NASDAQ: TFSLTfs Financial Corp Stock
$12.31+0.08 (+0.65%)
Updated Apr 21, 2025
TFSL Price
$12.31
Fair Value Price
N/A
Market Cap
$3.46B
52 Week Low
$11.29
52 Week High
$15.00
P/E
43.96x
P/B
1.81x
P/S
11.49x
PEG
15.2x
Dividend Yield
9.18%
Revenue
$304.58M
Earnings
$81.31M
Gross Margin
100%
Operating Margin
33.68%
Profit Margin
26.7%
Debt to Equity
7.91
Operating Cash Flow
$98M
Beta
0.71
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A
TFSL Overview
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, it offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and 37 full-service branches and 7 loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine TFSL's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
TFSL
Ranked#214 of 296
Ranked#214 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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TFSL News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TFSL scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
TFSL ($12.31) is trading above its intrinsic value of $1.80, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
TFSL is poor value based on its earnings relative to its share price (43.96x), compared to the US market average (27.14x)
P/E vs Market Valuation
TFSL is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more TFSL due diligence checks available for Premium users.
Valuation
TFSL fair value
Fair Value of TFSL stock based on Discounted Cash Flow (DCF)
Price
$12.31
Fair Value
-$10.17
Undervalued by
221.06%
TFSL ($12.31) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
TFSL price to earnings (PE)
For valuing profitable companies with steady earnings
Company
43.96x
Industry
13.07x
Market
27.14x
TFSL is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TFSL is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
TFSL price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.81x
Industry
1.07x
TFSL is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
TFSL price to earnings growth (PEG)
For valuing profitable companies with growth potential
TFSL is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
TFSL's financial health
Profit margin
Revenue
$76.3M
Net Income
$22.4M
Profit Margin
29.4%
TFSL's Earnings (EBIT) of $102.57M... subscribe to Premium to read more.
Interest Coverage Financials
TFSL's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$17.1B
Liabilities
$15.1B
Debt to equity
7.91
TFSL's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
TFSL's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$45.5M
Investing
-$2.7M
Financing
-$40.6M
TFSL's operating cash flow ($97.82M)... subscribe to Premium to read more.
Debt Coverage Financials
TFSL vs Bank Stocks
Tfs Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.