NYSE: HTBHometrust Bancshares Inc Stock
$33.29-0.24 (-0.72%)
Updated Apr 21, 2025
HTB Price
$33.29
Fair Value Price
N/A
Market Cap
$584.84M
52 Week Low
$24.92
52 Week High
$38.99
P/E
10.37x
P/B
1.06x
P/S
2.93x
PEG
N/A
Dividend Yield
1.02%
Revenue
$194.58M
Earnings
$54.81M
Gross Margin
100%
Operating Margin
35.93%
Profit Margin
28.2%
Debt to Equity
7.33
Operating Cash Flow
$45M
Beta
0.77
Next Earnings
Apr 22, 2025
Ex-Dividend
N/A
Next Dividend
N/A
HTB Overview
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine HTB's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
HTB
Ranked#162 of 296
Ranked#162 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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HTB News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how HTB scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
HTB is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
HTB is good value based on its earnings relative to its share price (10.37x), compared to the US market average (27.14x)
P/E vs Market Valuation
HTB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more HTB due diligence checks available for Premium users.
Valuation
HTB fair value
Fair Value of HTB stock based on Discounted Cash Flow (DCF)
Price
$33.29
Fair Value
-$30.81
Undervalued by
208.06%
HTB is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
HTB price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.37x
Industry
13.07x
Market
27.14x
HTB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HTB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
HTB price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.06x
Industry
1.07x
HTB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
HTB's financial health
Profit margin
Revenue
$52.3M
Net Income
$14.2M
Profit Margin
27.2%
HTB's Earnings (EBIT) of $69.91M... subscribe to Premium to read more.
Interest Coverage Financials
HTB's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$4.6B
Liabilities
$4.0B
Debt to equity
7.33
HTB's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HTB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$4.3M
Investing
$37.5M
Financing
-$56.0M
HTB's operating cash flow ($44.97M)... subscribe to Premium to read more.
Debt Coverage Financials
HTB vs Bank Stocks
Hometrust Bancshares Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.