quotes can also be displayed as NASDAQ: PNBK.

If you're new to stock investing, here's how to buy Patriot National Bancorp stock.

What is the 52 week high and low for Patriot National Bancorp (NASDAQ: PNBK)?

(NASDAQ: PNBK) Patriot National Bancorp's 52-week high was $4.33, and its 52-week low was $0.99. It is currently -6.93% from its 52-week high and 307.07% from its 52-week low.

How much is Patriot National Bancorp stock worth today?

(NASDAQ: PNBK) Patriot National Bancorp currently has 73,725,292 outstanding shares. With Patriot National Bancorp stock trading at $4.03 per share, the total value of Patriot National Bancorp stock (market capitalization) is $297.11M.

Patriot National Bancorp stock was originally listed at a price of $67.50 in Dec 31, 1997. If you had invested in Patriot National Bancorp stock at $67.50, your return over the last 27 years would have been -94.03%, for an annualized return of -9.91% (not including any dividends or dividend reinvestments).

How much is Patriot National Bancorp's stock price per share?

(NASDAQ: PNBK) Patriot National Bancorp stock price per share is $4.03 today (as of Apr 21, 2025).

What is Patriot National Bancorp's Market Cap?

(NASDAQ: PNBK) Patriot National Bancorp's market cap is $297.11M, as of Apr 22, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Patriot National Bancorp's market cap is calculated by multiplying PNBK's current stock price of $4.03 by PNBK's total outstanding shares of 73,725,292.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.