NASDAQ: RMBIRichmond Mutual Bancorporation Inc Stock
$13.00+0.05 (+0.39%)
Updated Apr 21, 2025
RMBI Price
$13.00
Fair Value Price
$20.39
Market Cap
$136.44M
52 Week Low
$10.15
52 Week High
$15.15
P/E
13.98x
P/B
1.03x
P/S
3.6x
PEG
6x
Dividend Yield
4.38%
Revenue
$42.92M
Earnings
$9.38M
Gross Margin
100%
Operating Margin
25.31%
Profit Margin
21.9%
Debt to Equity
10.33
Operating Cash Flow
$15M
Beta
0.38
Next Earnings
Apr 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A
RMBI Overview
Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. It operates through 12 full service and one limited-service banking offices with seven full-service and one limited-service offices located in Indiana; five offices situated in Ohio; one full-service banking office and four other branch offices are located in Richmond, Indiana; two other offices in Cambridge City, Centerville, Richmond, and Shelbyville, Indiana; two offices in Sidney and Ohio; two offices in Piqua and one office in Troy, Ohio; and a loan production office in Columbus, Ohio. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine RMBI's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
RMBI
Ranked#131 of 296
Ranked#131 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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RMBI News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how RMBI scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
RMBI ($13.00) is undervalued by 36.25% relative to our estimate of its Fair Value price of $20.39 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
RMBI ($13.00) is significantly undervalued by 36.25% relative to our estimate of its Fair Value price of $20.39 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
RMBI ($13.00) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more RMBI due diligence checks available for Premium users.
Valuation
RMBI fair value
Fair Value of RMBI stock based on Discounted Cash Flow (DCF)
Price
$13.00
Fair Value
$20.39
Undervalued by
36.25%
RMBI ($13.00) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
RMBI ($13.00) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
RMBI ($13.00) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
RMBI price to earnings (PE)
For valuing profitable companies with steady earnings
Company
13.98x
Industry
13.07x
Market
27.14x
RMBI is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
RMBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
RMBI price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.03x
Industry
1.07x
RMBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
RMBI price to earnings growth (PEG)
For valuing profitable companies with growth potential
RMBI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
RMBI's financial health
Profit margin
Revenue
$10.9M
Net Income
$2.5M
Profit Margin
22.8%
RMBI's Earnings (EBIT) of $10.86M... subscribe to Premium to read more.
Interest Coverage Financials
RMBI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.5B
Liabilities
$1.4B
Debt to equity
10.33
RMBI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
RMBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$6.8M
Investing
-$19.0M
Financing
$14.4M
RMBI's operating cash flow ($14.75M)... subscribe to Premium to read more.
Debt Coverage Financials
RMBI vs Bank Stocks
Richmond Mutual Bancorporation Stock FAQ
Company
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